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AFSA Publishes 2019 Legislative Preview and 2018 Review White Paper

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Today, AFSA’s State Government Affairs department published its 2019 State Legislative Preview and 2018 Review white paper. Published monthly, AFSA’s state white papers typically provide a snapshot in time covering a single issue area; however, the 2019 preview/2018 review provides a broad look across AFSA members’ priority issues, including information on debt collection, fintech regulation, mortgage lending and servicing, payment cards and systems, state rate cap activity, traditional installment loans, and vehicle finance. The paper will give AFSA members a good idea of what they can expect from the states throughout this year.

With all 50 state legislatures scheduled to meet in 2019, AFSA expects the states to have an active year. This white paper examines legislative trends across the past seven years, and looks at 2018’s legislative activity. The paper also includes information on legislation prefiled for the upcoming sessions. In the wake of recent major data breaches, privacy and fraud issues are likely to be a high priority for many states this year-particularly in California, where state legislators may look at changes to last year’s far-reaching Consumer Privacy Act.

In addition to information on the priority issue areas, the white paper also covers state attorney general enforcement activity in 2018 and the ongoing evolution of fintech regulation.

Members can find previous white papers on AFSA’s website under the State Resources section.

AFSA Publishes 2019 Legislative Preview and 2018 Review White Paper
Jan 02, 2019

Today, AFSA’s State Government Affairs department published its 2019 State Legislative Preview and 2018 Review white paper. Published monthly, AFSA’s state white papers typically provide a snapshot in time covering a single… Read the rest

Optimizing the Usage of Alternative Credit Data in Auto Finance
Jan 02, 2019

Join us on Tuesday, January 15, 2019 for Optimizing the Usage of Alternative Credit Data in Auto Finance, presented by Clarity/Experian.

The drive to approve as many consumers as possible and boost revenue can leave auto lenders vulnerable… Read the rest

AFSA supports bureau’s changes to HMDA
Dec 31, 2018

The Consumer Financial Protection Bureau (CFPB) last week announced that it will require mortgage lenders to publicly release fewer details under the Home Mortgage Disclosure Act (HMDA) starting in 2019. AFSA has previously advocated Read the rest

Happy Holidays
Dec 21, 2018

The AFSA offices will be closed on December 24th & December 25th. AFSA offices will also be closed on Monday, December 31st.

On behalf of the staff at AFSA, we wish you a very joyous holiday and a happy New Year!… Read the rest

2019 Webinar Slate Filling Quickly
Dec 20, 2018

The year may be closing, but the AFSA Webinar Series is rolling right into the new year with a full slate of programs.

  • Optimizing the Usage of Alternative Credit Data in Auto Finance, presented by Experian | Tues. Jan 15, 2019 at 2:00 p.m. ET
  • ADA
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Just One Month until the 2019 Vehicle Finance Conference & Expo!
Dec 20, 2018

As 2018 continues to tick down toward the new year, we edge closer to the premier event for the vehicle financing community. The 2019 AFSA Vehicle Finance Conference & Expo will be held from January 22-24, 2019 at the Hilton Union Square… Read the rest

Welcome New & Returning Members
Dec 19, 2018

AFSA would like to welcome the following new members to the association:

Davis Wright Tremaine is a law firm of approximately 550 lawyers in eight offices across the United States. The Consumer Financial Services team advises market-leading… Read the rest

AFSA Welcomes BCFP’s Kraninger
Dec 17, 2018

AFSA this week submitted a letter of welcome to incoming Bureau of Consumer Financial Protection (BCFP) Director Kathy Kraninger. The letter shared the history of AFSA and the important role that its members play in the lives of ordinary Americans.… Read the rest

FCC Adopts Two Key Rules
Dec 14, 2018

FCC Adopts Two Key Rules

The Federal Communications Commission (FCC) on Wednesday adopted two items regarding robocalls and spam texts.

First, the FCC adopted a Second Report and Order to establish a single, comprehensive database that

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