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AFSA Comments on IRS Commercial Clean Vehicle Tax Credit Rule
Mar 19, 2025

On March 17, 2025, AFSA submitted a comment letter to the IRS regarding a proposed rule for Commercial Clean Vehicle Tax Credits.  This rule intended to clarify aspects of the Section 45W tax credit. AFSA’s letter provided an explanation of how leasing companies are seeking clean vehicle tax credits and using proceeds of those credits […]

THIS THURSDAY | AFSA Webinar | Transform Your Auto Finance Strategy: Mastering Margin Management in Uncertain Times
Mar 18, 2025

Join us Thursday, March 20th at 2:00 p.m. EST! In the fast-paced world of auto finance, staying ahead of the curve is not just a goal—it’s a necessity. In early 2025 the landscape is shifting under our feet, brought on by political shifts, economic fluctuations, and changing consumer behaviors – specifically affecting rates, vehicle prices, […]

Women’s History Month | Corinne Kirkendall
Mar 13, 2025

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?   A valuable life lesson is to stay true to your values while showing grace to others. By holding firm to your principles, you ensure that your actions and decisions are aligned with […]

AFSA Joins Sister Trades in Providing Feedback to FCC on Revocation Rule
Mar 12, 2025

Last week, AFSA joined the American Bankers Association,  ACA International, America’s Credit Unions, and the Mortgage Bankers Association (the Trades) on a call with senior FCC staff to discuss proposed TCPA rules.  These rules, which are scheduled to go into effect on April 11, 2025, would make any consumer revocation of consent for telephone calls or text […]

CRA-ing a Misguided Rule
Mar 12, 2025

The American Financial Services Association joined other trade groups in supporting a Congressional Review Act (CRA) resolution sponsored by Sen. Mike Rounds (R-SD) and Rep. Ralph Norman (R-SC) to overturn the Consumer Financial Protection Bureau’s medical debt rule.  While noting that medical debt is a serious concern for many Americans, the joint letter emphasizes that the […]

Credit Rate Cap Folly
Mar 12, 2025

The American Financial Services Association joined other leading financial-services trade groups in sending a letter to Reps. Alexandria Ocasio-Cortez (D-NY) and Anna Paulina Luna (R-FL) opposing their legislation that would impose a 10 percent annual percentage rate (APR) cap for credit cards. This is a companion bill to a Senate proposal from Sens. Bernie Sanders […]

Women’s History Month | Kelly Lipinski
Mar 11, 2025

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?   So many legal and business issues are complicated and nuance is important, so it is crucial to be clear and straightforward.  I have learned how important it is to articulate risk, […]

Women’s History Month | Lesley Hastings
Mar 11, 2025

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? The most important lesson I’ve learned in my career is that success isn’t just about working hard—it’s about working strategically. Building strong relationships, staying adaptable, and continuously learning have been just as […]

Women’s History Month | Tracy Sandin
Mar 11, 2025

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?   In 1997, I earned my first major promotion after single-handedly defeating a piece of legislation in the California legislature—a move that earned me the nickname “Heat-Seeking Missile” among my Capitol peers. But […]

Guardrails on a Two-Way Street
Mar 11, 2025

The Washington Post recently made waves when its owner announced that the paper’s opinion section would focus on issues related to personal liberties and the free market. Which raises the question: why a full-throated – and inaccurate – defense of the Consumer Financial Protection Bureau, which at times has taken a jaundiced view of the issues on […]

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