“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. The auto finance industry has always been driven by data, but the speed and complexity of today’s market have changed how valuable that data […]

AFSA released its quarterly Consumer Credit Conditions (C3) Index, a survey of leading providers of consumer credit, including mortgages, vehicle financing, personal installment loans, and credit cards. The top line results: Higher-income households are pulling back on major financial commitments – by choice Lower-income families are borrowing out of necessity, not opportunity Lenders see reason […]

It doesn’t take a light-speed leap to see that Star Wars creator George Lucas based his saga a long time ago in a galaxy far, far, away on the consumer finance industry. After all, the currency he created was called credits. Republic credits. Imperial credits. The credits Watto wouldn’t accept on Tatooine. For nearly half […]