Contested races for committee chairs are part of how the 120th U.S. Congress will renew itself, and the House Financial Services Committee now has one. We will leave that contest to House Democrats. Rep. Maxine Waters’ letter to her colleagues, however, does lay out a policy agenda and several items on it matter to AFSA […]

Business conditions for consumer lenders fell to their lowest point on record in the third quarter of 2026, according to the American Financial Services Association’s latest Consumer Credit Conditions (C3) Index. Rising funding costs and growing strain among subprime borrowers drove the decline, and lenders expect the pressure to continue over the next six months.   […]

Lenders in asset finance and specialized lending have stopped asking whether to use artificial intelligence. They now ask what it delivers. In a new episode of AFSA Industry Insights produced by SBS, Ron Spratt and Megan Rohe explain how lenders are moving AI out of pilot programs and into production. They also walk through four […]