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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2022 Winter Committee Meetings

Feb 2 - Feb 3, 2022
JW Marriott Desert Ridge Resort & Spa | Phoenix, AZ

Join AFSA and your colleagues in the desert for content-rich, fast-paced committee meetings.

2022 Vehicle Finance Conference & Expo

Mar 7 - Mar 10, 2022
The Bellagio | Las Vegas, NV

The 2022 Vehicle Finance Conference & Expo is the premier educational and networking opportunity for the vehicle finance industry.

2022 Independents Conference & Expo

May 2 - May 5, 2022
La Quinta Resort & Spa | La Quinta, California

Join AFSA’s independent members for a content-rich experience, engaging in strategic, thought-provoking discussions on issues affecting the industry.



ESG & The Future of Business
Jan 20, 2022

Environmental, Social, and Governance – or ESG – data and reporting are fast increasingly a key area for consumers, investors, and regulators to consider when evaluating a company’s business practices. Are you operating as a good steward of the environment? How does your business manage relationships and reputation with employees, suppliers and the communities in […]

LISTEN | State of Credit #5: Colorado
Jan 19, 2022

In the first episode of 2022, we continue our 50-state series, where we’ll be asking questions of financial services regulators around the country. We’ll make our way through all 50 states getting to know the regulators that are part of our industry. Today, Danielle Fagre Arlowe, Senior Vice President and head of the State Government […]

Marking Martin Luther King Jr. Day
Jan 17, 2022

On this day celebrating the life and ongoing mission of Rev. Martin Luther King, there is no better way to honor him than to take some time to read his words and hear his clarion call for fundamental respect of human dignity and justice. We must all work together for a society that reflects his vision of an America worthy of his and so many others’ sacrifices.  

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation