Last week AFSA’s National Title Solutions Forum (NTSF) submitted a comment letter regarding Louisiana HB 1086, which establishes a framework for mandatory electronic lien and title systems.
Why it matters: While NTSF supports modernization and the transition to electronic processes, the letter raises concerns that aspects of the bill could create operational challenges if not clearly defined and implemented with flexibility.
Key issues include the need for transparent system certification standards, flexibility for electronic documentation requirements, access to paper titles when necessary, and concerns with the two-day lien release requirement.
Go deeper: NTSF also highlighted potential cost and efficiency impacts from the bill’s structure, including requirements involving public tag agents, and emphasized the importance of ongoing stakeholder engagement during rulemaking.
This letter, along with SGA’s other recent letters, can be found on the direct advocacy section of AFSA’s website.
AFSA’s NTSF Submits Letter
Apr 30, 2026
Last week AFSA’s National Title Solutions Forum (NTSF) submitted a comment letter regarding Louisiana HB 1086, which establishes a framework for mandatory electronic lien and title systems.
Why it matters: While NTSF supports modernization… Read the rest
AFSA Supports Introduction of Federal Privacy Legislation
Apr 30, 2026
AFSA joined more than fifty business associations and groups from a wide range of industries to support H.R. 8413, the SECURE Data Act, a comprehensive federal privacy bill that would establish a single national privacy standard. The … Read the rest
NY Court Sides With AFSA’s Position
Apr 30, 2026
The New York Court of Appeals (the highest court in New York) has ruled on a matter in which AFSA offered an amicus brief, agreeing with AFSA’s position on insurance requirements for leased and rental vehicles.
The Graves Amendment is a federal… Read the rest
AFSA Webinar | From Risk to Vehicle Recovery: Connected Intelligence Ecosystem
Apr 28, 2026
From Risk to Vehicle Recovery: Connected Intelligence Ecosystem
Thursday, May 7, 2026 at 2:00 p.m. ET
Auto lenders are navigating rising delinquencies, increased charge-offs, and greater pressure to recover assets faster while maintaining… Read the rest
Let’s Regulate “Surveillance Pricing”
Apr 16, 2026
AFSA’s State Government Affairs team submitted a comment letter opposing IL SB 2255, which seeks to regulate the use of “surveillance pricing.”
This is broadly defined to include the use of consumer data in setting prices, but the bill’s… Read the rest
Stop Misreading Auto Data
Apr 16, 2026
Auto loan delinquency rates are elevated, that is not in dispute. According to the New York Fed, roughly 5.2% of auto loan balances were 90+ days delinquent as of late 2025, above the long-run average and at levels not seen since the aftermath… Read the rest
Credit Reporting Under Attack: What’s at Stake?
Apr 15, 2026
AFSA President and CEO Celia Winslow is pleased to testify tomorrow before the House Financial Services Committee’s Subcommittee on Financial Institutions on promoting access to credit for American consumers. You can read her full testimony… Read the rest
🚨TOMORROW | AFSA Webinar | Lowering the Personal and Professional Risks of Online Data Exposure
Apr 15, 2026
BUSINESS PARTNER WEBINAR
Lowering the Personal and Professional Risks of Online Data Exposure
April 16, 2026 at 2:00 p.m. ET
Eighty-four percent of bank directors, CEOs and senior executives responding to Bank Director’s 2025 Risk Survey… Read the rest
April White Paper: Convenience Fees
Apr 09, 2026
AFSA’s latest State Government Affairs white paper analyzes convenience fees.
As convenience fees rise, consumers increasingly use online, mobile, and other electronic payment methods, distinguishing these fees from surcharges … Read the rest
Vehicle Fraud Tops $10 Billion
Apr 09, 2026
Two new reports speak to the growing scale and complexity of auto finance fraud. Point Predictive’s annual Auto Fraud Lending Trends reports that auto lending fraud exposure reached $10.4 billion in 2025. That is up from $9.2 billion in… Read the rest