Join “lightning round” conversations on a range of topics that the consumer credit industry is facing. Each virtual roundtable is live and allows for video or audio discussions with presenters. Fair Lending & Modeling, presented by Zest Ai AI & Tech in Consumer Finance, presented by GoldPoint Communicating with your Customers Compliantly, presented by Solutions by Text Privacy […]

What should you be aware of and be planning for as markets begin to shift, and we begin to emerge in a post-pandemic world? PointPredictive’s Frank McKenna, Chief Fraud Strategist, defi’s Charles Sutherland, Chief Strategy Officer, and Earl Johnson, Director of Product Strategy, tackle the top fraud and risk trends you should be gearing up […]

The Senate Committee on Commerce, Science, and Transportation this week approved S. 4159 – the Electronic Signatures in Global and National Commerce Act (E-SIGN Modernization Act), on a party-line vote, 14-12. Consumers currently are required to reasonably demonstrate that they can access documents electronically before receiving an electronic version. This is an outdated policy, and […]

Adding General Sessions to Compliment our Bullpen of Keynoters! Register today for AFSA’s virtual conference, which opens Tuesday, October 6th and runs through Thursday, October 8th. Each day’s sessions run from 11 a.m. to 2 p.m. ET, and feature compelling keynotes, informative and interactive breakout sessions, and live virtual networking in our AFSA Expo Hall. […]

Today, the American Financial Services Association (AFSA) and a coalition of trade associations filed an amicus brief requesting that the Supreme Court clarify how businesses can communicate with their customers. In the case, Facebook v. Duguid, the joint trades urge the Supreme Court to reverse a lower court’s decision that expanded the Telephone Consumer Protection […]

The 2020 AFSA Annual Meeting & Independents Conference & Expo isn’t until October, but we need you to register soon! If you want to ensure you get all the great goodies and giveaways we have planned, register by Monday, September 14th! A Wine Tasting Kit from Voluptuary Vineyards, thanks to ACI, includes tastings of their five signature wines – […]

What should you be aware of and be planning for as markets begin to shift, and we begin to emerge in a post-pandemic world? PointPredictive’s Frank McKenna, Chief Fraud Strategist (Frank on Fraud), defi’s Charles Sutherland, Chief Strategy Officer, and Earl Johnson, Director of Product Strategy, tackle the top fraud and risk trends you should […]

Last week, the U.S. Department of Housing and Urban Development (HUD) finalized its disparate impact rule. The final rule ensures that HUD’s 2013 disparate impact rule codifies the framework from the Supreme Court’s 2015 decision in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, which permitted disparate impact analysis in discrimination claims […]

Last week, the Baltimore Sun ran an opinion piece that inaccurately conflated  payday lenders with traditional installment lenders.  While we appreciate the authors’ concern with consumer protection, the focus should be on arming consumers with facts that allow them to make fully informed decisions about their finances. There is a real difference between payday loans […]

This week, the American Financial Services Association (AFSA) sent a letter to the House Committee on Oversight and Reform to share its perspective on recent trends in regulation and regulatory reform.  AFSA shares Congress’ views that we should be vigilant in addressing the economic impact of the COVID-19 pandemic. AFSA urges Congress to use a […]