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AFSA Testifies on Rules on HB 2008

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AFSA’s Senior Vice President Danielle Fagre Arlowe recently testified before the Oregon House Committee on Rules on HB 2008. The bill would make changes to state law related to debt collection. In her testimony, Arlowe expressed concern that the bill’s provisions would limit the ability of creditors to collect on delinquent debts. As currently written, the bill would create an unworkable standard for creditors to collect on and enforce debts, which would ultimately reduce the availability of affordable forms of credit for the state’s most vulnerable consumers. 

In addition to Arlowe’s testimony, AFSA’s President and CEO Bill Himpler sent a letter to the committee detailing AFSA’s concerns with the bill.

This letter, along with SGA’s other comment letters and testimonies, can be found on the SGA direct advocacy section of AFSA’s website. 

AFSA Testifies on Rules on HB 2008
May 04, 2023

AFSA’s Senior Vice President Danielle Fagre Arlowe recently testified before the Oregon House Committee on Rules on HB 2008. The bill would make changes to state law related to debt collection. In her testimony, Arlowe expressed concern Read the rest

AFSA Sound Alarm on Credit Repair Scams
May 04, 2023

AFSA signed a joint trade urging the Senate Banking Committee to introduce legislation to limit the threat credit repair scams pose to consumers and credit markets.

As several state and federal regulators have warned, credit repair organizations… Read the rest

AFSA Comments on CFPB’s Late Fees Rule
May 03, 2023

Today, AFSA commented on the CFPB’s proposal to radically reduce the safe harbor dollar amount for late fees. AFSA asked the CFPB not to proceed with rulemaking, as the proposal fundamentally misunderstands the role of late fees, would negatively… Read the rest

May White Paper | Algorithms, AI, and Automated Decisionmaking
May 02, 2023

AFSA’s State Government Affairs team published it’s May white paper focusing on algorithms, artificial intelligence, and automated decisionmaking.

Artificial intelligence (AI) and algorithms have transformed numerous… Read the rest

FEATURED BUSINESS PARTNER | RSM
May 01, 2023

The featured Premier Business Partner for May is RSM.

RSM US LLP is the leading provider of audit, tax and consulting services focused on the middle market, with 9,000 people in 90 offices nationwide. Our full range of services help specialtyRead the rest

Economic Matters
Apr 27, 2023

Economic growth slowed sharply in first quarter of 2023; consumer spending held solid, but for how much longer?

The Bureau of Economic Analysis’ advance estimate of real GDP for the first quarter of 2023 showed an increase of 1.1 percent compared… Read the rest

LISTEN | Melinda Zabritski on the State of the Vehicle Finance Industry
Apr 26, 2023

In this edition of the AFSA Extra Credit Podcast, Dan chats with Melinda Zabritski, Senior Director for Experian’s automotive financial services team. She swings by to give listeners a look into what we can glean from  Experian’s… Read the rest

WATCH | Lender Best Practices in VPPs
Apr 26, 2023

Join us TOMORROW April 27 at 2:00 p.m. ET for Voluntary Protection Products – Lender Best Practices to Address the Compliance Risk presented by F&I Sentinel.

Over the last several years, scrutiny placed on lenders in connection with … Read the rest

AFSA Supports CFPB Transparency
Apr 26, 2023

This week, AFSA submitted a comment letter to House Financial Services Committee Chair Rep. Patrick McHenry (R-NC) and Ranking Member Rep. Maxine Waters (D-CA) supporting the Consumer Financial Protection Bureau (CFPB) Transparency Read the rest

Study: MoneySKILL Improves Financial Literacy
Apr 26, 2023

The AFSA Education Foundation is finishing Financial Literacy Month with a bang by releasing impressive research findings from an impact evaluation done in collaboration with Professor of Economics Dr. Carly Urban from Montana State University.… Read the rest

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