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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2022 Fall National Title Solutions Forum Meeting

Oct 5 - Oct 7, 2022

Join us in Dallas to discuss key issues title processing and promote electronic options for consumers.

2022 Annual Meeting

Oct 23 - Oct 26, 2022
The Breakers | Palm Beach, Florida

Join us for AFSA’s 2022 Annual Meeting at one of America’s most iconic resorts – The Breakers in beautiful Palm Beach, Florida.

2023 Vehicle Finance Conference & Expo

Jan 24 - Jan 26, 2023
Hilton Anatole | Dallas, Texas

The 2023 Vehicle Finance Conference & Expo is the premier educational and networking opportunity for the vehicle finance industry.

Blog

White House Feeling it on Fees
Sep 28, 2022

Yesterday, President Biden gave remarks at a meeting of the White House Competition Council, which is composed of a number of administration officials, including Treasury Secretary Janet Yellen and CFPB Director Rohit Chopra. The President’s speech focused on fees and prices in a number of areas – mobile phones, airlines, gas, prescription drugs, meat and […]

The BBB Must be Better on Consumer Credit
Sep 27, 2022

The Better Business Bureau, International (BBB) has released a report on predatory payday and cash-advance lenders and debt collection scams. The report generally raises three issues. First, the BBB says its “scam tracker” identified 750 annual consumer complaints since 2020 regarding payday and cash advance scams; the report also cites some general data from the […]

Don’t Be Fooled … All Lenders Are Not the Same
Sep 23, 2022

The Center for Responsible Lending (CRL) is out with a new report that is a lot like its other reports on consumer credit and predatory lenders. But this time, there’s a twist. Rather than focusing on the unhelpful fallout of state-based interest-rate caps on small dollar consumer loans or the rise of predatory online lenders, […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation