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Downshifting a Data Request
Mar 27, 2024

Earlier this year the CFPB proposed a new data collection project, with the Bureau indicating it would like to collect loan-level information on just about every auto loan in the U.S. The Bureau hasn’t said why it needs this data or what it would do with it. In order to proceed, however, the CFPB needs […]

Women’s History Month | Danielle McLean
Mar 27, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? My top life and career lessons are, Keep GOD first in everything. Positive perspective and respect are essential. Everything that is happening in your life seems so big, so important, so do or die, […]

Women’s History Month | Kristen Miller
Mar 26, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson of your career? The most important lesson of my career has been to be open and receptive to facts, opinions and situations that challenge my own perspective. I have learned that growth […]

Women’s History Month | Sarah Milovich
Mar 26, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? Don’t underestimate your abilities, but stay humble. It’s easy to feel that you are not ready or prepared for a seat at the table. But it’s important to be your own best […]

AFSA Supports Colorado Consumers’ Access to Credit
Mar 25, 2024

The American Financial Services Association filed a lawsuit in Colorado federal court today with two other national trade groups challenging a state statute that violates federal law by imposing Colorado’s interest-rate caps on loans made to that state’s residents by state-chartered banks that are not located in Colorado. We filed this suit not only because […]

Women’s History Month | Stacey Jones
Mar 25, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? Was there a mentor who provided great insight in your early career? I clerked for the Honorable Shellie F. Bowers who taught me many valuable lessons. One of the most important was […]

Women’s History Month | Wendy Pratt
Mar 22, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. *Credit to DE&I Council at Flagship* Thinking back on your career this far, what has been the most significant challenge or barrier you have had to overcome? I worked many years in this industry, and for a long time, […]

Industry Expertise | Alfa Introduces Sustainability
Mar 20, 2024

AFSA’s Industry Expertise allows Business Partners to provide thought leadership and best practices information directly with AFSA member companies. For more information about taking part, contact Grace McGurn. Alfa introduces Sustainability, the third pillar of Alfa Systems 6 March 19, 2024 Alfa, a leading provider of technology for automotive finance, today announced the release of […]

Women’s History Month | Darcy Locke
Mar 20, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. Most Important Lesson The most important lesson I’ve learned throughout my career is the value of resilience and adaptability. The financial services industry is fast-paced and ever-evolving, which means challenges and setbacks are inevitable. Embracing change and learning from […]

Giving Credit Getting Harder
Mar 19, 2024

A new survey from the New York Federal Reserve indicates that U.S. consumers are growing increasingly pessimistic about their ability to access most forms of credit.  You can read the Fed survey here.  While the Fed survey focuses on insecurity around home mortgages and vehicle financing, it reinforces a recent Bankrate reportthat examined the broader […]

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