Contested races for committee chairs are part of how the 120th U.S. Congress will renew itself, and the House Financial Services Committee now has one. We will leave that contest to House Democrats. Rep. Maxine Waters’ letter to her colleagues, however, does lay out a policy agenda and several items on it matter to AFSA […]

Business conditions for consumer lenders fell to their lowest point on record in the third quarter of 2026, according to the American Financial Services Association’s latest Consumer Credit Conditions (C3) Index. Rising funding costs and growing strain among subprime borrowers drove the decline, and lenders expect the pressure to continue over the next six months.   […]

Lenders in asset finance and specialized lending have stopped asking whether to use artificial intelligence. They now ask what it delivers. In a new episode of AFSA Industry Insights produced by SBS, Ron Spratt and Megan Rohe explain how lenders are moving AI out of pilot programs and into production. They also walk through four […]

THURSDAY, November 5 at 2:00 p.m. ET As organizations face mounting data demands and regulatory complexity, tax technology is becoming a critical tool for transforming tax functions into strategic business decisions. Join RSM for this exciting webinar, as we explore how specialty finance organizations can leverage tax technology to improve data visibility, streamline processes and […]

October 22, 2026 at 2:00 p.m. ET A Decision Framework for Consumer Lenders This webinar gives consumer lenders a practical decision framework for comparing building an internal customer portal vs. using an external vendor with a purpose-built platform. It evaluates both options against customer expectations, implementation requirements, operating responsibilities, risk, and the three- to five-year […]

AFSA’s State Government Affairs team has closely monitored the New York City Department of Consumer and Worker Protection (DCWP) since the agency began pursuing an ambitious expansion of the city’s debt collection rules. Under the Mamdani administration, DCWP has intensified its consumer-protection efforts. On October 1, DCWP and the NYC Commission on Human Rights issued […]

The latest edition of the Federal Reserve’s triennial Survey of Consumer Finances provides a detailed look at the financial position of American households in 2025. The results suggest that household balance sheets remained resilient in aggregate despite elevated interest rates. Nonetheless, signs of growing stress are visible beneath the surface. The overall household financial picture […]

October 8, 2026 at 2:00 p.m. ET Asset finance organizations are under mounting pressure to grow portfolios, protect margins, and deliver better customer experiences, yet most remain constrained by fragmented systems, manual processes, and legacy technology. According to new industry research, over 70% of organizations are still primarily legacy or only partially modernized, while more […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact AFSA Membership. Perfect Security Is a Myth: 3 Actions to Build AI Resilience By: David Ralstin, Allied Solutions As Cybersecurity Awareness Month approaches, the focus […]

AFSA’s State Government Affairs team has closely monitored the Colorado Attorney General’s rulemaking process for Automated Decision-Making Technology (ADMT) law (CO SB 26 -189). The AG’s website previously announced that a revised proposed rulemaking draft would be released by September 23 but removed that date from its website on September 23. The website now states […]