The featured Business Partner for the month of October is GoldPOINT Systems GOLDPoint Systems offers one of the most complete Loan Management Software Systems in the Direct and Indirect market, covering the complete loan life cycle. Our products include online portals, custom scoring, origination, loan servicing, collections, accounting, reporting, document storage and e-signatures. We also […]

The Urban Institute has been doing yeorman’s work providing independent, fact-based analysis on the effects of consumer credit rate caps.  Taken together with other independent, academic analysis of rate caps, there is a growing body of evidence that shows rate caps fail to achieve the so-called benefits for consumers touted by rate cap advocates, while […]

It’s time! Register for the 2024 Vehicle Finance Conference & Expo today and enjoy Early Bird Pricing! What can you expect? Influential Speakers. Gain insights and inspiration from incredible speakers, including our keynote: Gian Paul Gonzalez, the New Jersey teacher who inspired the New York Giants before the 2012 Super Bowl … and such Fortune 500 […]

AFSA’s Industry Expertise allows Business Partners to provide thought leadership and best practices information directly with AFSA member companies. For more information about taking part, contact Dan Bucherer. Audit-Ready Best Practices for Lenders Suzi Straffon, Director, Finance Company Markets | Allied Solutions While the Fed is attempting to ward off a full-blown recession, borrowers and lenders […]

Today, the Consumer Financial Protection Bureau (CFPB) issued an advisory reminding consumers that they have the right to see results from Credit Repair Organizations (CRO) before they pay and, more importantly, that they do not need to pay a company to improve their credit. AFSA applauds the Bureau’s work on this crucial consumer issue.  As […]

The AFSA Annual Meeting is full of great general sessions and breakouts, too. Don’t miss out on two concurrent sets of breakouts Wednesday morning! Wednesday, October 4th at 10:00 a.m. – 10:45 a.m. Fraud in the Age of AI The rapid development and accessibility of generative AI and related technologies has helped criminals exploit the […]

This week, the House Subcommittee on Financial Institutions and Monetary Policy held a hearing entitled A Holistic Review of Regulators: Regulatory Overreach and Economic Consequences, which sought to explore the interaction and economic impact of federal banking agencies’ recent regulatory proposals. AFSA submitted a letter detailing its grave concerns regarding the Consumer Financial Protection Bureau’s […]

A bipartisan group of Senators led by Jeff Merkley (D-OR), Steve Daines (R-MT), Kyrsten Sinema (I-AZ), and Cynthia Lummis (R-WY) announced the introduction of a new cannabis-related banking bill today, the Secure and Fair Enforcement Regulation Banking Act (SAFER) Banking Act. This bill includes language to end Operation Choke Point by prohibiting a federal regulator […]

Alfa Announces Free Scope 3 Emissions Reporting Alfa Systems Alfa, the makers of Alfa Systems – the first-choice software platform for providers of asset finance, worldwide – has announced new functionality to help its customers track and report their portfolios’ Scope 3 greenhouse gas emissions. A complementary add-on for current and prospective Alfa customers, Scope […]

AFSA joined seven other leading financial services trade associations on a letter to Sen. Josh Hawley (R-MO) expressing concern about the Capping Credit Card Interest Rates Act (S.2760), which would cap credit cards’ APR at 18%. The letter signed by associations representing banks, credit unions, think tanks and non-bank financial institutions noted that the bill […]