Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders
In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur Global Head, Financial Services from Sigmoid to discuss the role of AI in the financial services sector, particularly in lending. They explore the differences between traditional machine learning and AI, the importance of data quality, risk analysis, and the future of AI applications in lending. Ravi shares insights on how Sigmoid is helping lenders streamline processes and ensure security and explainability in AI models.
Listen on the Extra Credit Podcast page or wherever you get podcasts.
Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders
In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur… Read the rest
2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not
Thursday, January 22, 2026 | 2:00 p.m. ET
The consumer and auto finance industry is standing on the edge of its most radical transformation… Read the rest

Vehicle finance fraud is escalating, with AI serving as both weapon and defense. This session examines the growing fraud trends, from synthetic identities to fake documentation and bust outs, while exploring how lenders can deploy tools… Read the rest

Join us for a fast-paced discussion where these industry leaders pull back the curtain on what they are seeing in today’s marketplace … and tomorrow’s.
Discover the strategies they’re using to navigate disruption in the market… Read the rest
There are few trade associations with a track record of helping American consumers at every level of the financial spectrum through challenging economic times than the American Financial Services Association. For more than 100 years AFSA… Read the rest

Join us on Monday, February 2nd to hear from our 2026 Vehicle Finance Conference & Expo keynote speaker, Alison Levine, a preeminent business leadership expert, Alison Levine, mountaineer and polar explorer, faculty member at the Thayer… Read the rest
AFSA’s State Government Affairs team released its latest white paper, which provides a 2026 State Legislative Session preview and 2025 year-in review.
The 2026 State Legislative agenda is focused on such emerging issues as Artificial… Read the rest
The Trump administration has reinstated wage garnishment for federal student loan borrowers in default following the expiration of pandemic-era repayment, reporting, and collections moratoria. Delinquency rates have skyrocketed… Read the rest
New York Governor Kathy Hochul has signed NY S 1353B into law, and AFSA’s State Government Affairs team have received the final, official chapter amendment. The bill, as originally presented to the governor, raised significant concerns… Read the rest
AFSA’s State Government Affairs team recently submitted a comment letter on California’s Department of Financial Protection and Innovation Debt Collection Licensing Act. AFSA and the California Financial Services Association… Read the rest