Join the discussion with an outstanding lineup of speakers offering invaluable insights on the fast-evolving vehicle-finance landscape, tackling pressing topics, and highlighting potential challenges, opportunities, and innovative strategies to address them. The 2025 VF Conference & Expo promises deep dives on the trends transforming your business and the consumer experience. If your priorities are… Leveraging […]

AFSA’s State Government Affairs team released their 2024 Post-Election Report. The 2024 elections saw key shifts in state-level power, with Republicans making significant gains, including flipping Michigan’s House and narrowing control in Pennsylvania. Democrats managed to tie the Arizona Senate and break GOP supermajorities in North Carolina and Wisconsin. However, Vermont lost its Democratic supermajorities, and […]

In the week since the election, President-elect Trump has been announcing Cabinet nominees and presidential appointments. The nominee for CFPB Director has not yet been announced, and, even when announced, will not be able to take office until confirmed by the Senate. Once President-elect Trump is sworn in on January 20, he will have the […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. This year has tested our personal and professional resiliency. From tragic natural disasters to political uncertainty, to inflation, affordability, and regulatory over-reach, lenders are […]

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. In the automotive and wholesale industry, inventory risk management is crucial for lenders who must protect their collateral while also enabling dealer operations. Traditionally, […]

Last week, AFSA’s State Government Affairs released its November white paper on reverse mortgages and how legislation and regulations have imposed changes for consumers. The origin of reverse mortgages began in 1987 when the Home Equity Conversion Mortgage (HECM) program was first established and then subsequently insured by the Federal Housing Administration (FHA) in 1989. The 1990’s and 2000’s […]

Although the 2024 presidential race was the focal point of Tuesday’s general election, it was not the only key contest. Legislative elections took place in 44 states, and AFSA’s State Government Affairs team closely monitored those outcomes. Before the election SGA released its 2024 Elections Preview Report and AFSA State Election Watch 2024: Volume 2. These outlined key legislative, gubernatorial, and attorney general […]

While votes are still being tabulated in some House of Representatives races, both the Senate and the Presidential election have been called for Republicans. President-elect Donald Trump won both the Electoral College and the popular vote. News outlets are predicting the House will likely remain in the GOP’s hands. Sen. Tim Scott (R-SC) is likely […]

Last week, the Treasury Department released their Financial Inclusion Report. AFSA responded to the RFI at the time it was released, emphasizing action that AFSA members take to encourage financial literacy and suggested that further work in the financial inclusion space include clear and enforceable guidelines around AI and machine learning, as new opportunities lie in […]

The featured Business Partner for the month of November is Hudson Cook. Established in 1997, Hudson Cook, LLP focuses its practice on laws related to financial services, banking and information privacy. In addition to the regulatory compliance practice we assist with government supervision and enforcement, and consumer litigation. Our attorneys understand the complex financial services, […]