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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2026 Independents Conference & Expo

May 18 - May 21, 2026
OMNI PGA Frisco | Frisco, TX

The Edge (AFSA Education Foundation Event)

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

Blog

Women’s History Month | Darcy Locke
Mar 12, 2026

AFSA is collaborating with the AFSA’s Women’s Leadership Council to celebrate Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? The most important lesson I’ve learned is that confidence isn’t something you wait for…it’s something you build by showing up, learning, and staying in the work, […]

Women’s History Month | Anne Kline
Mar 11, 2026

AFSA is collaborating with the AFSA’s Women’s Leadership Council to celebrate Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?  Network as much as you can.  It will open doors you never expect. Was there a mentor who provided great insight in your early […]

Industry Expertise | Why Most AI Automation Stalls—And a Proven Method to Get Results
Mar 11, 2026

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. Fuse: Why most AI automation stalls—and a proven method to get results The pattern is familiar. A lender purchases an AI document-reading tool. The […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation