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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2023 Annual Meeting

Oct 1 - Oct 4, 2023
Grand America Hotel | Salt Lake City, Utah

The 2023 AFSA Annual Meeting is bringing attendees together to share how consumer credit is creating opportunities for our customers.

2024 Vehicle Finance Conference & Expo

Jan 29 - Feb 1, 2024
The Bellagio | Las Vegas, NV

2024 Independents Conference & Expo

May 20 - May 24, 2024
Marriott Harbor Beach | Ft. Lauderdale, FL


Economy Matters: May Jobs Numbers & Fed Outlook
Jun 02, 2023

The labor market remained buoyant in May, according to the latest employment report from the Bureau of Labor Statistics (BLS). In addition to muddying the waters with respect to the U.S. economic outlook, this month’s jobs report also complicates Federal Reserve interest rate policy. Here’s the lowdown: Nonfarm payrolls grew by 339,000 during the month, […]

News From Our Members | PayNearMe Secures $45M in Series D Funding
Jun 02, 2023

PayNearMe Secures $45M in Series D Funding, Accelerating Payments Innovation and Market Expansion Queensland Investment Corporation leads investment round, empowering PayNearMe to pioneer new advancements in digital payments and drive industry-wide transformation. “Our growth has continued to accelerate as we serve the needs of more and larger clients,” said CEO Danny Shader, PayNearMe. “This investment […]

Recent Fed Reports Point to Tighter Consumer Credit
Jun 02, 2023

Two reports released by the Federal Reserve in May show credit conditions are tightening across the economy. The Federal Reserve Board’s Senior Loan Officer Opinion Survey on Bank Lending Practices, provides information on bank credit availability, loan demand and lending practices for both commercial and household borrowers. The latest results from the survey conducted in […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation