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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

The Edge (AFSA Education Foundation Event)

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

Blog

Registration is OPEN for the 2026 AFSA Annual Meeting
Jun 02, 2026

Reading the Room: What Voters Are Really Saying About the Economy and the Road to the Midterms Numbers don’t lie. But they do require interpretation and AFSA’s Annual Meeting has two of the best in the business to help us do just that. Two of Washington’s most respected pollsters go beyond the headlines to reveal […]

Well-Intentioned, but Not Well-Executed
May 28, 2026

AFSA has submitted a comment letter raising concerns with SB 3777, noting that while well-intentioned, the bill relies on a disparate impact framework that could create significant unintended consequences for the consumer credit system.  For decades the Equal Credit Opportunity Act (ECOA) has provided strong, effective protections against discrimination, supported by clear compliance requirements and meaningful penalties for violations. AFSA […]

New EO on Undocumented Customer Accounts
May 28, 2026

On May 19, 2026, the White House issued Executive Order 14406 addressing issues relating to lending and banking for customers lacking legal residency and work authorization. The order explains that national security and public safety risks arise from illicit cross-border financial activity. The order also describes risk to the financial system relating to extensions of credit or financial […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation