Consumer confidence slid again in July. The Conference Board reported Tuesday that its Consumer Confidence Index fell to 90.8 — below the 92.3 economists expected — as Americans’ assessment of current business and labor market conditions declined for the third month in a row. The reading captured a darker mood than the University of Michigan’s sentiment survey […]

The Loan Is Booked. The Profit Isn’t. Servicing Is Eating Originations: What Lenders Are Missing After the Loan Is Booked August 13, 2026 at 2:00 p.m. ET Auto lending has traditionally focused on winning at origination, but the next competitive advantage may come from managing the portfolio after the loan is booked. This session explores […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact AFSA Membership. Bank partnerships have become central to how consumer finance companies grow and compete. Branded credit cards, buy-now-pay-later products, rate exportation arrangements, and full-scale […]

Last week, AFSA sponsored and attended the Automotive Trade Association Executives (ATAE) Summer Conference in Oceanside, California from July 15 – 17. The conference provided a valuable opportunity to connect with ATAE leaders from across the country and to discuss legislative and regulatory issues important to automotive dealers. AFSA greatly appreciates its strong partnership with the ATAE and the National Automobile Dealers Association (NADA) and continues […]

AFSA President and CEO Celia Winslow will be testifying on Capitol Hill later this morning, examining legislative proposals to strengthen consumer protection. AFSA’s testimony, which you can read here. Debt settlement companies advertise themselves as a magic bullet, a way to reduce debt and an alternative to bankruptcy. Consumers enrolling with a debt settlement company […]

This week, AFSA’s State Government Affairs team submitted a comment letter to the Colorado Attorney General’s Office in response to its request for informal stakeholder input on implementation of SB 26-189, the Colorado Automated Decision-Making Technology Act. AFSA cautioned that the law, as enacted, is far broader than comparable frameworks like the CCPA ADMT Regulations and GDPR, and […]

The Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Office of the Comptroller of the Currency (“agencies”) have issued Interagency Guidance on lending to borrowers who are not authorized to work in the United States. The guidance discusses how lending to non-work authorized borrowers increases credit risk, and how this risk should be managed […]

Acting CFPB Chairman Russell Vought appeared before the House Financial Services Committee this week, giving the Bureau’s semi-annual report to Congress. Although long-time former committee and Bureau staffer Brian Johnson has been nominated to lead the Bureau, the Senate has not yet scheduled his confirmation hearing or vote. The hearing was largely divided along political […]

BUSINESS PARTNER WEBINAR Beyond the Paperwork: Stopping Asset Finance Fraud with Identity Intelligence and Intelligent Decisioning July 16, 2026 at 2:00 p.m. ET Most asset finance fraud is built to pass traditional checks, leaving lenders exposed before detection. Socure and NETSOL will explore why fraud losses are rising and how identity intelligence reveals risks missed […]

AFSA’s State Government Affairs team recently submitted a set of suggested FAQs to the New York City Department of Consumer and Worker Protection (DCWP) seeking clarity on the amended debt collection rules ahead of their effective date. The FAQs address key member concerns, including the compliance timeline, how the rules apply to first-party creditors, the […]