Join us August 22 at 2 p.m. ET for “Future of Lending: Innovations Driving Credit Decisions,” presented by Experian. Presenter Amy Graybill, VP, USIS Strategic Initiatives will walk attendees through advancements in data technology and how they can be used to make better credit decisions and increase profits. We'll discuss:
- Predictive analytics on credit decisioning, customer acquisition, and account management;
- Employing AI, Machine Learning, and Neural Networks; and,
- Use of Alternative Data Sources in Credit Risk Models
Get a Jumpstart on the Future of Lending
Aug 14, 2019
Join us August 22 at 2 p.m. ET for “Future of Lending: Innovations Driving Credit Decisions,” presented by Experian. Presenter Amy Graybill, VP, USIS Strategic Initiatives will walk attendees through advancements in data … Read the rest
Head back to school with AFSAU!
Aug 13, 2019
Are you looking to take your compliance training to the next level? Have a fresh compliance training program but need a bit more substance? AFSAU is exactly what you need and it’s more affordable than ever.
Check out a small selection … Read the rest
CFPB Releases Outcomes from Use of Alternative Data in Credit Underwriting
Aug 12, 2019
The Consumer Financial Protection Bureau (CFPB) has released information from its review of alternative data underwriting by Upstart Network, Inc. (Upstart). Upstart received a No-Action Letter from the CFPB in 2017 that allowed the company… Read the rest
AFSA Attends NCSL Legislative Update
Aug 09, 2019
This week, AFSA’s State Government Affairs team attended the National Conference of State Legislatures (NCSL) meeting in Nashville, Tenn. With over 6,000 attendees, NCSL’s annual legislative summit is the largest gathering… Read the rest
Don’t Get Burned by Missing Out on the AFSA Summer Sale
Aug 08, 2019
Become a Business Partner Member today and start generating leads and winning customers in the consumer-finance industry. Enjoy a single rate for 2019 and 2020, plus a bonus worth $1,300.
Key Benefits of Business Partner Membership include:… Read the rest
AFSA Requests FTC Change Safeguards Rule
Aug 07, 2019
AFSA submitted a letter on August 2 to the Federal Trade Commission (FTC) seeking changes to its proposed rule amending the Standards for Safeguarding Customer Information before it is implemented.
Known as the Safeguards Rule, AFSA laid… Read the rest
Approach Your Business Path with Purpose
Aug 05, 2019
Everything we do in business, from building strong teams or expanding operations to marketing to our communities or meeting compliance requirements, should hold greater meaning than simply business as usual.
From a 35,000-foot perspective,… Read the rest
CFPB Extends Comment Period on Debt Collection Proposal
Aug 02, 2019
The Consumer Financial Protection Bureau (CFPB) today announced that it would extend the comment period for the Notice of Proposed Rule Making implementing the Fair Debt Collections Practices Act (FDCPA).
The extension was granted in response… Read the rest
AFSA Reverse Mortgage White Paper Provides Insights, Updates
Aug 02, 2019
This week, AFSA’s State Government Affairs team published their latest white paper, covering reverse mortgages. Reverse mortgages offer a way for seniors to tap into the available equity of their home and can help them maintain their… Read the rest
AFSA Assembling Working Group on QM Proposal
Aug 02, 2019
The CFPB has released an advance notice of proposed rulemaking to solicit feedback about future changes to qualified mortgage standards under Regulation Z. In particular, the CFPB intends to allow the current treatment of loans eligible… Read the rest