The featured Business Partner for the month of November is Flagstar Bank.
Flagstar Bank is a leading regional bank headquartered in NY with over $100 billion in assets and a robust Corporate Banking Division. Within Corporate Banking, we focus on lending verticals that meet the specialized needs of our clients. Our Lender Finance Group, for example, delivers tailored solutions to non-bank specialty lenders through reliable execution in revolving and warehouse lines of credit, transaction structures, and permanent capital. Our products and capabilities run deep and include securitizations, refinances, and recapitalizations. Whatever your business—consumer finance, leasing, indirect sales, etc.,—we do it. Unlock your growth by tapping into our resources. Our bankers, with decades of experience across a range of industries, are ready to work with you.
Learn more on our Business Partner Resource Guide or at flagstar.com.
FEATURED BUSINESS PARTNER | Flagstar Bank
Nov 02, 2023
The featured Business Partner for the month of November is Flagstar Bank.
Flagstar Bank is a leading regional bank headquartered in NY with over $100 billion in assets and a robust Corporate Banking Division. Within Corporate Banking, we … Read the rest
November White Paper on Debt Settlement Companies
Nov 02, 2023
Our latest white paper is now available. This month’s white paper takes a deeper look into debt settlement companies.
Debt settlement companies promise to reduce consumer debt significantly, but they charge high fees and may not disclose… Read the rest
Ready to Get to Work
Oct 26, 2023
It was good to see new Speaker of the House of Representatives, Rep. Mike Johnson (R-LA), move quickly to get the chamber refocused on taking up the peoples’ business.
While the past several weeks created some uncertainty, it also focused attention… Read the rest
AFSA Corrects CFPB’s Misconceptions on Powerbooking
Oct 26, 2023
This week, AFSA commented on the Consumer Financial Protection Bureau’s Summer 2023 Supervisory Highlights. This CFPB report shares its perspective on certain practices, including new or updated areas of focus in supervisory reviews.… Read the rest
Happy Holidays?
Oct 23, 2023
The consumer credit market received early good tidings last week with the National Retail Federation’s holiday spending outlook. Based on a survey of more than 8,000 consumers, it found that the more than 90 percent of American adults planning… Read the rest
Pennsylvania HB 1580 – Remote Work
Oct 19, 2023
This past week, AFSA’s State Government Affairs team sent a letter to the Pennsylvania House Commerce Committee expressing support for HB 1580.
This bill would permit specific personnel from licensed sales finance companies to engage in… Read the rest
Lifting the Hood on New Auto Data
Oct 18, 2023
Cox Automotive reported that auto loan performance remained a mixed bag in September. Delinquency rates continued to rise but are not translating to higher defaults rates. The share of loans delinquent for 60 or more days increased for the… Read the rest
October White Paper | Consumer Complaints 2023 Update
Oct 16, 2023
AFSA’s State Government Affairs’ latest white paper is now available. This month’s white paper delves into top consumer complaints reported by states.
Consumer complaint information can serve as a valuable resource for financial… Read the rest
Business Partner Webinar | How to Retain Market Share Amid Declining Auto Originations
Oct 13, 2023
October 19, 2023 at 2:00pm EST
U.S. auto originations are largely trending down – 9.4% YoY decline – according to the TransUnion Q2 Credit Industry Insights Report. The rejection rate for auto loans rose to 14.2% in June 2023 from 9.1% in February… Read the rest
Rules Not Releases
Oct 12, 2023
Yesterday, the Consumer Financial Protection Bureau (CFPB) issued an advisory on what it calls “junk fees.” AFSA has long been engaged on this issue and has argued that the pejorative term “junk fees,” while sure to get headlines, fundamentally… Read the rest