AFSA staff has filed comments in connection with two CFPB proposals relating to the CFPB consumer complaint portal. These were routine notices of existing information collections relating to the “Consumer Complaint Intake System Company Portal Boarding Form” and the “Consumer Response Intake Form.” In our comments, AFSA reminded the CFPB of continued shortcomings in the […]

The U.S. economy entered 2026 riding a wave of momentum. After a small contraction in the first quarter of last year, real GDP growth accelerated throughout 2025 and is on track to post an increase of between 2.5 and 3 percent (on a Q4/Q4 basis) when all the data are in and the books are […]

Affordability and cost-of-living concerns remain top of mind for many Americans. Despite a positive outlook for 2026, AFSA’s Consumer Credit Conditions (C3) Index for the third quarter of 2025 revealed ongoing concern among lenders and consumers with a deteriorating labor market conditions and ongoing inflation. Through all of this, AFSA members continue to provide safe and affordable financial […]

The American Financial Services Association (AFSA) welcomes the approval of Industrial Loan Company (ILC) applications, including those for GM Financial Bank and Ford Credit Bank. That the Federal Deposit Insurance Corporation has resumed the processing and approval of industrial bank applications under the leadership of Chairman Travis Hill is good news for consumers and the […]

The state of Colorado filed a response to our Petition for Rehearing en Banc in the10th Circuit Court of Appeals, where the majority of a three judge panel overturned a decision holding that Colorado couldn’t control out of state banks by opting out of the uniform federal interstate banking framework set by Congress and its […]

2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur Global Head, Financial Services from Sigmoid to discuss the role of AI in the financial services sector, […]

2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Vehicle finance fraud is escalating, with AI serving as both weapon and defense. This session examines the growing fraud trends, from synthetic identities to fake documentation and bust outs, while exploring how lenders can deploy tools for detection and prevention. Hear real-world cases of fraud, learn countermeasures, and leave with actionable strategies for strengthening fraud […]

Join us for a fast-paced discussion where these industry leaders pull back the curtain on what they are seeing in today’s marketplace … and tomorrow’s. Discover the strategies they’re using to navigate disruption in the market and within their organizations to seize emerging opportunities and stay ahead of the competition. NOTE the new conference day […]