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Business Partner Webinar | How to Retain Market Share Amid Declining Auto Originations
Oct 13, 2023

October 19, 2023 at 2:00pm EST U.S. auto originations are largely trending down – 9.4% YoY decline – according to the TransUnion Q2 Credit Industry Insights Report. The rejection rate for auto loans rose to 14.2% in June 2023 from 9.1% in February of this year according to Federal Reserve. The problem is being fueled […]

Rules Not Releases
Oct 12, 2023

Yesterday, the Consumer Financial Protection Bureau (CFPB) issued an advisory on what it calls “junk fees.” AFSA has long been engaged on this issue and has argued that the pejorative term “junk fees,” while sure to get headlines, fundamentally misunderstands how the consumer credit market operates and in many cases mis-portrays to consumers and the […]

Ep. 55 | Alternative Data Download w/ Equifax
Oct 12, 2023

In this edition of the AFSA Extra Credit Podcast, we chat with Lena Bourgeois, SVP & General Manager of Automotive & Insurance with Equifax about alternative data. It’s a term that gets thrown around a lot but Lena gives us the download on what it is, what it can do for your business and most […]

Business Partner Webinar | Auto Finance Innovation: When To Build, When To Buy?
Oct 09, 2023

Auto Finance Innovation: When To Build, When To Buy? October 12, 2023 | 2:00 p.m. ET Continuous digitization is a must in today’s world. But with limited resources, time and budgets, it can be tough to know what path to take. Should you build an in-house solution or partner with a vendor who has already […]

Oct 01, 2023

The featured Business Partner for the month of October is GOLDPoint Systems GOLDPoint Systems offers one of the most complete Loan Management Software Systems in the Direct and Indirect market, covering the complete loan life cycle. Our products include online portals, custom scoring, origination, loan servicing, collections, accounting, reporting, document storage and e-signatures. We also […]

Do-Nothing Policies Can Do Harm
Sep 27, 2023

The Urban Institute has been doing yeorman’s work providing independent, fact-based analysis on the effects of consumer credit rate caps.  Taken together with other independent, academic analysis of rate caps, there is a growing body of evidence that shows rate caps fail to achieve the so-called benefits for consumers touted by rate cap advocates, while […]

Registration Open for 2024 Vehicle Finance Conference
Sep 27, 2023

It’s time! Register for the 2024 Vehicle Finance Conference & Expo today and enjoy Early Bird Pricing! What can you expect? Influential Speakers. Gain insights and inspiration from incredible speakers, including our keynote: Gian Paul Gonzalez, the New Jersey teacher who inspired the New York Giants before the 2012 Super Bowl … and such Fortune 500 […]

Industry Expertise | Audit-Ready Best Practices for Lenders
Sep 27, 2023

AFSA’s Industry Expertise allows Business Partners to provide thought leadership and best practices information directly with AFSA member companies. For more information about taking part, contact Dan Bucherer. Audit-Ready Best Practices for Lenders Suzi Straffon, Director, Finance Company Markets | Allied Solutions While the Fed is attempting to ward off a full-blown recession, borrowers and lenders […]

AFSA Applauds Bureau CRO Consumer Advisory
Sep 25, 2023

Today, the Consumer Financial Protection Bureau (CFPB) issued an advisory reminding consumers that they have the right to see results from Credit Repair Organizations (CRO) before they pay and, more importantly, that they do not need to pay a company to improve their credit. AFSA applauds the Bureau’s work on this crucial consumer issue.  As […]

2023 Annual Meeting Breakouts
Sep 21, 2023

The AFSA Annual Meeting is full of great general sessions and breakouts, too. Don’t miss out on two concurrent sets of breakouts Wednesday morning! Wednesday, October 4th at 10:00 a.m. – 10:45 a.m. Fraud in the Age of AI The rapid development and accessibility of generative AI and related technologies has helped criminals exploit the […]

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