AFSA is governed by a Board of Directors that consists of no more than 56 individuals, including the Association Chair, Chair-Elect and Vice Chair of the Board, representatives of commercial finance companies, the chairs of the advisory groups of the Independents Section and Vehicle Finance Division, the Chair of the Business Partner Board and the Chairs of the State Government Affairs and Professional Development Committees.
The Board of Directors is responsible for the general management of the affairs of the association. Directors are elected by the membership at the Annual Meeting of the association. A list of Board nominees is mailed to the membership 30 days in advance of the annual election.

Chair
Martin E. Less
President & CEO
Nationwide Acceptance LLC
Martin E. Less
President & CEO
Nationwide Acceptance LLC
Chair Elect
Kyle R. Birch
President – North America Operations
GM Financial
Kyle R. Birch
President – North America Operations
GM Financial

Immediate Past Chair
James Drotman
Executive Vice President
Ford Pro FinSimple
Ford Motor Credit Company
James Drotman
Executive Vice President
Ford Pro FinSimple
Ford Motor Credit Company
Vice Chair & Treasurer
Dan Walters
Chief Executive Officer
Credit Central, LLC
Dan Walters
Chief Executive Officer
Credit Central, LLC
Member
Ofer Alon
Chief Executive Officer
Quality Acceptance
Ofer Alon
Chief Executive Officer
Quality Acceptance
Member
Nathan D. Benson
Chief Executive Officer
Tidewater Finance Company
Nathan D. Benson
Chief Executive Officer
Tidewater Finance Company
Member
Heidi Bolton
President
Security Finance Corporation of Spartanburg
Heidi Bolton
President
Security Finance Corporation of Spartanburg
Member
Lily Fu Claffee
EVP, Chief Legal Officer
One Main Financial
Lily Fu Claffee
EVP, Chief Legal Officer
One Main Financial
Member
Kevin James Cullum
President & CEO
Nissan Motor Acceptance Corp.
Kevin James Cullum
President & CEO
Nissan Motor Acceptance Corp.
Member
Jon G. Daniels
President
CarMax Auto Finance
Jon G. Daniels
President
CarMax Auto Finance
Member
Lester E. Dees
President
Union Credit Corporation of LA
Lester E. Dees
President
Union Credit Corporation of LA
Member
Rex Ellison
President and CEO
Republic Finance, LLC
Rex Ellison
President and CEO
Republic Finance, LLC
Member
R.E. Everette, Jr
President
Time Investment Corporation
R.E. Everette, Jr
President
Time Investment Corporation
Member
Duane Freeman
Senior Vice President
Bank of America Dealer Financial Services
Duane Freeman
Senior Vice President
Bank of America Dealer Financial Services
Member
Jason Grubb
Chief Executive Officer
Exeter Finance Corp.
Jason Grubb
Chief Executive Officer
Exeter Finance Corp.
Member
Matthew Haney
Senior Vice President & Chief Counsel
John Deere Financial
Matthew Haney
Senior Vice President & Chief Counsel
John Deere Financial
Member
Jeff Haymore
President & COO
Flagship Credit Acceptance/Carfinance.com
Jeff Haymore
President & COO
Flagship Credit Acceptance/Carfinance.com
Member
Ginger C. Herring
President & CEO
1st Franklin Financial Corporation
Ginger C. Herring
President & CEO
1st Franklin Financial Corporation
Member
Bill Himpler
President and Chief Executive Officer
American Financial Services Association
Bill Himpler
President and Chief Executive Officer
American Financial Services Association
Member
Lee Holzman
President & CEO
Reliable Credit Association, Inc.
Lee Holzman
President & CEO
Reliable Credit Association, Inc.

