AFSA is collaborating with the AFSA’s Women’s Leadership Council to celebrate Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?  Network as much as you can.  It will open doors you never expect. Was there a mentor who provided great insight in your early […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. Fuse: Why most AI automation stalls—and a proven method to get results The pattern is familiar. A lender purchases an AI document-reading tool. The […]

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? One of the most important lessons I’ve learned throughout my career in auto finance and fraud prevention is that relationships and trust are the foundation of everything we do. Technology and analytics […]

AFSA’s State Government Affairs April white paper highlights marketing checks. Marketing checks, also known as “live checks,” offer consumers convenient access to fully amortized installment credit through firm offers made only after prescreening to ensure borrowers have the ability to repay. These loans avoid the debt‑trap risks associated with payday or title loans, and the vast […]

Last week, AFSA sent a letter to the House Subcommittee on Financial Institutions regarding this week’s hearing, “Fighting Fraud on the Front Lines: Challenges and Opportunities for Financial Institution.” AFSA’s letter highlights the problems consumers face from credit repair scams and encourages the members of the subcommittee to support H.R. 306, the “Ending Scam Credit […]

BUSINESS PARTNER WEBINAR Rethinking Auto Recoveries: The Role of Secured Debt Sales in Today’s Market March 26, 2026 at 2:00 p.m. ET As auto lenders navigate rising delinquencies, evolving consumer expectations, and increased regulatory scrutiny, debt sales are becoming a more important—yet often misunderstood—part of the expanding recovery toolkit. In this AFSA webinar, Ryan Bell, […]

On February 24, AFSA staff testified at an IRS Public Hearing on regulations implementing the new tax deduction for vehicle finance interest. This tax deduction was enacted as part of the “One Big Beautiful Bill” in July 2025. Since that time, AFSA has been in communication with the IRS and Treasury regarding implementation considerations and […]

On March 2, AFSA submitted comments on an information request from the CFPB regarding its Consumer Response Intake Form. The CFPB routinely requests for comments on this information request, and AFSA takes the opportunity to share our observations on the consumer complaint portal. In February 2026, the CFPB made some important changes to the consumer […]

Last week, AFSA joined several with other financial trade groups to send a letter to the Senate Commerce and House Energy and Commerce Committees highlighting our growing concern about the questionable practices in the debt settlement industry. Too many debt settlement companies are engaging in deceptive and harmful practices that mislead millions of Americans into financial jeopardy […]

BUSINESS PARTNER WEBINAR TRUST, BUT VERIFY: WHY TITLE & LIEN VALIDATION IS THE MISSING LINK IN LENDER FRAUD PREVENTION APRIL 9, 2026 AT 2:00 P.M. ET Lenders today verify income, identity, employment, and even driver’s licenses — yet the one asset securing the loan, the vehicle title, is still largely accepted on face value. That […]