Rather than facing a crushing wave of defaults, many banks and credit unions are experiencing above average deposits and flush reserves. Lenders who expected to hunker down and mitigate losses find themselves instead in a race to spur loan growth and find more good borrowers. But the events of the past 14 months have scrambled traditional borrower risk assessments and clouded the best paths forward.
Join us on June 10 at 2:00 p.m. ET as we discuss the tactics and technology lenders can use to build resilient credit strategies and grow portfolios safely.
We’ll cover:
• Scoring with greater precision
• Assessing new borrower segments
• Pricing on risk for stronger yield
• Technology automation for faster decisioning
Presenter: Curtis Wagner, Director of Client Services, Zest AISens.
REGISTER
Rather than facing a crushing wave of defaults, many banks and credit unions are experiencing above average deposits and flush reserves. Lenders who expected to hunker down and mitigate losses find themselves instead in a race to spur loan… Read the rest
AFSA was pleased to welcome members and friends back for the 2021 Independents Conference & Expo. Virtual attendees were also able to tune in to the conference session via the AFSA LIVE(stream) sponsored by REPAY.
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In this episode of the AFSA Extra Credit Podcast we talk with Mark Decker, Director of Business Systems Analysis with the Auto Group at FIS.
As we come out of the pandemic, many businesses may be thinking of upcoming projects that were either … Read the rest
The U.S. Department of the Treasury and the Internal Revenue Service (IRS) announced this week the first monthly payments of the newly expanded Child Tax Credit (CTC) is set to begin in July.
As part of the March stimulus package signed by President… Read the rest
This week, Senators Kevin Cramer (R-ND) and Mark Warner (D-VA) introduced the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. The bipartisan would expand the usage of Remote Online Notarizations … Read the rest
AFSA and Joint Trades yesterday wrote a letter to Congress in support of pre-dispute arbitration clauses and against the “Forced Arbitration Injustice Repeal (FAIR) Act”, a bill which would effectively ban such provisions in private contracts.… Read the rest
Today, AFSA wrote to the Small Business Administration (SBA) asking that it clarify that finance companies are eligible for Paycheck Protection Program (PPP) loan forgiveness. “AFSA’s members, like so many businesses across the country,… Read the rest
Join Nelly Meyer, Regional Sales Director and Doug Reynolds, Regional Sales Director, both with Paymentus on May 20 at 2:00 p.m. ET for How to Collect Faster Payments while Increasing Your Consumer Satisfaction, presented by Paymentus.… Read the rest
The AFSA Events mobile app is your connectionto up-to-datee information for the 2021 Independents Conference & Expo, whether in-person or from your office!
- Check the conference schedule and create a personal list of sessions to attend;
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Yesterday, the House Financial Service Committee advanced a slate of six bills on a party-line vote to address perceived discrimination in the consumer financial marketplace, expand corporate disclosures, and establish language preferences… Read the rest
