AFSA is celebrating Women’s History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Mara McNeill, President & CEO of Toyota Financial Savings Bank. She chats with Danielle Fagre Arlowe, SVP of AFSA, on how she ended up in the industry, who her […]

AFSA joined with the Consumer Bankers Association and the U.S. Chamber of Commerce in an amicus brief supporting a motion to dismiss a joint Consumer Financial Protection Bureau (CFPB) and New York Attorney General (NY AG) enforcement action. In January 2023, the CFPB and NY AG filed a lawsuit alleging an auto finance company engaged […]

The well documented failures of Silicon Valley and Signature Banks have raised fundamental questions about the role of federal regulators, the importance of regional vs. national banks, as well as the overall state of the U.S. economy. Questions about the economy were part of the discussion between members of the U.S. Senate Finance Committee and […]

PayNearMe, a fast-growing fintech company radically improving the customer payment experience, today released survey findings that reveal inflation has impacted bill payment for the majority of survey respondents (74%). The online survey of a nationally representative sample of 1,206 U.S. consumers, age 18 and older, also indicates Americans’ ability to pay bills on time is […]

The Inside Track with RSM AFSA’s breakout sessions always put attendees in the know and on the inside track, and this session is a must-attend for leaders looking to grow their businesses. Join industry experts from RSM as they present the results of their annual financial performance survey for AFSA Independents and other independently held finance […]

On Wednesday, April 19, the Aria Resort and Casino in Las Vegas will be buzzing with AFSA’s first solutions showcase, bringing together new AFSA Business Partner products and services that can help transform consumer credit operations. Presenting companies will be live, on the main stage at the Independents Conference & Expo. We want to hear […]

Current trends in the economy and the automotive market suggest that auto loan delinquencies and repossessions have increased. But Cox Automotive Chief Economist Jonathan Smoke thinks that what we’re looking at is more a return to normal than a cause for alarm. Smoke puts these trends into perspective when he sat down with loan service […]

Affordability and creditworthiness are two key factors – really the two key factors – that determine whether Americans can get access to the credit they need. Unfortunately, rate caps have made affordable credit, especially those who have a challenging credit report, far more difficult to get in many locations. In this episode of the Extra […]

AFSA is celebrating Women’s History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Marguerite Watanabe, President, Connections Insights. She chats with Danielle Fagre Arlowe, SVP of AFSA, on how she ended up in the industry, who her influences are, and the importance of knowing […]

AFSA CEO Bill Himpler testified this morning before the House Financial Services Subcommittee on Subcommittee on Financial Institutions and Monetary Policy about the Consumer Financial Protection Bureau’s (CFPB) refusal to operate within its congressional mandate and its unhelpful rhetoric harms both consumers and creditors. Himpler’s testimony centered on five examples of the CFPB’s overreach. The […]