Member
Tom Hudgins
President and COO
Western Shamrock Corporation
Tom Hudgins
President and COO
Western Shamrock Corporation
Member
Rich Hyde
Chief Operating Officer
Prestige Financial Services
Rich Hyde
Chief Operating Officer
Prestige Financial Services
Member
Josh C. Johnson
President & CEO
Mariner Finance, LLC
Josh C. Johnson
President & CEO
Mariner Finance, LLC
Member
Kristin M. Karwat
Chief Executive Officer
Gateway Financial Solutions
Kristin M. Karwat
Chief Executive Officer
Gateway Financial Solutions
Member
Erin Kerber
Chief Legal Officer & Corporate Secretary
Credit Acceptance Corporation
Erin Kerber
Chief Legal Officer & Corporate Secretary
Credit Acceptance Corporation
Member
Francis C. Lee
President & CEO
First Tower, LLC
Francis C. Lee
President & CEO
First Tower, LLC
Member
Jonathon L. Levin
President and Chief Executive Officer
Turner Acceptance Corp.
Jonathon L. Levin
President and Chief Executive Officer
Turner Acceptance Corp.
Member
Darcy C. Locke
Principal New Business Development Executive
ACI Worldwide
Darcy C. Locke
Principal New Business Development Executive
ACI Worldwide
Member
Mark McCall
Chief Financial Officer
Global Lending Services LLC
Mark McCall
Chief Financial Officer
Global Lending Services LLC
Member
Rochelle McClanahan
Chief Financial Officer/Compliance Officer
Brundage Management/Sun Loan Company
Rochelle McClanahan
Chief Financial Officer/Compliance Officer
Brundage Management/Sun Loan Company
Staff Liaison
Perla C. Manuel
Corporate Secretary
American Financial Services Association
Perla C. Manuel
Corporate Secretary
American Financial Services Association
Member
Carlos Minetti
President, Consumer Banking
Discover Financial Services
Carlos Minetti
President, Consumer Banking
Discover Financial Services
Member
Vince Nam
SVP, Head of Dealer Auto
Capital One Auto Finance, Inc.
Vince Nam
SVP, Head of Dealer Auto
Capital One Auto Finance, Inc.
Member
Rick H. Parker, III
President
United Group/United Finance Co.
Rick H. Parker, III
President
United Group/United Finance Co.
Member
Mary Leigh Phillips
Chief Executive Officer
Bridgecrest and SilverRock
Mary Leigh Phillips
Chief Executive Officer
Bridgecrest and SilverRock
Member
Richard J. Porrello
President, Auto Finance & Dealer Services
Huntington National Bank
Richard J. Porrello
President, Auto Finance & Dealer Services
Huntington National Bank
Member
Chad Prashad
President & CEO
World Acceptance Corporation
Chad Prashad
President & CEO
World Acceptance Corporation
Member
Vince Rice
Chief Operating Officer
Hyundai Capital America
Vince Rice
Chief Operating Officer
Hyundai Capital America
Member
Jonathan Root
Senior Vice President
Harley-Davidson Financial Services, Inc.
Jonathan Root
Senior Vice President
Harley-Davidson Financial Services, Inc.
Member
Tanya Sanders
Executive Vice President, Head of Transformation
Wells Fargo Auto
Tanya Sanders
Executive Vice President, Head of Transformation
Wells Fargo Auto
Member
Bill Shope
Senior Vice President & Chief Operating Officer
Southeast Toyota Finance
Bill Shope
Senior Vice President & Chief Operating Officer
Southeast Toyota Finance
Member
Sheryl Smith
Chief Operating, Risk and Compliance Officer
Omni Financial
Sheryl Smith
Chief Operating, Risk and Compliance Officer
Omni Financial
Member
Jeffrey E. Snyder
President & Chief Operating Officer
Mission Financial Services
Jeffrey E. Snyder
President & Chief Operating Officer
Mission Financial Services
Member
Pat St. Charles, III
President & CEO
Citizens Savings & Loan Corporation
Pat St. Charles, III
President & CEO
Citizens Savings & Loan Corporation
Member
Andrew Stuart
President & CEO
TD Auto Finance
Andrew Stuart
President & CEO
TD Auto Finance
Member
Mr. Brandon Tapp
Head of Dealer Services
Chase Auto Finance
Mr. Brandon Tapp
Head of Dealer Services
Chase Auto Finance
Member
Mark Templin
President & CEO
Toyota Financial Services
Mark Templin
President & CEO
Toyota Financial Services
Member
Douglas Timmerman
President, Auto Finance
Ally Financial
Douglas Timmerman
President, Auto Finance
Ally Financial
Member
Petar Vucurevic
Vice President, Financial Services
American Honda Finance Corporation
Petar Vucurevic
Vice President, Financial Services
American Honda Finance Corporation
Member
Marc Womack
Head of Operations
Santander Consumer USA, Inc.
Marc Womack
Head of Operations
Santander Consumer USA, Inc.