Lending Power: How Consumer Credit is Shaping the U.S. Economy Consumer lending isn’t just a financial service; it’s a cornerstone of U.S. economic performance and touches nearly every part of American life—from buying a car to starting a small business or simply covering back to school costs. But how much does consumer lending really shape […]

A small group of Senate Democrats recently introduced the Protecting Consumers from Unreasonable Credit Rates Act, which would cap fees and interest on consumer loans at an APR of 36 percent. While we appreciate the goal of barring unregulated and predatory actors from taking advantage of consumers and forcing them into unending cycles of debt, this […]

BUSINESS PARTNER WEBINAR LOST IN THE MAIL: SOLVING REFUND DELIVERABILITY IN AUTO FINANCE SEPTEMBER 25, 2025 AT 2:00 P.M. EST Refunds may seem routine—but for auto lenders, they’ve become a hidden source of cost, compliance risk, and customer frustration. In this session, we’ll uncover the real impact of check-based refund processes and explore how leading […]

BUSINESS PARTNER WEBINAR IMPLEMENTATION BEST PRACTICES: HOW TO OPERATIONALIZE PRICING ANALYTICS IN AUTO FINANCE SEPTEMBER 18, 2025 AT 2:00 P.M. EST End the spreadsheet torment and do away with the lengthy manual rate updates! If you are planning to implement a pricing analytics solution in the near future, this webinar is for you. Join an […]

The Senate Banking Committee voted to advance Stephen Miran’s nomination to fill a Federal Reserve Board vacancy by a vote of 13-11 along party lines. Republicans hope to vote on his confirmation before the Federal Reserve begins its rate-setting meeting on September 16th. If confirmed he will fill a short-term Board position that expires at the end of […]

In a time when institutions – from the government agencies to the media to nonprofit groups – have credibility problems, imagine what happens when two of those said institutions, in this case USA Today and the Consumer Federation of America (CFA), get together. Earlier this week the CFA released a highly sensationalized report, “Driven to […]

BUSINESS PARTNER WEBINAR IMPLEMENTATION BEST PRACTICES: HOW TO OPERATIONALIZE PRICING ANALYTICS IN AUTO FINANCE SEPTEMBER 18, 2025 AT 2:00 P.M. EST End the spreadsheet torment and do away with the lengthy manual rate updates! If you are planning to implement a pricing analytics solution in the near future, this webinar is for you. Join an […]

With conflicting economic data, from strong quarterly corporate financial reports in several important U.S. business sectors to jobs and inflation data that at times defies expectations, the role of the Federal Reserve remains in focus. This is one reason the confirmation hearing in the U.S. Senate for current chair of the White House Council of […]

In this episode of the AFSA Extra Credit Podcast, Dan chats with Brian Johnson, Vice President of Revenue Operations with DataScan on audits, how to manage risk and the importance of embracing real-time data. The upshot? If you’re waiting for the next audit to manage risk, you’re already behind. Dan and Brian look at inventory […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer.   As a trusted leader in tech-enabled solutions for finance and insurance products (F&I) in the automotive finance industry, F&I Sentinel actively monitors evolving […]