AFSA’s latest State Government Affairs white paper looks at repossession moratoria enacted in past years and recent state repossession legislation. Most states that once imposed repossession bans have let them lapse, but the District… Read the rest

BUSINESS PARTNER WEBINAR
Beyond the Paperwork: Stopping Asset Finance Fraud with Identity Intelligence and Intelligent Decisioning
July 16, 2026 at 2:00 p.m. ET

Most asset finance fraud is built to pass traditional checks, leaving lenders… Read the rest

This week the Senate Committee on Banking hosted a hearing to examine “The Affordability Agenda.” Although the hearing split quickly along partisan lines over causes and solutions to rising consumer costs, Chairman Tim Scott … Read the rest

This week the CFPB announced changes to its consumer complaint system to address misuse. In particular, the CFPB is working to reduce misuse of the system by people and organizations seeking to manipulate credit reports and scores … Read the rest

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact AFSA… Read the rest

In a widely expected decision, the Federal Open Market Committee (FOMC) held the line on interest rates at new Fed chair Kevin Warsh’s first meeting on June 16 and 17. The federal funds rate target remains at 3.5 percent to 3.75 percent, where… Read the rest

A recent post on the Federal Reserve Bank of New York’s Liberty Street Economics blog offers a sobering look at how interest rate caps reshape the consumer lending market, often in ways their proponents may not intend.

The analysis,… Read the rest

AFSA’s State Government Affairs team submitted a comment letter raising concerns with Pennsylvania HB 2344, which would establish a coerced debt framework in PA.

While AFSA members acknowledge the serious harms of domestic violence … Read the rest

On June 15, 2026, a coalition of financial services trade associations – the National Association of Industrial Bankers (NAIB), the American Financial Services Association (AFSA), and the Online Lenders Alliance (OLA) – filed suit in federal… Read the rest

BUSINESS PARTNER WEBINAR
Why AI Implementations Fail, and How Asset Finance Lenders Can Get It Right
June 18, 2026 at 2:00 p.m. ET

Up to 95% of AI pilots fail to scale, but it doesn’t have to be that way. For asset finance lenders, the challenge… Read the rest