Amid lingering questions about consumer confidence, sustainable economic growth, deficit spending, trade issues, and the political and regulatory agendas that inform them, state and federal policymakers – elected officials, regulators, and the courts – will play significant roles in addressing these and other emerging issues. Join our esteemed government-affairs leaders to learn about AFSA’s efforts and gain insights on the political […]

  AI Behind the Wheel: How It’s Steering Strategies for Auto Finance While the financial services industry has long utilized AI and machine learning, auto financiers continue to innovate and harness advanced AI capabilities to enhance operational efficiency, customer service, and talent development. Hear from industry leaders on how you can leverage the latest AI trends to maximize opportunities, […]

AFSA’s State Government Affairs team submitted a comment letter to the New Jersey Senate requesting amendments to S 1397. As currently written, S 1397 requires a new set of disclosures to borrowers at the time credit is initially offered. AFSA believes the legislation would create unnecessary confusion, increase compliance burdens, and inadvertently reduce access to credit for New […]

The House GOP’s Steering Committee is meeting next week to determine committee chairs for the 119th Congress. Four House Financial Services Committee members are in the running for the gavel following current Chairman Patrick McHenry’s (R-NC) retirement. The chairman will help set the financial services agenda for President-elect Trump’s second administration and handle legislation on everything from […]

Yesterday, AFSA sent a letter to President-elect Trump to re-familiarize him with the mission of AFSA and its members. Recent overreach by such regulators as the Consumer Financial Protection Bureau (CFPB) have hurt businesses trying to serve American consumers. AFSA appreciates President Trump’s economic vision that Americans should have access to responsible and safe financial […]

Join Lightico and GM Financial on December 5th at 2:oo p.m. EST to discover how digitization is reshaping auto finance. Learn how GM Financial streamlined customer processes, improved efficiency and ensured compliance while delivering exceptional customer experiences. What you’ll learn: Why digitizing customer engagements is a game-changer for auto finance. Key strategies GM Financial used to overcome legacy process […]

AFSA’s State Government Affairs team released their state trifecta and majority overview. Michigan and Minnesota lost their Democrat trifectas by losing control of their respective state houses, while New Hampshire Republicans held their trifecta by narrow margins. After the 2024 election there are now 38 trifectas at the state government level where one party controls the […]

A lame-duck session of Congress occurs whenever one Congress meets after its successor is elected, but before the successor’s term begins. In current practice this means any meeting of Congress after Election Day, but before the next Congress convenes the following January, is a lame-duck session. Despite the moniker, Congress still has its full powers to act from the Wednesday […]

Join the discussion with an outstanding lineup of speakers offering invaluable insights on the fast-evolving vehicle-finance landscape, tackling pressing topics, and highlighting potential challenges, opportunities, and innovative strategies to address them. The 2025 VF Conference & Expo promises deep dives on the trends transforming your business and the consumer experience. If your priorities are… Leveraging […]

AFSA’s State Government Affairs team released their 2024 Post-Election Report. The 2024 elections saw key shifts in state-level power, with Republicans making significant gains, including flipping Michigan’s House and narrowing control in Pennsylvania. Democrats managed to tie the Arizona Senate and break GOP supermajorities in North Carolina and Wisconsin. However, Vermont lost its Democratic supermajorities, and […]