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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2026 Independents Conference & Expo

May 17 - May 21, 2026
OMNI PGA Frisco | Frisco, TX

THE EDGE

Jul 19 - Jul 24, 2026
Grand Hyatt Buckhead and Mercer University | Atlanta, Georgia

Leadership Development Program

Aug 8 - Aug 15, 2026
Rizzo Conference Center | Chapel Hill, North Carolina

Blog

Repo Error Remedies
Feb 12, 2026

On February 5, Senator Elizabeth Warren announced she had “launched a probe” regarding “harmful anti-consumer practices as auto repossessions skyrocket to levels not seen since the 2008 financial crisis.”  In a letter received by AFSA, Senator Warren contends that there is something wrong with repossession activity, and that consumers suffer. All stakeholders agree that vehicle […]

AFSA Webinar | From Risk to Vehicle Recovery: One Connected Ecosystem
Feb 10, 2026

From Risk to Vehicle Recovery: One Connected Ecosystem Thursday, March 5, 2026 at 2:00 p.m. ET Auto lenders are navigating rising delinquencies, increased charge-offs, and greater pressure to recover assets faster while maintaining compliance. Yet many recovery programs remain fragmented across data providers, recovery vendors, and skip tracing services. This webinar introduces One Connected Ecosystem, showing […]

AFSA and NCLC Join Forces
Feb 09, 2026

It’s rare for AFSA and the National Consumer Law Center (NCLC) to take the same position on legislation, but Oregon’s HB 4141 has brought us together. In a joint opposition letter to the Oregon legislature, we argue that the bill would open the door to for‑profit debt settlement companies operating with too little oversight. We […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation