American Financial Services Association - State Comment Letters
American Financial Services Association

State Comment Letters

State Comment Letters

AFSA’s State Government Affairs Department regularly submits comment letters on state legislative and regulatory issues that affect consumer credit.

Indiana Attorney General Proposed Rules re: Security Breach

Indiana Attorney General Proposed Rules re: Security Breach

October 30, 2020
State Comment Letter
Arkansas State Collections Board Work From Home Authorization

Arkansas State Collections Board Work From Home Authorization

September 23, 2020
State Comment Letter
AFSA Comment on Proposed Regulations on NV SB 201-Loans

AFSA Comment on Proposed Regulations on NV SB 201-Loans

September 16, 2020
State Comment Letter
Nevada SB 311 – Credit Reporting Joint Letter

Nevada SB 311 – Credit Reporting Joint Letter

September 14, 2020
State Comment Letter
Ohio S .112 Opposition Testimony

Ohio S .112 Opposition Testimony

September 1, 2020
State Comment Letter
Texas Privacy Protection Council RFI Response

Texas Privacy Protection Council RFI Response

August 21, 2020
State Comment Letter
California AB4204/AB4213 Emergency Extension Relief Letter

California AB4204/AB4213 Emergency Extension Relief Letter

August 13, 2020
State Comment Letter
Ohio Department of Commerce Work From Home Authorization

Ohio Department of Commerce Work From Home Authorization

August 10, 2020
State Comment Letter
California AB 1436 – Mortgage Relief Joint Letter

California AB 1436 – Mortgage Relief Joint Letter

August 5, 2020
State Comment Letter
New York Governor Veto Request – SB 5470

New York Governor Veto Request – SB 5470

August 5, 2020
State Comment Letter
Wyoming Division of Banking Work From Home Authorization

Wyoming Division of Banking Work From Home Authorization

August 4, 2020
State Comment Letter
Iowa Division of Banks Work From Home Authorization

Iowa Division of Banks Work From Home Authorization

July 27, 2020
State Comment Letter
New York AB 10118 – Floorplan Lending

New York AB 10118 – Floorplan Lending

July 23, 2020
State Comment Letter
New York SB 5470 – Floorplan Lending

New York SB 5470 – Floorplan Lending

July 21, 2020
State Comment Letter
NMLS Ombudsman Meeting Agenda Request

NMLS Ombudsman Meeting Agenda Request

July 16, 2020
State Comment Letter
North Carolina HB 1067 – Debt Settlement Companies

North Carolina HB 1067 – Debt Settlement Companies

May 28, 2020
State Comment Letter
Missouri HB 1963 – Vehicle Titles

Missouri HB 1963 – Vehicle Titles

May 27, 2020
State Comment Letter
New York SB 8118-B – Credit Reporting

New York SB 8118-B – Credit Reporting

May 20, 2020
State Comment Letter
California AB 2501 Testimony- COVID-19 Consumer Relief

California AB 2501 Testimony- COVID-19 Consumer Relief

May 18, 2020
State Comment Letter
District of Columbia B23-0751 – Credit Reporting

District of Columbia B23-0751 – Credit Reporting

May 15, 2020
State Comment Letter
California AB 2501 – COVID-19 Consumer Relief

California AB 2501 – COVID-19 Consumer Relief

May 14, 2020
State Comment Letter
New Jersey AB 3908 – COVID-19 Financial Protection

New Jersey AB 3908 – COVID-19 Financial Protection

May 1, 2020
State Comment Letter
New Mexico Public Regulation Commission – Repossessions

New Mexico Public Regulation Commission – Repossessions

April 29, 2020
State Comment Letter
Massachusetts Division of Banks Request for Information

Massachusetts Division of Banks Request for Information

April 24, 2020
State Comment Letter
Alaska SB 241 / Chapter 10 – Vehicle Repossessions

Alaska SB 241 / Chapter 10 – Vehicle Repossessions

April 23, 2020
State Comment Letter
Rhode Island Governor Stay at Home Order

Rhode Island Governor Stay at Home Order

April 7, 2020
State Comment Letter
New Mexico Non-Bank Loan Servicing

New Mexico Non-Bank Loan Servicing

April 7, 2020
State Comment Letter
Kansas Governor Stay at Home Order

Kansas Governor Stay at Home Order

March 31, 2020
State Comment Letter
Texas Governor Stay at Home Order

Texas Governor Stay at Home Order

March 24, 2020
State Comment Letter
Dallas County Stay at Home Order

Dallas County Stay at Home Order

March 24, 2020
State Comment Letter
New Mexico Stay at Home Order

New Mexico Stay at Home Order

March 24, 2020
State Comment Letter
Maryland HB 655 – Indirect Vehicle Financing

Maryland HB 655 – Indirect Vehicle Financing

March 4, 2020
State Comment Letter
Ohio SB 112 Testimony – Debt Settlement Companies

Ohio SB 112 Testimony – Debt Settlement Companies

February 26, 2020
State Comment Letter
California ELT Regulations

California ELT Regulations

February 25, 2020
State Comment Letter
California Consumer Privacy Act revised proposed regulations

California Consumer Privacy Act revised proposed regulations

February 25, 2020
State Comment Letter
Tennessee HB 1182 – Debt Settlement Companies

Tennessee HB 1182 – Debt Settlement Companies

January 10, 2020
State Comment Letter
California Consumer Privacy Act proposed regulations

California Consumer Privacy Act proposed regulations

December 6, 2019
State Comment Letter
Massachusetts SB 554 – Licensing

Massachusetts SB 554 – Licensing

September 11, 2019
State Comment Letter
New York SB 4019 – Vehicle Leasing

New York SB 4019 – Vehicle Leasing

September 4, 2019
State Comment Letter
Nevada SB 311 – Credit Reporting

Nevada SB 311 – Credit Reporting

August 26, 2019
State Comment Letter
California SB 639 – Financing Healthcare Services

California SB 639 – Financing Healthcare Services

August 21, 2019
State Comment Letter
New York AB 2078/SB 4019 – Vehicle Leasing

New York AB 2078/SB 4019 – Vehicle Leasing

June 20, 2019
State Comment Letter
Massachusetts HB 220 – Licensing

Massachusetts HB 220 – Licensing

May 10, 2019
State Comment Letter
Nevada SB 201 – Lending Database

Nevada SB 201 – Lending Database

May 10, 2019
State Comment Letter
New Jersey SB 2262 – Floorplan Financing

New Jersey SB 2262 – Floorplan Financing

May 9, 2019
State Comment Letter
Nevada AB 477 Testimony – Post-Default Interest

Nevada AB 477 Testimony – Post-Default Interest

May 8, 2019
State Comment Letter
Nevada AB 477 – Post-Default Interest

Nevada AB 477 – Post-Default Interest

April 30, 2019
State Comment Letter
Nevada AB 360 – Traditional Installment Lending

Nevada AB 360 – Traditional Installment Lending

April 11, 2019
State Comment Letter
Florida SB 772 – Lien Fraud

Florida SB 772 – Lien Fraud

March 25, 2019
State Comment Letter
Nevada SB 201 – Lending Database

Nevada SB 201 – Lending Database

March 19, 2019
State Comment Letter
Maryland SB 786 Testimony – Vehicle Finance Disclosures

Maryland SB 786 Testimony – Vehicle Finance Disclosures

March 13, 2019
State Comment Letter
California Consumer Privacy Act Rulemaking

California Consumer Privacy Act Rulemaking

March 8, 2019
State Comment Letter
Florida HB 431 – Lien Fraud

Florida HB 431 – Lien Fraud

February 11, 2019
State Comment Letter
Ohio HB 182 – Debt Adjusters

Ohio HB 182 – Debt Adjusters

November 30, 2018
State Comment Letter
New York SB 2484 -Payment Assurance Devices

New York SB 2484 -Payment Assurance Devices

October 1, 2018
State Comment Letter
Connecticut HB 5490 – Demographic Data Acquisition

Connecticut HB 5490 – Demographic Data Acquisition

August 31, 2018
State Comment Letter
Massachusetts H 4806 – Security Breaches

Massachusetts H 4806 – Security Breaches

July 30, 2018
State Comment Letter
California SB 1235 – Floorplan financing

California SB 1235 – Floorplan financing

June 25, 2018
State Comment Letter
Arizona SB 1091 – Real-time sales tax collection

Arizona SB 1091 – Real-time sales tax collection

May 15, 2018
State Comment Letter
Illinois SB 2470 – Vehicle titles

Illinois SB 2470 – Vehicle titles

April 19, 2018
State Comment Letter
Illinois SB 2521 – Payment assurance devices

Illinois SB 2521 – Payment assurance devices

April 10, 2018
State Comment Letter
Texas OCCC Proposed Rules for Motor Vehicle Recordkeeping

Texas OCCC Proposed Rules for Motor Vehicle Recordkeeping

January 16, 2018
State Comment Letter
West Virginia AG Efforts Against Identity Theft

West Virginia AG Efforts Against Identity Theft

June 13, 2017
State Comment Letter
California AB 1305 Sales and use taxes

California AB 1305 Sales and use taxes

May 8, 2017
State Comment Letter
Iowa Proposed Rate Band update

Iowa Proposed Rate Band update

April 19, 2017
State Comment Letter
Colorado Rules for Innovative Motor Vehicle Tax Credit

Colorado Rules for Innovative Motor Vehicle Tax Credit

March 29, 2017
State Comment Letter
Vermont dr req 17-1176 Vermont Auto Repossession Act

Vermont dr req 17-1176 Vermont Auto Repossession Act

March 16, 2017
State Comment Letter
Georgia HB 327 Ad valorem tax on motor vehicles

Georgia HB 327 Ad valorem tax on motor vehicles

February 22, 2017
State Comment Letter
Georgia SB 198 Live checks

Georgia SB 198 Live checks

February 22, 2017
State Comment Letter
Nebraska LB 384 Interest rate for installment loans

Nebraska LB 384 Interest rate for installment loans

February 6, 2017
State Comment Letter
New York revised cybersecurity regulation

New York revised cybersecurity regulation

January 27, 2017
State Comment Letter
South Dakota application of Initiated Measure 21

South Dakota application of Initiated Measure 21

November 16, 2016
State Comment Letter
New York proposed cybersecurity regulation Joint SIFMA letter

New York proposed cybersecurity regulation Joint SIFMA letter

November 14, 2016
State Comment Letter
New York proposed cybersecurity regulation

New York proposed cybersecurity regulation

November 14, 2016
State Comment Letter
New Jersey AB 2495 Lease termination in the event of death

New Jersey AB 2495 Lease termination in the event of death

September 28, 2016
State Comment Letter
Vermont Final Proposed Rule Revising Negative Equity Form

Vermont Final Proposed Rule Revising Negative Equity Form

August 12, 2016
State Comment Letter
Vermont Proposed Revisions to Negative Equity Disclosure Form

Vermont Proposed Revisions to Negative Equity Disclosure Form

December 23, 2015
State Comment Letter
Massachusetts Division of Banks Regulation Review

Massachusetts Division of Banks Regulation Review

August 21, 2015
State Comment Letter
New York Proposed Payroll Card Regulations

New York Proposed Payroll Card Regulations

July 8, 2015
State Comment Letter
Arkansas HB 1775 Interchange Fees

Arkansas HB 1775 Interchange Fees

March 10, 2015
State Comment Letter
Colorado HB 15-1154 Interchange Fees

Colorado HB 15-1154 Interchange Fees

February 13, 2015
State Comment Letter
New Mexico HB 24 and HB 36 Thirty-Six Percent Rate Cap

New Mexico HB 24 and HB 36 Thirty-Six Percent Rate Cap

January 30, 2015
State Comment Letter
New York Proposed Changes to Banking Law Article IX & XI-B

New York Proposed Changes to Banking Law Article IX & XI-B

September 14, 2014
State Comment Letter
New York Revised Proposed Debt Collection Regulations

New York Revised Proposed Debt Collection Regulations

August 15, 2014
State Comment Letter
New York A.3649 Vehicle Lienholder Notification

New York A.3649 Vehicle Lienholder Notification

March 21, 2014
State Comment Letter
New Mexico SJR 20 and HJR 10 Thirty-Six Percent Rate Cap

New Mexico SJR 20 and HJR 10 Thirty-Six Percent Rate Cap

February 13, 2014
State Comment Letter
Maryland HB 289 Automatic License Plate Recognition Systems

Maryland HB 289 Automatic License Plate Recognition Systems

February 4, 2014
State Comment Letter
Kansas SB 282 Access to Installment Loans

Kansas SB 282 Access to Installment Loans

January 30, 2014
State Comment Letter
MA Revised Debt Collection Regulations

MA Revised Debt Collection Regulations

March 23, 2012
State Comment Letter