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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

2027 Vehicle Finance Conference & Expo

Feb 15 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

2027 Independents Conference & Expo

May 23 - May 27, 2027
JW Marriott Nashville | Nashville, TN

Blog

Reading the Room: Inside the Voters’ Minds on the Economy and the Midterms
Sep 22, 2026

When you sit down at The Breakers, the 2026 midterm elections will be one week away. Micah Roberts of Public Opinion Strategies and Jeff Horwitt of Hart Research will have just closed their latest polling cycle, and they will show you what the data says before it reaches the headlines. Roberts polls for Republicans. Horwitt […]

AFSA Webinar | The Agentic Trap: When AI Helps the Payment Experience—and When It Gets in the Way
Sep 22, 2026

October 1, 2026 at 2:00 p.m. ET Agentic AI dominates every customer service conversation right now. However, technology is only as valuable as the problems it solves. In this session, we’ll explore why treating every payment experience problem as one that AI can solve is a costly mistake, and demo what a balanced solution should […]

CFPB Nom Moves On
Sep 17, 2026

The American Financial Services Association (AFSA) thanks the Senate Banking Committee for advancing the nomination of Brian Johnson to serve as Director of the Consumer Financial Protection Bureau and urges the full Senate to confirm him without delay. Mr. Johnson knows the Bureau and the consumer credit marketplace. As Deputy Director of the CFPB, he […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation