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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2026 Independents Conference & Expo

May 18 - May 21, 2026
OMNI PGA Frisco | Frisco, TX

The Edge (AFSA Education Foundation Event)

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

Blog

AFSA Webinar | Rethinking Auto Recoveries: The Role of Secured Debt Sales in Today’s Market
Mar 06, 2026

BUSINESS PARTNER WEBINAR Rethinking Auto Recoveries: The Role of Secured Debt Sales in Today’s Market March 26, 2026 at 2:00 p.m. ET As auto lenders navigate rising delinquencies, evolving consumer expectations, and increased regulatory scrutiny, debt sales are becoming a more important—yet often misunderstood—part of the expanding recovery toolkit. In this AFSA webinar, Ryan Bell, […]

AFSA Testifies at IRS Public Hearing on Vehicle Finance Interest Tax Deduction
Mar 05, 2026

On February 24, AFSA staff testified at an IRS Public Hearing on regulations implementing the new tax deduction for vehicle finance interest. This tax deduction was enacted as part of the “One Big Beautiful Bill” in July 2025. Since that time, AFSA has been in communication with the IRS and Treasury regarding implementation considerations and […]

AFSA Submits Comment on CFPB Complaint Database Issues
Mar 05, 2026

On March 2, AFSA submitted comments on an information request from the CFPB regarding its Consumer Response Intake Form. The CFPB routinely requests for comments on this information request, and AFSA takes the opportunity to share our observations on the consumer complaint portal. In February 2026, the CFPB made some important changes to the consumer […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation