AFSA Chief Economist Tim Gill addressed a meeting of industry trade association economists this week. The group, made up of economists and research leaders from a wide range of trade groups, meets regularly in Washington, DC to report on business developments in their respective sectors, as well as to share insights on data sources and […]

AFSA’s State Government Affairs team submitted a comment letter this week to the Pennsylvania House Commerce Committee in support of HB 1860, a remote work bill. HB 1860 would allow certain employees of licensed motor vehicle sales finance companies to work remotely. This legislation offers flexibility to licensees and maintains secure services, as employees perform the same supervised, technology-supported functions […]

BUSINESS PARTNER WEBINAR COMPETE OR VANISH: A SURVIVAL GUIDE FOR LENDERS IN THE AGE OF ONLINE BORROWING OCTOBER 16, 2025 AT 2:00 P.M. EST The lending landscape is shifting fast, and borrowers expect the convenience of mobile-first services. Traditional brick-and-mortar lenders are losing ground to online competitors who deliver an end-to-end digital experience. In this […]

BUSINESS PARTNER WEBINAR Silos to Solutions – Building F&I Product Data Integrity in Auto Finance October 9, 2025 at 2:00 p.m. EST The F&I product landscape is becoming harder for lenders to navigate. Disconnected data systems slow servicing, complicate cancellations, and raise the risk of consumer complaints. These inefficiencies drive up administrative costs while creating […]

AFSA’s State Government Affairs team published its latest white paper, examining the changing enforcement landscape following leadership changes at the Consumer Financial Protection Bureau. With former CFPB Director Rohit Chopra’s departure, the bureau has taken a markedly different approach under the Trump administration, stepping back from aggressive consumer protection enforcement. This shift has left a gap […]

A recent report from the Consumer Financial Protection Bureau (CFPB) that estimates the number of U.S. adults with limited credit histories, including those who are credit invisible (have no credit record) or have unscored credit records due to insufficient or outdated date, has been revised. This report updates estimates for the year 2010 that were contained in a report that was […]

On Tuesday night the Senate failed to pass a continuing resolution, which would have kept the government funded for seven more weeks, leading to the federal government shutting down until a budget agreement is reached. The Republican-drafted bill, which needed 60 votes to advance, failed 55-45. Notably 3 members of the Senate Democratic Caucus broke with party […]

In this episode of the AFSA Extra Credit Podcast, Dan chats with David Graves, VP of Sales with REPAY to get the lowdown on payments. They talk about where the industry stands, some interesting consumer preference trends, new security requirements and the role that AI is playing in the space. Listen to the AFSA Extra […]

As Congressional and Administration officials reach the witching hour in efforts to avoid a federal government shutdown, it’s important to highlight a couple of the underlying issues that are top of mind for American businesses and consumers. First, is for a government that works … for its citizens and for the economy. In ways large […]

BUSINESS PARTNER WEBINAR AUTO FINANCE IN TRANSITION: WINNING IN THE AGE OF DIGITAL, EVS, AND EMBEDDED LENDING OCTOBER 2, 2025 AT 2:00 P.M. EST The U.S. auto finance market is shifting fast. With over $1.5 trillion in outstanding loans and EVs projected to hit 40% of sales by 2030, lenders face rising competition, regulatory pressure, […]