The great Darren Woodson stops by the Extra Credit Podcast in advance of his appearance at the 2022 Independents Conference & Expo. He’ll speak to attendees during the Champions Club session on Thursday, May 5th, sponsored by GoldPOINT Systems. If you’re on the fence on attending, this brief conversation will have you booking flights faster than […]

If there is only one economic-study panel you will ever attend, this is the one you’ve been waiting for! Prof. Tom Miller will release his year-long Illinois rate cap study and AFSA Chief Economist Perc Pineda will provide updated data on consumer credit trends shaping the national economy and your businesses. Join us in La […]

On April 8, AFSA submitted a letter to the Consumer Financial Protection Bureau (CFPB) regarding proposed updates to its Rules of Practice for Adjudication Proceedings. In our letter, we express concern that the Rules of Practice for Adjudication Proceedings will be implemented without stakeholder input. While the rule is exempt from the notice-and-comment rulemaking requirements of […]

Join us at the 2022 Independents Conference & Expo to hear from Tom Bevan, co-founder and publisher of RealClearPolitics, for up to the minute polling and political analysis headed into the pivotal federal and state ’22 midterm elections. Bevan cuts through the noise and brings context to yet another important election since the last one […]

Last week, AFSA responded to a Request for Information (RFI) from the Consumer Financial Protection Bureau (CFPB) concerning fees. Before addressing the substance of the issue, the letter takes issue with the Bureau’s investigation of fees in the first place. “First the Bureau lacks the statutory authority to regulate rates,” Celia Winslow, Senior Vice President […]

Join us on April 28, 2022 for Transcend the Traditional: The Future of Payments, sponsored by REPAY. The future of payments is here and there is no time to waste. Omni-channel bill pay options are necessary in today’s environment, but what’s next? Learn about emerging networks and the newest payment modalities, including cryptocurrency and the […]

In this episode of the Extra Credit Podcast, we chat with Celia Winslow and Michael Grimes from AFSA’s Federal Government Affairs team on what’s going on at the CFPB, on Capital Hill and around the District. LISTEN TODAY

Darren Woodson Three-Time Dallas Cowboys Super Bowl Champion Leadership Development Expert Darren Woodson is one of the best players to ever don the star of the Dallas Cowboys. Join us for the Champions Club Luncheon at the 2022 Independents Conference & Expo to learn how leadership strategies on the gridiron can establish winning tactics for […]

AFSA’s State Government Affairs (SGA) team recently published its most recent white paper. This month’s white paper covers state calling restrictions. Many states have instituted restrictions on the debt collection calls, the time of calls, and the use of autodialers, among other restrictions.  Currently 29 states and the District of Columbia maintain calling restrictions on […]

AFSA’s State Government Affairs (SGA) team recently published a new vehicle-finance related 50-state survey. The survey details which state agency has regulatory authority over dealers. The credit regulators in four states – New Hampshire, New Jersey, Pennsylvania, and Texas – have licensing and regulatory authority over dealers. In 14 states the credit regulator has some […]