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All the News That Fits a Narrative
Jul 06, 2022

The New York Times published a feature on the financial challenges active military servicemembers face. As with many of the journalistic efforts of late covering the consumer credit market, what’s more interesting than what is in the story is what is not. For example, the story attempts to highlight the risks of lenders who put […]

CA DFPI Letter
Jul 06, 2022

This week, AFSA’s State Government Affairs (SGA) team, in collaboration with the California Financial Services Association (CFSA), sent a letter to the California Department of Financial Protection and Innovation (DFPI) regarding DFPI’s proposed rulemaking on the consumer complaint process under the California Consumer Financial Protection Law (CCFPL).   The letter expresses AFSA and CFSA’s concerns over […]

August Business Partner Special
Jul 05, 2022

Join as an AFSA Business Partner by August 31st and receive a complimentary registration to the 2022 AFSA Annual Meeting at the historic Breakers Hotel in Palm Beach – a $1499 value! Founded in 1916, AFSA is the primary trade association for the consumer credit industry, protecting access to credit and consumer choice. AFSA members […]


Jul 05, 2022

This week, AFSA’s State Government Affairs team published it’s July white paper which is an update of our evergreen paper on California E-Contracting Laws. The paper takes a deep dive into California’s Uniform Electronic Transactions Act (UETA), which allows for electronic signatures. California’s version of UETA differs from the uniform “official version” of UETA proposed by the […]

July Featured Business Partner: Cox Automotive Solutions
Jul 01, 2022

The featured AFSA Business Partner for July is Cox Automotive Solutions. What are some key initiatives for your clients in 2022 that you are planning to support? Over the past several years, digital efficiency trends have increasingly helped businesses develop and streamline operations. No matter how market conditions shift, technology solutions, AI and automation will […]

LISTEN | Managing the Firehose of Information
Jun 30, 2022

In this episode of the Extra Credit Podcast, we chat with Leigh Fatzinger, CEO with Turbine Labs, a company whose job it is to drink from the firehose of information and distill it down into a fine artesian spring water. AFSA partners with Turbine Labs to provide the daily News You Need as well as […]

E&C Subcommittee Passes SECURE Act
Jun 23, 2022

The Consumer Protection and Commerce Subcommittee of the House Energy & Commerce Committee today unanimously passed H.R. 3962, the “Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, also known as the SECURE Act. Introduced by Reps. Madeleine Dean (D-PA), Kelly Armstrong (R-ND), and 32 original bipartisan cosponsors, the SECURE Act would […]

CA Bill Sows Confusion
Jun 23, 2022

AFSA’s state government affairs team this week sent a letter to the California Senate raising concerns with SB 1311. Among other provisions, the bill would void the security interest in a vehicle financed by a covered service member if the contract also funds credit insurance or a credit-related ancillary product. As written, the bill would […]

The Electric Vehicle Market – Plugging Into Growth Opportunities
Jun 21, 2022

Join us on June 23, 2022 at 2:00 p.m. ET for The Electric Vehicle Market – Plugging Into Growth Opportunities, presented by TransUnion The US auto market has experienced seismic changes over the past two years, including increased demand for online shopping, financing and purchasing, and material growth in electric vehicle (EV) sales and EV […]

Consumers Need Access to More Financial Service Choices, Not Fewer
Jun 21, 2022

AFSA President and CEO Bill Himpler weighed in on the important role Industrial Loan Companies (ILCs a.k.a Industrial Banks) can play for consumers. As the House Financial Services Committee considers legislation that would limit the growth in ILCs, it’s important that policymakers focus on the facts and longstanding history of ILCs, rather than the latest […]

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