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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2021 Annual Meeting

Oct 24 - Oct 27, 2021
The Mandarin Oriental Hotel | Washington, DC

The 2021 AFSA Annual Meeting is bringing attendees to our nation’s capital to share how consumer credit is creating opportunities for our customers.

2021 Credit Summit for Fixed Income Investors

Dec 7 - Dec 7, 2021
Virtual

Connecting industry executives and key investors to highlight the power of the vehicle finance industry.

2022 Winter Committee Meetings

Feb 2 - Feb 3, 2022
JW Marriott Desert Ridge Resort & Spa | Phoenix, AZ

Join AFSA and your colleagues in the desert for content-rich, fast-paced committee meetings.

Blog

AFSA Sends Letter to CA DFPI on Proposed Collection Rules
Oct 14, 2021

On Tuesday, October 5, AFSA’s State Government Affairs (SGA) team sent a letter to the California Department of Financial Protection and Innovation (DFPI) commenting on the DFPI’s proposed Debt Collection Licensing Act (DCLA) rules. Many AFSA member companies may be required to apply for licensure under the DCLA, and clear rules that take into account […]

AFSA Letter to CFPB Stresses Importance of Credit Access, Financial Literacy
Oct 13, 2021

Today, AFSA sent a letter to Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra. Mr. Chopra was confirmed as Director earlier this month. AFSA’s letter stresses the crucial role AFSA member companies play in the lives of ordinary Americans. It also speaks to the important work that the AFSA Education Foundation is doing in schools and communities […]

Chief Compliance Officer Perspectives
Oct 13, 2021

With increasing demands from regulators and growing complexity in operating a consumer finance company, a Chief Compliance Officer (CCO) in 2021 has a lot to manage. For this panel, moderated by AFSA’s VP of Compliance Education Philip Bohi, CCOs from a cross-section of member companies to share their perspectives on the current environment and how they […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installments loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation