The Federal Reserve Board’s October 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) is out. The report in both the businesses and consumer spheres provides voluminous information on commercial banks’ lending standards and visibility into demand for credit. Next Tuesday’s edition of AFSA’s Economy Matters newsletter will cover the SLOOS results in more detail, but one item is worth […]

BUSINESS PARTNER WEBINAR How Leading Lenders are Automating for the Next Demand Surge November 20, 2025 AT 2:00 P.M. ET As interest rates fall and demand accelerates, the most successful auto lenders are rethinking how they scale. In this session, Jeff Dobo, SVP & GM of North America of Lightico, shares five proven automation strategies used by […]

AFSA is disappointed by yesterday’s 10th Circuit ruling in the state of Colorado’s appeal of a case involving the federal DIDMCA law, which will hinder consumers’ choices for credit products and devalue state bank charters that underpin the competitive and long-established dual banking system that has served consumers, businesses, and the American economy well for decades. In undermining the […]

AFSA is aware that individuals are calling and emailing AFSA members offering member contact lists. DO NOT ENGAGE WITH ANY COMPANY OR INDIVIDUAL OFFERING MEMBER LISTS. AFSA members can always access a list of fellow members, including contact information, via the AFSA Member Directory. All AFSA attendees will receive an attendee list prior to the conference […]

BUSINESS PARTNER WEBINAR How Leading Lenders are Automating for the Next Demand Surge November 20, 2025 AT 2:00 P.M. EST As interest rates fall and demand accelerates, the most successful auto lenders are rethinking how they scale. In this session, Zviki Ben Ishay, CEO of Lightico, shares five proven automation strategies used by leading lenders to manage higher […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. In financial services, trust is everything. Customers rely on their lenders and financial institutions to protect sensitive data, securely process transactions, and communicate reliably. […]

In this episode of the AFSA Extra Episode Podcast, Dan discusses delays and their costs with Adam Fader, Senior Manager, Business Development at MVTRAC and Sam Van Scoyoc, VP of Business Development for Secure Collateral Management (SCM), the combination of which forms AFSA Business Partner DRN MVTRAC SCM. Lenders lose millions annually from delayed recoveries, […]

The American Financial Services Association (AFSA) released today two significant economic reports undertaken with Oxford Economics, that shows that vehicle financing and personal lending by finance companies together add more than $145 billion annually to the U.S. economy and support nearly 840,000 jobs nationwide. The two studies — The Economic Impact of Vehicle Financing in the […]

On October 21, 2025, AFSA provided comments on the Consumer Financial Protection Bureau’s (CFPB) Personal Financial Data Rights (PFDR) Reconsideration effort. This advance notice or proposed rulemaking (ANPR) sought public feedback on various aspects of the CFPB’s PFDR rule. Section 1033 of the Dodd-Frank Act required certain financial institutions to make upon request financial transaction data available to consumers […]

According to the Federal Reserve’s October Beige Book, the consumer economy remains uneven amid persistent inflationary pressure and broader economic uncertainty. The Beige Book is unusual among major economic reports in that it is qualitative in nature, relying on input from business and community contacts in each of the nation’s 12 Federal Reserve districts to characterize […]