AFSA is pleased to announce that Dr. Mark Zandi, Chief Economist at Moody’s Analytics, and co-Founder of Economy.com will present at AFSA’s 2021 Virtual Vehicle Finance Conference. Dr. Zandi, a trusted adviser to policymakers and an influential source of economic analysis, will provide an overview on the state of the U.S. economy and an outlook […]

Join us on February 4 at 2:00 p.m. for The Impact of Address Confidentiality Programs on Extending and Servicing Credit, presented by Husch Blackwell. Learn the where, what, and why of address confidentiality programs across the country—sometimes called “Safe at Home” laws. Designed to protect victims of stalking and domestic violence from true danger, these laws […]

According to Bankrate’s January 2020 Financial Security Index study, just 39 % of American households are able via savings to cover a $1,000 emergency expense, such as a car repair. The 2021 version of the survey found that just 41% could cover such a cost. AFSA has long pushed for policies and initiatives that help […]

AFSA’s State Government Affairs (SGA) team published its 2021 State Legislative Preview and 2020 Review white paper this week. The paper provides members with a comprehensive preview of state legislative and regulatory activity in 2021 and identifies and reviews the trends of the previous legislative session. The year 2020 was an unprecedented one and much of the nation is still feeling […]

The American Financial Services Association (AFSA) submitted comments in support of several federal banking agencies’ notice of proposed rulemaking  on the role of supervisory guidance. Supervisory guidance is issued by agencies in the form of (but not limited to) interagency statements, advisories, bulletins, policy statements, questions and answers, and frequently asked questions. The letter was […]

Earlier today (January 5, 2020), the Consumer Financial Protection Bureau’s Taskforce on Federal Consumer Financial Law released a report with recommendations on how to improve consumer protection in the financial marketplace. You can access the volumes of the report here and here. The American Financial Services Association is pleased that the Consumer Financial Protection Bureau […]

REGISTRATION IS NOW OPEN! The 2021 Vehicle Finance Conference will be held online from February 23 through February 25. Each day will feature three hours of fast-paced and informative keynotes and industry roundtables, along with engaging networking opportunities. Attendees will get the same level of expertise and information they’ve come to expect from all AFSA conferences. Explore  the evolving landscape of vehicle financing – from global to local – and gain […]

On January 4, 2021, AFSA submitted a comment letter to the Office of the Comptroller of the Currency (OCC) regarding its proposed rule on Fair Access to Financial Services.  This proposal reiterates that banks operating under the OCC’s governance should offer financial products and services to customers based on individualized risk assessments rather than based […]

The featured Business Partner for January is GOLDPoint Systems which offers one of the most complete Loan Management Software Systems in the Direct and Indirect market, covering the complete loan life cycle. GOLDPoint products include online portals, custom scoring, origination, loan servicing, collections, accounting, reporting, document storage and e-signatures. What is the most important issue facing your […]

From everyone at AFSA, we wish you and your loved ones have a safe and happy New Year!