AFSA Chief Economist Tim Gill addressed a meeting of industry trade association economists this week. The group, made up of economists and research leaders from a wide range of trade groups, meets regularly in Washington, DC to report on business developments in their respective sectors, as well as to share insights on data sources and research approaches in their work.
Tim’s presentation provided a summary of current consumer credit conditions, putting the latest data on credit balances into context, updated trends in lending standards, and reported on recent stabilization and improvements in aggregate credit performance for many types of loans. He also gave an overview of AFSA’s Consumer Credit Condition (C3)Index.
Check out AFSA’s Consumer Credit Condition Index (C3 Index) here.
AFSA Chief Economist Tim Gill addressed a meeting of industry trade association economists this week. The group, made up of economists and research leaders from a wide range of trade groups, meets regularly in Washington, DC to report on business… Read the rest
AFSA’s State Government Affairs team submitted a comment letter this week to the Pennsylvania House Commerce Committee in support of HB 1860, a remote work bill.
HB 1860 would allow certain employees of licensed motor vehicle sales finance… Read the rest
BUSINESS PARTNER WEBINAR
COMPETE OR VANISH: A SURVIVAL GUIDE FOR LENDERS IN THE AGE OF ONLINE BORROWING
OCTOBER 16, 2025 AT 2:00 P.M. EST
The lending landscape is shifting fast, and borrowers expect the convenience of mobile-first services.
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BUSINESS PARTNER WEBINAR
Silos to Solutions – Building F&I Product Data Integrity in Auto Finance
October 9, 2025 at 2:00 p.m. EST
The F&I product landscape is becoming harder for lenders to navigate. Disconnected data systems slow
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AFSA’s State Government Affairs team published its latest white paper, examining the changing enforcement landscape following leadership changes at the Consumer Financial Protection Bureau.
With former CFPB Director Rohit Chopra’s… Read the rest
A recent report from the Consumer Financial Protection Bureau (CFPB) that estimates the number of U.S. adults with limited credit histories, including those who are credit invisible (have no credit record) or have unscored credit records… Read the rest
On Tuesday night the Senate failed to pass a continuing resolution, which would have kept the government funded for seven more weeks, leading to the federal government shutting down until a budget agreement is reached.
The Republican-drafted… Read the rest
In this episode of the AFSA Extra Credit Podcast, Dan chats with David Graves, VP of Sales with REPAY to get the lowdown on payments. They talk about where the industry stands, some interesting consumer preference trends, new security requirements… Read the rest
As Congressional and Administration officials reach the witching hour in efforts to avoid a federal government shutdown, it’s important to highlight a couple of the underlying issues that are top of mind for American businesses and consumers.… Read the rest
BUSINESS PARTNER WEBINAR
AUTO FINANCE IN TRANSITION: WINNING IN THE AGE OF DIGITAL, EVS, AND EMBEDDED LENDING
OCTOBER 2, 2025 AT 2:00 P.M. EST
The U.S. auto finance market is shifting fast. With over $1.5 trillion in outstanding loans and EVs
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