AFSA and the Consumer Mortgage Coalition submitted comments to the Federal Communications Commission (FCC) on the Telephone Consumer Protection Act (TCPA). The FCC asked for comment on a recent 9th Circuit panel decision in Marks v. Crunch San Diego, LLC interpreting the definition of an “autodialer.”
In Marks, the 9th Circuit decided that the definition of “autodialer” is broad and includes equipment that makes automatic calls from lists of recipients. The letter explained why the associations disagree with the court’s analysis in Marks.
The FCC is currently drafting new proposed rules interpreting the TCPA, after the rules it wrote in 2015 were struck down (in part) by the DC Circuit Court. The proposed rules are expected to be released late this year or early next year.
AFSA and the Consumer Mortgage Coalition submitted comments to the Federal Communications Commission (FCC) on the Telephone Consumer Protection Act (TCPA). The FCC asked for comment on a recent 9th Circuit panel decision in Marks v. Crunch… Read the rest

The Pew Charitable Trusts released a report on installment loans entitled State Laws Put Installment Loan Borrowers at Risk: How outdated policies discourage safer lending. It is important to note that this title is misleading to readers… Read the rest
Join us on Tuesday, November 6 at 2 p.m. ET as ACI Worldwide presents Text Talk: Customer Engagement & Payments Go Mobile.
Mobile devices have indisputably taken a central role in our lives, with consumers now happily paying for almost… Read the rest
The below article is part of AFSA's Business Partner webinar program. Speedpay will feature it's webinar on Tuesday, November 13 at 2:00 p.m. ET, entitled Speedpay® Pulse: Consumer Research Reveals Preference for Traditional… Read the rest
The following article is part of AFSA's Business Partner Webinar Series. You can learn more during PayNearMe's webinar on Wednesday, Oct. 17 at 2 p.m. ET entitled Top Five Lending Trends for 2019. Registration is open now.
Next year… Read the rest
AFSA’s State Government Affairs (SGA) team this week published its white paper on the California Consumer Privacy Act. The paper takes an in-depth look at California's new privacy law, which was signed by Governor Brown this June… Read the rest
On Oct. 1, AFSA wrote to the Internal Revenue Service (IRS) asking that it clarify that indirect finance companies qualify for a 20 percent deduction the way direct lenders do.
The IRS issued proposed rules establishing regulations to implement… Read the rest
On September 28, the Connecticut Department of Banking issued a memo announcing a no action position regarding Section 97 of HB 5490/Public Act 18-173, which amended state law to require sales finance companies to collect and maintain records… Read the rest
The following article is part of AFSA's Business Partner Webinar Series. You can learn more during Equifax's webinar on Oct. 2 at 2 p.m. ET entitled Verify to Clarify – Know More About Your Customers to Help Grow & Increase… Read the rest