American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2021 Annual Meeting

Oct 24 - Oct 27, 2021
The Mandarin Oriental Hotel | Washington, DC

The 2021 AFSA Annual Meeting is bringing attendees to our nation’s capital to share how consumer credit is creating opportunities for our customers.

2022 Vehicle Finance Conference & Expo

Mar 7 - Mar 10, 2022
The Bellagio | Las Vegas, NV

The 2022 Vehicle Finance Conference & Expo is the premier educational and networking opportunity for the vehicle finance industry.

2022 Independents Conference & Expo

May 3 - May 5, 2022
La Quinta Resort & Spa | La Quinta (Palm Springs), CA


Correcting Consumer Reports 
Jul 23, 2021

On July 22, Consumer Reports published an article focusing on the new anti-consumer, all-in rate cap that Illinois imposed on its consumers earlier this year.  The author reached out to AFSA, asking some common questions on rate cap legislation. AFSA’s Danielle Fagre Arlowe responded with clear, content-rich answers. As has become commonplace in the media, the article takes facts and figures to fit the narrative that they’ve decided they want to spin. Consumers are used to this […]

House Committee Explores Way to Expand Banking Services
Jul 23, 2021

The House Financial Services Committee (FSC) held a hearing earlier this week entitled, “Banking the Unbanked: Exploring Private and Public Efforts to Expand Access to the Financial System,” to discuss trends in unbanked and underbanked households and proposals to expand the availability of safe and affordable banking and financial services. The FSC specifically examined the […]

House Votes to Expand FTC Enforcement Authorities
Jul 23, 2021

This week, the House of Representatives passed the “Consumer Protection and Recovery Act” (H.R.2668) to give the Federal Trade Commission (FTC) enhanced ability to bring enforcement actions against fraudsters and scammers and collect monetary relief for consumers harmed. Specifically, H.R. 2668 would amend Section 13(b) of the FTC Act to explicitly reaffirm the FTC’s authority […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installments loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation