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Industry Expertise | Savvy Decision Making through Rear and Windshield Views
Apr 12, 2023

AFSA’s Industry Expertise allows Business Partners to provide thought leadership and best practices information directly with AFSA member companies. For more information about taking part, contact Dan Bucherer. Savvy Decision Making through Rear and Windshield Views By: Suzi Straffon, Director, Finance Company Markets | Allied Solutions Will we see a recession? Is the housing market […]

CFPB Goes too Far on Abusive Policy Statement
Apr 05, 2023

The CFPB has released a policy statement intended to explain the legal prohibition on abusive conduct in consumer financial markets. In 2010, in response to the financial crisis, Congress passed the Consumer Financial Protection Act, and created the prohibition on abusive conduct. This added a new term to a field of consumer protection that for […]

Final Rules Implementing CCPA Published
Apr 05, 2023

The California Privacy Protection Agency (CPPA) recently published their final rules implementing the California Privacy Rights Act. The rules address a wide range of regulatory topics including data processing agreements, consumer opt-out mechanisms, business-to-business data, disclosures and notices, and data archives and backups. The rules took effect immediately upon approval by the Office of Administrative […]

CFPB Releases Final Small Business Lending Rule
Apr 04, 2023

On March 30, the CFPB issued a final small business lending rule to implement Section 1071 of the Dodd-Frank Act. Under the rule, covered financial institutions will be required to collect and report to the CFPB data on applications for credit for small businesses, including those that are owned by women or minorities. AFSA has […]

Webinar | The Power of Pricing Optimization in a Tumultuous Auto Finance Landscape
Apr 04, 2023

The Power of Pricing Optimization in a Tumultuous Auto Finance Landscape April 13, 2023 | 2:00 p.m. ET The perfect storm has arrived in today’s auto finance market. Digitalization, inflation, increasing cost of funds, and evolving consumer expectations have created a lot of chaos, while urging technological and strategic shifts across the entire auto finance industry. Adding […]

AFSA Comments on CFPB Registry Rule
Apr 03, 2023

On April 3, 2023, AFSA submitted a comment letter to the  Consumer Financial Protection Bureau (CFPB) relating to its proposed rule creating a registry of contract terms (such as arbitration provisions) used by supervised non-bank financial institutions.  If adopted, this rule would require a subset of financial institutions to deliver information on contract terms to […]

Featured Business Partner | Fortegra
Apr 01, 2023

Fortegra is the Featured Business Partner for April. For more than 40 years, Fortegra and its subsidiaries have delivered risk management solutions that help people and businesses succeed in the face of uncertainty. Our diverse and comprehensive product offerings continue to provide growth opportunities for our partners. In addition to our Credit Protection, we offer: […]

AFSA Responds to CFPB’s Proposed Nonbank Registry
Mar 31, 2023

Today, AFSA responded to the CFPB’s proposed nonbank registry related to enforcement. The proposed rule would require nonbank-covered persons to register and submit specific information to the proposed registry regarding final, public orders issued by federal, state, or local agencies or courts. AFSA is concerned that the new registry seems currently structured to “name and shame” rather than act as a useful […]

WATCH TODAY | Digital Solutions Make Easier Payments Possible
Mar 30, 2023

Join us TODAY at 2:00 p.m. ET for Digital Solutions Make Easier Payments Possible, presented by REPAY. Keeping up with evolving consumer payment preferences can seem like an impossible task. Join Stacey Precour, Senior Sales Executive, to learn how integrating next-gen payment solutions can help you provide the payment experiences your customers expect, driving on-time […]

AFSA Submits 1071 Letter to House Committee
Mar 29, 2023

Yesterday, the House Small Business Subcommittee on Economic Growth, Tax, and Capital Access held a hearing to consider the Consumer Financial Protection Bureau’s (CFPB) rulemaking on Section 1071 of the Dodd-Frank Act.  The rule will require financial institutions to collect, report, and retain certain data points on loan applications by small businesses. AFSA sent a […]

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