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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2026 Vehicle Finance Conference & Expo

Feb 1 - Feb 3, 2026
Bellagio Las Vegas | Las Vegas, NV

2026 Independents Conference & Expo

May 17 - May 21, 2026
OMNI PGA Frisco | Frisco, TX

THE EDGE

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, Georgia

Blog

THIS THURSDAY | AFSA Webinar | 2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not
Jan 20, 2026

2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Extra Credit Podcast | AI in Financial Services w/ Sigmoid Analytics
Jan 15, 2026

Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur Global Head, Financial Services from Sigmoid to discuss the role of AI in the financial services sector, […]

AFSA Webinar | 2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not
Jan 15, 2026

2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation