The recent FDIC approval of Stellantis Bank USA marks a meaningful milestone for the vehicle finance industry, and the benefits extend well beyond one automaker’s balance sheet. This approval expands consumer access to financing options. Stellantis Bank USA will offer products through independent Stellantis dealers, giving buyers of Chrysler, Dodge, Jeep, Ram, and other Stellantis […]

AFSA is pleased to be supporting the inaugural conference of the newly launched Institute for Consumer Financial Choice (ICFC) at George Mason University’s Antonin Scalia Law School. Entitled, “The Future of Consumer Financial Protection,” the conference is co-sponsored with the Federal Trade Commission. The ICFC was launched earlier this year by Prof. Tom Miller, the […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. From the outside, a loan payoff looks simple. A customer trades in a vehicle, the loan gets paid, and the process moves forward. Inside […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. The auto finance industry has always been driven by data, but the speed and complexity of today’s market have changed how valuable that data […]

AFSA released its quarterly Consumer Credit Conditions (C3) Index, a survey of leading providers of consumer credit, including mortgages, vehicle financing, personal installment loans, and credit cards. The top line results: Higher-income households are pulling back on major financial commitments – by choice Lower-income families are borrowing out of necessity, not opportunity Lenders see reason […]

It doesn’t take a light-speed leap to see that Star Wars creator George Lucas based his saga a long time ago in a galaxy far, far, away on the consumer finance industry. After all, the currency he created was called credits. Republic credits. Imperial credits. The credits Watto wouldn’t accept on Tatooine. For nearly half […]

From Risk to Vehicle Recovery: Connected Intelligence Ecosystem Thursday, May 7, 2026 at 2:00 p.m. ET Auto lenders are navigating rising delinquencies, increased charge-offs, and greater pressure to recover assets faster while maintaining compliance. Yet many recovery programs remain fragmented across data providers, recovery vendors, and skip tracing services. This webinar introduces One Connected Ecosystem, showing […]

The CFPB’s Final Rule on Small Business Lending Data Collection has been released for public inspection, with publication expected on May 1. This rule implements Section 1071 of the Dodd-Frank Act, which required the CFPB to collect information about owners of small business applying for credit in order to guide fair lending enforcement and related […]

As Financial Literacy Month wraps, the AFSA Education Foundation staff wants to thank the AFSA team and Member Companies across the country for their support of MoneySKILL through volunteerism efforts, financial donations, and the many other ways individuals and companies support the foundation. Some of the earned media and collaborative efforts this month include: AFSA […]

Last week AFSA’s National Title Solutions Forum (NTSF) submitted a comment letter regarding Louisiana HB 1086, which establishes a framework for mandatory electronic lien and title systems. Why it matters: While NTSF supports modernization and the transition to electronic processes, the letter raises concerns that aspects of the bill could create operational challenges if not clearly defined and implemented […]