AFSA recently joined 13 other state and national trade associations in a comment letter opposing North Dakota SB 2217, which recently passed the Senate and is currently pending in the House. SB 2217 would prohibit the collection of interchange on the sales tax portion of electronic transactions. In the letter, the coalition noted that state […]

The California Privacy Protection Agency Board met on February 3rd to discuss rules implementing the California Privacy Rights Act (CPRA). During the meeting, the board voted to approve their final rulemaking package under the CPRA. The Board also issued a final statement of reasons outlining changes to the rules. The rules will now be sent […]

A mortgage lender and its owner have won a decisive victory against the CFPB in federal court. In Bureau of Consumer Financial Protection v. Townstone Financial et al., the U.S. District Court for the Northern District of Illinois invalidated the CFPB’s contention that it can police for discrimination against prospective applicants for credit. The Equal […]

AFSA is pleased to announce change-agent CEO, author, and one of America’s most popular corporate speakers, Amanda Gore, as an Independents Conference & Expo Keynote Speaker. For more than 25 years Amanda has used her expertise in emotional intelligence, group dynamics, neurolinguistics, neuroscience, and occupational health to transform businesses and cultures by changing perceptions, improving […]

Registration for the 2023 AFSA Education Foundation leadership programs are now available. The 2023 edition of THE EDGE (Education, Development, Growth & Enrichment) program will be held June 11-16 at Mercer University in Atlanta, GA. Open to individuals associated with the financial services industry, including diversified financial institutions, consumer and sales finance companies, credit card companies, […]

Even in the sometimes-arcane world of academic research where biases were once frowned upon, it’s interesting to see how those biases have real world consequences. Take, for example, the comments of Adam Levitin, a law professor and practicing attorney with extensive time in the Washington policy world, on a working draft of an independent academic […]

This week, AFSA along with 99 other trade associations representing a broad swath of the economy, wrote to the Federal Trade Commission (FTC) asking for an additional 60 days to provide comment on the Advanced Notice of Proposed Rulemaking (ANPR) prohibiting non-compete clauses. Any rule governing non-compete clauses would have a drastic effect on the […]

The Featured Business Partner for the month of February is Cox Automotive. The Cox Automotive family of brands is transforming the way the world buys, sells, owns and uses vehicles by providing financers, dealerships, and others the connectivity and confidence to thrive in an ever-changing automotive market. Dealertrack, Kelley Blue Book, Manheim and F&I Express solutions for […]

AFSA released its 2023 Federal Priorities this week, focused on the protection and expansion of access to safe, responsible credit for all Americans. Some 22 different federal laws spanning eight different agencies create a layered system of financial protection laws that ensure consumers are treated fairly and responsibly. As our economy evolves, our consumer finance […]

If you joined us at the 2023 Vehicle Finance Conference & Expo this week, then you already know that more than 750 auto finance executives – an attendance record – joined us in Dallas to discuss the state of the industry and the opportunities and challenges for 2023. We got under way Tuesday with a […]