In this EXTRA, AFSA Senior Vice President Danielle Fagre Arlowe talks about the recent report from the National Consumer Law Center (NCLC). We point out some of the areas where the report falls short and talk about AFSA's response. Listen to all the episodes of the AFSA Extra Credit Podcast at afsaonline.org/podcast.

Ongoing trade negotiations, slowing economic growth and complex internal political challenges keep the world’s largest developing consumer marketplace center stage. How do China's internal and external challenges impact the auto industry?

Earlier this fall, the Auto Finance Journal named its “2019 Women in Auto Finance.” In all, 13 women were honored, several of them AFSA members; Celia Winslow, AFSA’s Vice President of Legal & Regulatory Affairs was among them.

Join us on Wednesday December 11 at 2:00 p.m. ET for More Efficiency, Less Risk: new facets to auto loan portfolio management, presented by Experian.

Over the weekend, The Wall Street Journal published a story entitled “More Borrowers Are Going Underwater on Car Loans.” The story dramatizes the experiences of a handful of consumers who have refinanced their auto loan or rolled a previous loan balance onto a new loan, and how this activity has affected their financial outlooks.

The Military Times this morning published an op-ed from AFSA President & CEO Bill Himpler entitled On consumer credit and unintended consequences. The piece pushes back on an early op-ed arguing in favor of rate cap legislation. Himpler argues that policy proposals that advocate for rate caps have unintended consequences that are often ignored.

Read the full story in the Military Times.

As California’s fire fighters continue to contain the state’s wildfires, residents in Northern and Southern California have begun to return to those areas that have been deemed safe to pick up the pieces and rebuild what was lost. Insurance may cover some of the cost, but often those in the path of fires, hurricanes or tornadoes turn to AFSA member companies to help them get their lives back on track.

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The Consumer Financial Protection Bureau (CFPB) on Wednesday will host a symposium on Section 1071 of the Dodd-Frank Act and “will provide a public forum for the Bureau and the public to hear various perspectives on the small business lending marketplace and the Bureau’s upcoming implementation of Section 1071.”