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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

2027 Vehicle Finance Conference & Expo

Feb 15 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

Blog

Industry Expertise | The Exposure Gap Your Bank Partnership Agreement Just Created
Jul 24, 2026

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact AFSA Membership. Bank partnerships have become central to how consumer finance companies grow and compete. Branded credit cards, buy-now-pay-later products, rate exportation arrangements, and full-scale […]

AFSA Testifies on Capitol Hill
Jul 22, 2026

AFSA President and CEO Celia Winslow will be testifying on Capitol Hill later this morning, examining legislative proposals to strengthen consumer protection. AFSA’s testimony, which you can read here. Debt settlement companies advertise themselves as a magic bullet, a way to reduce debt and an alternative to bankruptcy. Consumers enrolling with a debt settlement company […]

Colorado Automated Decision-Making Technology 
Jul 16, 2026

This week, AFSA’s State Government Affairs team submitted a comment letter to the Colorado Attorney General’s Office in response to its request for informal stakeholder input on implementation of SB 26-189, the Colorado Automated Decision-Making Technology Act. AFSA cautioned that the law, as enacted, is far broader than comparable frameworks like the CCPA ADMT Regulations and GDPR, and […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation