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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

The Edge (AFSA Education Foundation Event)

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

Blog

Defending Credit in Oregon
Jun 15, 2026

On June 15, 2026, a coalition of financial services trade associations – the National Association of Industrial Bankers (NAIB), the American Financial Services Association (AFSA), and the Online Lenders Alliance (OLA) – filed suit in federal court against the Oregon Department of Consumer and Business Services. To read a copy of the complaint, click here. […]

THIS THURSDAY | AFSA Webinar | Why AI Implementations Fail, and How Asset Finance Lenders Can Get It Right
Jun 15, 2026

BUSINESS PARTNER WEBINAR Why AI Implementations Fail, and How Asset Finance Lenders Can Get It Right June 18, 2026 at 2:00 p.m. ET Up to 95% of AI pilots fail to scale, but it doesn’t have to be that way. For asset finance lenders, the challenge isn’t the promise of AI. It’s execution. This session […]

Amendment to H.R. 8800
Jun 11, 2026

The National Defense Authorization Act (NDAA) for 2027 passed the House Armed Services Committee with report language that AFSA advocated and strongly supports. This report language instructs the Pentagon to examine the Military Lending Act regulations (something they are required to do by statute but have not for several years), including examination of the potential harm […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation