American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Events

2021 Annual Meeting

Oct 25 - Oct 27, 2021
The Mandarin Oriental Hotel | Washington, DC

The 2021 AFSA Annual Meeting will bring attendees right to our nation’s capital to share the positive story of consumer credit.

2022 Vehicle Finance Conference & Expo

Mar 7 - Mar 10, 2022
The Bellagio | Las Vegas, NV

The 2022 Vehicle Finance Conference & Expo is the premier educational and networking opportunity for the vehicle finance industry.

2022 Independents Conference & Expo

May 3 - May 5, 2022
La Quinta Resort & Spa | La Quinta (Palm Springs), CA

Blog

Marking Juneteenth
Jun 18, 2021

“History, despite its wrenching pain, cannot be unlived, but if faced with courage, need not be lived again.”                                                                                                      – Maya Angelou Tomorrow we mark Juneteenth, a reminder of the challenging and worthy work our society must undertake for justice and healing. Given the reckoning that has been underway in America over the past […]

AFSA Pivotal in Successful Texas Remote Work Initiative
Jun 17, 2021

On June 14, Texas Governor Greg Abbott signed HB 3510. Effective September 1, the new law will allow employees of companies licensed by the Texas Finance Commission—which include vehicle finance companies, traditional installment lenders, and mortgage lenders—to work remotely from licensed locations, provided certain requirements are met.   AFSA’s Work from Home initiative was pivotal to the success of this legislation, which is the […]

CFPB Resumes Examination of MLA Issues 
Jun 16, 2021

The Consumer Financial Protection Bureau (CFPB) today issued an interpretive rule that justifies its decision to resume its examination for Military Lending Act issues at regulated financial institutions. During the last administration, the CFPB stepped back from Military Lending Act examinations, as this law was not among the enumerated consumer financial protection laws that the CFPB was authorized to enforce when the […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installments loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
AWARE
MoneySkill
AFSA Education Foundation