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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2026 Independents Conference & Expo

May 18 - May 21, 2026
OMNI PGA Frisco | Frisco, TX

The Edge (AFSA Education Foundation Event)

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, GA

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

Blog

CFPB Small Business Lending Data Collection Rule Released
Apr 30, 2026

The CFPB’s Final Rule on Small Business Lending Data Collection has been released for public inspection, with publication expected on May 1. This rule implements Section 1071 of the Dodd-Frank Act, which required the CFPB to collect information about owners of small business applying for credit in order to guide fair lending enforcement and related […]

AFSA Webinar | From Risk to Vehicle Recovery: Connected Intelligence Ecosystem
Apr 28, 2026

From Risk to Vehicle Recovery: Connected Intelligence Ecosystem Thursday, May 7, 2026 at 2:00 p.m. ET Auto lenders are navigating rising delinquencies, increased charge-offs, and greater pressure to recover assets faster while maintaining compliance. Yet many recovery programs remain fragmented across data providers, recovery vendors, and skip tracing services. This webinar introduces One Connected Ecosystem, showing […]

Let’s Regulate “Surveillance Pricing”
Apr 16, 2026

AFSA’s State Government Affairs team submitted a comment letter opposing IL SB 2255, which seeks to regulate the use of “surveillance pricing.” This is broadly defined to include the use of consumer data in setting prices, but the bill’s sweeping and ambiguous language could unintentionally capture common and pro-consumer practices used throughout the financial services industry. AFSA raised […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation