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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2023 Annual Meeting

Oct 1 - Oct 4, 2023
Grand America Hotel | Salt Lake City, Utah

The 2023 AFSA Annual Meeting is bringing attendees together to share how consumer credit is creating opportunities for our customers.

2024 Vehicle Finance Conference & Expo

Jan 29 - Feb 1, 2024
The Bellagio | Las Vegas, NV

2024 Independents Conference & Expo

May 20 - May 24, 2024
Marriott Harbor Beach | Ft. Lauderdale, FL


Oct 01, 2023

The featured Business Partner for the month of October is GOLDPoint Systems GOLDPoint Systems offers one of the most complete Loan Management Software Systems in the Direct and Indirect market, covering the complete loan life cycle. Our products include online portals, custom scoring, origination, loan servicing, collections, accounting, reporting, document storage and e-signatures. We also […]

Do-Nothing Policies Can Do Harm
Sep 27, 2023

The Urban Institute has been doing yeorman’s work providing independent, fact-based analysis on the effects of consumer credit rate caps.  Taken together with other independent, academic analysis of rate caps, there is a growing body of evidence that shows rate caps fail to achieve the so-called benefits for consumers touted by rate cap advocates, while […]

Registration Open for 2024 Vehicle Finance Conference
Sep 27, 2023

It’s time! Register for the 2024 Vehicle Finance Conference & Expo today and enjoy Early Bird Pricing! What can you expect? Influential Speakers. Gain insights and inspiration from incredible speakers, including our keynote: Gian Paul Gonzalez, the New Jersey teacher who inspired the New York Giants before the 2012 Super Bowl … and such Fortune 500 […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation
AFSA Education Foundation