AFSA joined seven other leading financial services trade associations on a letter to Sen. Josh Hawley (R-MO) expressing concern about the Capping Credit Card Interest Rates Act (S.2760), which would cap credit cards’ APR at 18%. The letter signed by associations representing banks, credit unions, think tanks and non-bank financial institutions noted that the bill […]

Join us at the 2023 Annual Meeting in Salt Lake City to be motivated and inspired by Chris Waddell’s life journey and learn how you can embrace his hard-earned wisdom for yourself, your team, and business for the challenges ahead. Get ready for the presentation and learn more about Chris through his documentary, One Revolution, available on Amazon […]

How Vehicle Title Release Impacts Auto Retailing Overall Cox Automotive Routine title management is anything but: Paper vs electronic and release to third parties for resale, wholesale and insured total loss bring much complexity to loan service operations. Cox Automotive experts discuss how and why lenders’ title release efficiency impacts not just their own bottom […]

Join us on September 21, 2023 at 2:00 p.m. ET for Local SEO: The Missing Piece To Your Marketing Success, presented by Amsive. Join Bambi Frazier, Sr. Manager of Local SEO and Content at Amsive, to discuss why inflation rates and interest rates are high, but personal loans are a highly sought-after resource. 22.5 million Americans owe […]

Influential Speakers. Gain insights and inspiration from incredible speakers, including our keynote: Gian Paul Gonzalez, the New Jersey teacher who inspired the New York Giants before the 2012 Super Bowl … and such Fortune 500 companies as General Motors, Verizon, Anheuser-Busch, and PNC Bank, to go “All In” on business, careers, serving customers, and life. […]

Media reports indicate that Sen. Josh Hawley (R-MO) will introduce legislation that would cap consumer credit card annual interest percentage rates (APR) at 18 percent. This is a misguided effort at populist politics that will harm the very people Senator Hawley claims to want to help. In explaining his decision to join the ranks of […]

  Did you reserve your room yet? If not, you’re running out of time. The deadline for hotel reservations at AFSA’s special rate for the 2023 Annual Meeting is TODAY, September 8th! The rooms won’t last. For more information and conference registration, visit the Annual Meeting website. Register today!

This week, several Senators Durbin (D-IL), Merkley (D-OR), Blumenthal (D-CT) and Whitehouse (D-RI) introduced legislation to impose a 36% Annual Percent Rate cap on consumer loans. The bill, which has no Republican co-sponsors, remains as misguided and irresponsible as it was when it was introduced in 2021. In touting the proposal, the Senators claimed that […]

AFSA is pleased to announce Ron Guerrier as a featured speaker at its Annual Meeting in Salt Lake City. Artificial Intelligence and machine learning play an increasing role in our lives: from setting our online newsfeeds, social engagement, and playlists, to managing customer service and business operations. It’s important to remember that these innovations advance […]

Join Steve Murphy, Director of Marketing, and Roger Portela, Senior Director Product Development, Thursday, September 14th at 2:00 p.m. ET, as they share PayNearMe’s thoughts on the application of AI and ML in lending. Much has been said about the implications of artificial intelligence and machine learning in the consumer finance industry, but big questions […]