On October 21, 2025, AFSA provided comments on the Consumer Financial Protection Bureau’s (CFPB) Personal Financial Data Rights (PFDR) Reconsideration effort. This advance notice or proposed rulemaking (ANPR) sought public feedback on various aspects of the CFPB’s PFDR rule. Section 1033 of the Dodd-Frank Act required certain financial institutions to make upon request financial transaction data available to consumers […]

According to the Federal Reserve’s October Beige Book, the consumer economy remains uneven amid persistent inflationary pressure and broader economic uncertainty. The Beige Book is unusual among major economic reports in that it is qualitative in nature, relying on input from business and community contacts in each of the nation’s 12 Federal Reserve districts to characterize […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. For the first time this year, the cost of credit has decreased. Will this rate cut catalyze a wave of refinancing? Time will tell […]

Last week, AFSA wrote a letter urging the Senate Commerce and the House Energy and Commerce committees to introduce legislation to modernize national standards for  debt settlement companies (DSCs), aiming to improve transparency for consumers and financial institutions. DSCs target consumers with large balances of debt and claim to provide a quick way ro negotiate down the […]

As AFSA President and CEO Celia Winslow notes in her recent op-ed in Stars and Stripes, the financial stability for America’s active military servicemembers and their families is tantamount to a national security matter. For our military to be focused on the security of our nation, they should not be distracted or weighed down by […]

BUSINESS PARTNER WEBINAR COMPETE OR VANISH: A SURVIVAL GUIDE FOR LENDERS IN THE AGE OF ONLINE BORROWING OCTOBER 16, 2025 AT 2:00 P.M. EST The lending landscape is shifting fast, and borrowers expect the convenience of mobile-first services. Traditional brick-and-mortar lenders are losing ground to online competitors who deliver an end-to-end digital experience. In this […]

The AFSA Education Foundation recently joined representatives from the National Automobile Dealers Association (NADA) and the National Association of Minority Automobile Dealers (NAMAD) at the Congressional Black Caucus Foundation’s 54th Annual Legislative Conference (ALC). The event brought close to 16,000 attendees from across the U.S. and internationally. Myra Dandridge, Executive Director of External Affairs and […]

AFSA Chief Economist Tim Gill addressed a meeting of industry trade association economists this week. The group, made up of economists and research leaders from a wide range of trade groups, meets regularly in Washington, DC to report on business developments in their respective sectors, as well as to share insights on data sources and […]

AFSA’s State Government Affairs team submitted a comment letter this week to the Pennsylvania House Commerce Committee in support of HB 1860, a remote work bill. HB 1860 would allow certain employees of licensed motor vehicle sales finance companies to work remotely. This legislation offers flexibility to licensees and maintains secure services, as employees perform the same supervised, technology-supported functions […]

BUSINESS PARTNER WEBINAR COMPETE OR VANISH: A SURVIVAL GUIDE FOR LENDERS IN THE AGE OF ONLINE BORROWING OCTOBER 16, 2025 AT 2:00 P.M. EST The lending landscape is shifting fast, and borrowers expect the convenience of mobile-first services. Traditional brick-and-mortar lenders are losing ground to online competitors who deliver an end-to-end digital experience. In this […]