On April 6, AFSA and the AFSA Education Foundation provided comment on the Treasury’s updated National Strategy for Financial Literacy. This strategy initiative is led by the interagency Financial Literacy and Education Commission (FLEC). FLEC is composed of the heads of the following 24 agencies: Department of the Treasury (Chair) Consumer Financial Protection Bureau (Vice-Chair) […]

BUSINESS PARTNER WEBINAR Lowering the Personal and Professional Risks of Online Data Exposure April 16, 2026 at 2:00 p.m. ET Eighty-four percent of bank directors, CEOs and senior executives responding to Bank Director’s 2025 Risk Survey listed cybersecurity as a top concern for their institution. At the same time, the shocking killing of UnitedHealthcare CEO […]

BUSINESS PARTNER WEBINAR TRUST, BUT VERIFY: WHY TITLE & LIEN VALIDATION IS THE MISSING LINK IN LENDER FRAUD PREVENTION APRIL 9, 2026 AT 2:00 P.M. ET Lenders today verify income, identity, employment, and even driver’s licenses — yet the one asset securing the loan, the vehicle title, is still largely accepted on face value. That […]

The United States Court of Appeals for the 10th Circuit has granted an en banc hearing in AFSA’s Colorado DIDMCA case. The case relates to a 1980 federal law intended to give state-chartered banks the same ability to export rates, etc., as national banks. AFSA and two other trade associations sued the state of Colorado over its state law […]

Consumers struggling with debt are not alone … and not without options. But the Federal Trade Commission is warning consumers this week that the search for help can itself become a trap. In a new consumer alert the FTC lays out clear red flags regarding companies that promise debt relief: any company that demands payment upfront […]

AFSA’s State Government Affairs team recently submitted comments expressing serious concerns with Maryland’s HB 1198, a well‑intentioned bill aimed at addressing economic abuse but written so broadly that it may unintentionally enable fraud. While AFSA strongly supports protecting victims of domestic and economic abuse, the current language risks forcing creditors to write off legitimate debts and undermines long‑standing […]

AFSA’s State Government Affairs team has sent a letter urging Oregon’s governor to veto HB 4116, warning that the bill would strip state‑chartered banks of essential DIDMCA protections while leaving national banks untouched. The proposal would create legal uncertainty, operational risk, and a direct competitive disadvantage for Oregon‑based institutions. AFSA believes a veto is necessary to preserve a fair marketplace and protect […]

AFSA supports Financial Institutions Subcommittee Chair Andy Barr’s (R-KY) legislation, “Eliminating Fraud in the CFPB’s Complaint Database Act” (HR 7588). The bill mandates that complaints submitted to the CFPB database must be true and accurate, and must be submitted directly by the consumer or by an authorized representative with sufficient proof of identification. The legislation stipulates […]

The Spring 2026 FICO Score Credit Insights report highlights a U.S. credit landscape marked by both relative stabilization and growing segmentation. The average national FICO score slipped to 714 in October 2025, down from 715 in April 2025 and continuing a shallow decline from its peak of 718 in April 2023. But the average is […]

BUSINESS PARTNER WEBINAR Rethinking Auto Recoveries: The Role of Secured Debt Sales in Today’s Market March 26, 2026 at 2:00 p.m. ET As auto lenders navigate rising delinquencies, evolving consumer expectations, and increased regulatory scrutiny, debt sales are becoming a more important—yet often misunderstood—part of the expanding recovery toolkit. In this AFSA webinar, Ryan Bell, […]