American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2021 Vehicle Finance Conference

Feb 23 - Feb 25, 2021

Join us for the premier event for the vehicle finance industry –
the AFSA 2021 Virtual Vehicle Finance Conference

2021 Independents Conference and Expo

Apr 6 - Apr 8, 2021
Lowes Miami Beach Hotel | Miami Beach

Join AFSA’s independent members for a content-rich experience, engaging in strategic, thought-provoking discussions on issues affecting the industry.

2021 Annual Meeting

Oct 25 - Oct 27, 2021
The Mandarin Oriental Hotel | Washington, DC

The 2021 AFSA Annual Meeting will bring attendees right to our nation’s capital to share the positive story of consumer credit.


Big Changes Ahead at the CFPB
Jan 21, 2021

President Joe Biden announced his intention to nominate Federal Trade Commissioner Rohit Chopra to serve as Director of the Consumer Financial Protection Bureau. And late on Inauguration Day, President Biden announced that Dave Uejio, currently head of strategy at the agency would serve as acting director until Chopra is confirmed. As Bloomberg reported this morning: […]

Federal Banking Agencies Issue Final Rules on Supervisory Guidance
Jan 21, 2021

This week, the Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, National Credit Union Administration, and the Office of the Comptroller of the Currency issued final rules clarifying the role of supervisory guidance. Supervisory guidance is issued by agencies in the form of (but not limited to) interagency statements, advisories, bulletins, policy statements, questions and […]

Get C-Suite Views at the 2021 Vehicle Finance Conference
Jan 20, 2021

Join vehicle finance industry leaders as they provide their perspectives and takeaways from 2020, and share their insights on the challenges and opportunities coming down the road in 2021. AFSA is pleased to share that the following senior executives will participate in our panel: Mahesh Aditya, President & CEO, Santander USA Dan Berce, President & […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installments loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation