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Joint Trades Comment on FCC TCPA Noticed of Proposed Rulemaking TCPA
Aug 03, 2023

Earlier this week, the American Financial Services Association joined the American Bankers Association, Mortgage Bankers Association, National Association of Federally-Insured Credit Unions, National Council of Higher Education Resources, and Student Loan Servicing Alliance in a comment letter to the Federal Communications Commission (FCC). In its Notice of Proposed Rulemaking, the FCC proposes to codify and, […]

Elevate in Salt Lake | Laura Udis
Aug 02, 2023

Join Laura Udis, Small Dollar, Marketplace, and Installment Lending Program Manager in the Consumer Financial Protection Bureau’s Research, Markets, and Regulations Division, for a dialogue highlighting some of the CFPB’s recent activity and key insights on the Bureau’s review of the traditional installment lending industry. Register today!

AFSA Comments on Anti-Consumer Arbitration Provisions
Aug 02, 2023

Last week, the American Financial Services Association, joined by 200 other trade associations, submitted a comment letter to Members of Congress opposing anti-arbitration clauses and provisions that have been recently introduced. AFSA, along with several organizations publishing empirical studies, has long argued that arbitration is an efficient and cost-effective option for dispute resolution with consumers. […]

Featured Business Partner | Amsive
Aug 01, 2023

The featured Business Partner for the month of August is Amsive. Consumers signal individuality in all kinds of ways. Today marketers must listen and act on those signals. At Amsive, we give you the tools to know more and the services to do more. We give you the data and insights to know who your […]

Become a Business Partner Member today!
Aug 01, 2023

For just the month of August, AFSA is running a promotion you won’t want to miss! Become a Business Partner by August 31st and receive a complimentary registration to the 2023 AFSA Annual Meeting in Salt Lake City, a $1,550 value! As an AFSA Business Partner, you receive: Access to AFSA Conferences & Attendees Complimentary […]

Economic Perceptions vs. Reality
Aug 01, 2023

A new CBS News/YouGov national poll deals mostly with politics, but since most politics influences policy, especially the economy, the results are worth considering.  In the survey, a significant majority of U.S. adults were reported to be dissatisfied with the state of the U.S. economy.  When asked to pick a word that best described the condition of […]

About Those Rejection Rates
Jul 31, 2023

Several recent news stories have reported on historically high rejection rates for auto loans (see here, here, and here for example).  But policymakers, as well as the media, should ensure they have the proper context for this data. It is accurate that the 12-month rejection rate for auto loans was 14.2 percent in the June […]

WANTED: Dynamic Podcast Guests
Jul 28, 2023

Pitch the Extra Credit Podcast: On the Lookout for Dynamic Guests Want to share innovative content, fresh ideas and reach consumer credit and vehicle finance industry leaders? AFSA’s well-known Extra Credit Podcast is once again looking for dynamic and diverse guests to discuss timely topics, emerging issues, and trends in the consumer credit marketplace. Here are some of the issues […]

CFPB Releases Supervisory Highlights Report
Jul 28, 2023

The Consumer Financial Protection Bureau (CFPB) this week released a new Supervisory Highlights report. In doing so, it announced, “CFPB Exams Find Unfair, Deceptive, and Abusive Practices Across a Wide Array of Consumer Financial Product Lines.” While the headline may attract attention, it’s important for context to explain what Highlights is and is not. The […]

LISTEN | Changing Perspective on Auto Finance
Jul 27, 2023

In this edition of the AFSA Extra Credit Podcast, we chat with Robert Steenbergh, Founder & CEO of AutoPayPlus which offers consumers a flexible auto financing schedule that matches payments with paychecks. We have a broad conversation about Robert’s journey, the benefits of changing the perspective on how consumers pay for vehicles and the importance of affordability. […]

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