Join us TOMORROW October 12 at 2:00 p.m. ET for Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now presented by Earnix.
The auto finance market has seen rapid shifts in demand for both new and used vehicle financing in the past two years coupled with the funding costs increase to levels not seen in more than a decade. These changes are resulting in increased pressure for lenders to have a more granular and dynamic view of their loan pricing structure, risk, profitability, and loan portfolio composition.
In this presentation, we will discuss the reasons for auto lenders to adopt risk-based pricing powered by advanced analytics and the urgency driving this transition.
We will focus on:
- The use of advanced analytics including data modeling to predict various sources of financial risk at time of offer
- The implementation of dynamic pricing offers in a competitive way while controlling risk exposures and achieving business goals
- Best practices for risk-based pricing deployments
After this presentation you will understand the advantages of risk-based pricing powered by advanced analytics and how to propose such strategy to your pricing committee.
Speakers: Be’eri Mart, Global Head of Banking and Giovanni Oppenheim, Director of Banking Solutions
TOMORROW | Risk-Based Pricing Strategies in Auto Finance
Oct 12, 2022
Join us TOMORROW October 12 at 2:00 p.m. ET for Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now presented by Earnix.
The auto finance market has seen rapid shifts in demand for both new and used vehicle financing in the… Read the rest
The History of The Breakers
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AFSA conferences take place in a lot of amazing resorts and hotels but nothing is quite as historic as The Breakers in Palm Beach, Florida where we’ll be holding out 2022 Annual Meeting in a few short weeks. Dan Jenkins, Senior Manager … Read the rest
DC’s Algorithm Bill is Out of Synch
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The consumer credit industry is committed to equality and addressing discrimination in the allocation of credit and financial services. Which is why earlier this week, the American Financial Services Association and a group of eight other… Read the rest
Do-Gooding Done Bad
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The Woodstock Institute was a big booster of Illinois’ 36% rate cap on small dollar loans. It backed the proposal, and over the past year or so has continued to push its perspective, as though discussing it enough will make the outcome of the … Read the rest
Whitepaper Covers Loans-by-Mail
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This week, AFSA’s SGA team released its October white Paper which covers loans-by-mail, also referred to as “marketing checks” or “live checks”. First appearing in the 1980s, loans-by-mail have been an effective and popular way for… Read the rest
Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now
Oct 05, 2022
Join us on October 13th at 2:00 p.m. for Risk-Based Pricing Strategies in Auto Finance: Why Change and Why Now presented by Earnix
The auto finance market has seen rapid shifts in demand for both new and used vehicle financing in the past two years… Read the rest
October Featured Business Partner | ACI Worldwide
Oct 04, 2022
The featured Business Partner for October is ACI Worldwide.
As an unrivaled leader in billing and payments, ACI Worldwide offers ACI Speedpay, proven to drive efficiency and increase collections. Through our comprehensive suite of software… Read the rest
LISTEN | The Importance of Neurodiversity
Oct 03, 2022
This edition of the AFSA Extra Credit Podcast is a bit of a teaser for our D&I session at the 2022 AFSA Annual Meeting where Anthony Pacilio, Vice President of Neurodiverse Solutions at CAI will talk about Neurodiversity. We wanted to prime… Read the rest
PayNearMe Announces Record Growth as Client Wins Climb
Oct 03, 2022
SANTA CLARA, Calif., Sept. 29, 2022– PayNearMe, a fast-growing fintech company radically improving the customer payment experience, today announced record company growth, evidenced by significant increases in transaction counts and… Read the rest
Consumer Credit Stands with American Families
Sep 30, 2022
As Hurricane Ian continues to barrel across Florida and north up the Atlantic coast, and downgraded typhoons ravage the Alaskan coast, American families begin to turn to the hard task of rebuilding. In a time of very little certainty, they … Read the rest