American Financial Services Association - State Talking Points
American Financial Services Association

State Talking Points

State Talking Points

The State Government Affairs department regularly prepares one-page talking points on top issues affecting the financial services industry. These may be used by members to brief policymakers, for internal corporate communication, or however members see fit.

Talking Points

All-In APR

All-In APR

Talking Points
APR Limits

APR Limits

Talking Points
Auto Franchising

Auto Franchising

Talking Points
Convenience Fees

Convenience Fees

Talking Points
Credit Deserts

Credit Deserts

Talking Points
Credit Scoring Benefits

Credit Scoring Benefits

Talking Points
Cycle-of-Debt

Cycle-of-Debt

Talking Points
Data Breach Legislation

Data Breach Legislation

Talking Points
Debt Settlement

Debt Settlement

Talking Points
Fiduciary Duty

Fiduciary Duty

Talking Points
File Freeze Legislation

File Freeze Legislation

Talking Points
Financial Inclusion

Financial Inclusion

Talking Points
Foreclosure

Foreclosure

Talking Points
Foreclosure Moratorium

Foreclosure Moratorium

Talking Points
Foreclosure: Expedited

Foreclosure: Expedited

Talking Points
Foreclosure: Judicial

Foreclosure: Judicial

Talking Points
Globalization/Outsourcing

Globalization/Outsourcing

Talking Points
Interchange

Interchange

Talking Points
Mandatory Arbitration

Mandatory Arbitration

Talking Points
Mandatory Counseling

Mandatory Counseling

Talking Points
Payday Lending Databases

Payday Lending Databases

Talking Points
Payment Assurance Devices

Payment Assurance Devices

Talking Points
Precomputed Loan

Precomputed Loan

Talking Points
Prepaid Cards

Prepaid Cards

Talking Points
Prepaid Payroll Cards

Prepaid Payroll Cards

Talking Points
Retail Bad Debt

Retail Bad Debt

Talking Points
Reverse Mortgages

Reverse Mortgages

Talking Points
Steering

Steering

Talking Points
Subprime Vehicle Finance

Subprime Vehicle Finance

Talking Points
Superliens

Superliens

Talking Points
Telemarketing

Telemarketing

Talking Points
Tribal Lending

Tribal Lending

Talking Points
UDAAP: State Authority

UDAAP: State Authority

Talking Points
Vehicle Repossession

Vehicle Repossession

Talking Points
Virtual Currencies

Virtual Currencies

Talking Points
Work From Home

Work From Home

Talking Points
Zoning Ordinances

Zoning Ordinances

Talking Points

State Specific Talking Points

California – California Consumer Privacy Act

California – California Consumer Privacy Act

State Specific Talking Points
Colorado – Payday Lending

Colorado – Payday Lending

State Specific Talking Points
Colorado – Pew Trust Study

Colorado – Pew Trust Study

State Specific Talking Points
Iowa Rate Modernization

Iowa Rate Modernization

State Specific Talking Points
Maine – LD 1251 (Payment Cards)

Maine – LD 1251 (Payment Cards)

State Specific Talking Points
Maryland HB 530 (Auto Financing)

Maryland HB 530 (Auto Financing)

State Specific Talking Points
Nevada – Superliens

Nevada – Superliens

State Specific Talking Points
Nevada SB 311/Chapter 280 – Credit Reporting

Nevada SB 311/Chapter 280 – Credit Reporting

State Specific Talking Points
New Mexico – Consumer Lending Practices

New Mexico – Consumer Lending Practices

State Specific Talking Points
West Virginia – Consumer Credit Protection Act

West Virginia – Consumer Credit Protection Act

State Specific Talking Points