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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2024 Vehicle Finance Conference & Expo

Jan 29 - Feb 1, 2024
The Bellagio | Las Vegas, NV

2024 Independents Conference & Expo

May 20 - May 23, 2024
Marriott Harbor Beach | Ft. Lauderdale, FL

2024 AFSA Annual Meeting

Oct 21 - Oct 23, 2024
The Biltmore | Phoenix, AZ


Featured Business Partner | PayNearMe
Dec 01, 2023

The featured Business Partner for the month of December is PayNearMe. PayNearMe is the modern, reliable payments platform that facilitates debit, credit, ACH and mobile-first payments, including Cash App, PayPal, Venmo, Apple Pay and Google Pay for thousands of businesses and government agencies nationwide. PayNearMe also has the most convenient cash payment network, enabling consumers […]

NYC Department of Consumer and Worker Protection Comment Letter
Nov 30, 2023

This past week, AFSA’s state government affairs team sent a comment letter to the New York City Department of Consumer and Worker Protection (DCWP) on the updated proposed amendments to its rules relating to debt collectors. In the letter AFSA highlights concerns and suggests clarifications for various sections, including the scope of terms “debt collector” […]

Financial Fragility Increased in 2023 While Credit Access Decreased
Nov 30, 2023

New survey results from the Federal Reserve Bank of New York highlight recent trends in financial fragility and access to credit. Unfortunately, the news is not good, especially for younger households and those with weaker credit histories. The latest Survey of Consumer Expectations (SCE) Credit Access Survey reports that the likelihood of an average household […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation
AFSA Education Foundation