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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2027 Vehicle Finance Conference & Expo

Feb 14 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

2027 Independents Conference & Expo

May 23 - May 27, 2027
JW Marriott Nashville | Nashville, TN

2027 EDGE (AFSA Education Foundation Event)

Jun 20 - Jun 25, 2027
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Blog

C3 Index Sees Tough Times
Nov 05, 2026

Business conditions for consumer lenders fell to their lowest point on record in the third quarter of 2026, according to the American Financial Services Association’s latest Consumer Credit Conditions (C3) Index. Rising funding costs and growing strain among subprime borrowers drove the decline, and lenders expect the pressure to continue over the next six months.   […]

AFSA Extra Credit Podcast | AI Moves From Pilot to Production in Asset Finance
Nov 04, 2026

Lenders in asset finance and specialized lending have stopped asking whether to use artificial intelligence. They now ask what it delivers. In a new episode of AFSA Industry Insights produced by SBS, Ron Spratt and Megan Rohe explain how lenders are moving AI out of pilot programs and into production. They also walk through four […]

🚨THIS THURSDAY | AFSA Webinar | How Specialty Finance Leaders Can Use Tax Technology to Make Executive-Level Decisions
Nov 03, 2026

THURSDAY, November 5 at 2:00 p.m. ET As organizations face mounting data demands and regulatory complexity, tax technology is becoming a critical tool for transforming tax functions into strategic business decisions. Join RSM for this exciting webinar, as we explore how specialty finance organizations can leverage tax technology to improve data visibility, streamline processes and […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation