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The Impact of Consumers in the Auto Space
May 30, 2019

Consumer preference trends are having a significant impact on the auto industry. Manufacturers are adapting to these preferences while also making vehicles that are more durable as well as preparing for environmental regulations. These trends transcend the market, present opportunities and challenges for lenders and the market at-large. Industry experts will unpack these complexities at the 2019 Summit for Fixed Income Investors at the Westin New York at Times Square on June 13, 2019.

AFSA Discusses Call Blocking with FCC
May 28, 2019

AFSA joined with other trades in meetings at the Federal Communications Commission (FCC) over the last several days to discuss the call blocking declaratory ruling and notice of proposed rulemaking (NPRM) that will be voted on June 6.

Webinar Follow-Up: Compliance Does Not Equal Security
May 28, 2019

When two things are closely related, we tend to trick ourselves into thinking the two are interchangeable. Wash your hands and you won’t get sick. Smile often and people will like you. Pass your PCI Compliance audit and your customers’ data is safe.

AFSA Submits Letter to OMB on CFPB Policies
May 27, 2019

AFSA on May 23 submitted a letter to the Office of Management & Budget (OMB) commenting on the joint standards for assessing diversity policies and practices. The letter specifically addresses the Consumer Financial Protection Bureau’s (CFPB) approval to revise an existing information collection entitled, “Joint Standards for Assessing the Diversity Policies and Practices.” This notice also included a lengthy voluntary diversity self-assessment form.

New Proposed Rate Caps Would Create Adverse, Unintended Consequences
May 22, 2019

In Washington it’s not uncommon to have policy proposals that lack common sense. The same can be said for well-intentioned policies that create adverse, unintended consequences. It’s less common that a single proposal achieves both. But that’s what has happened with a congressional proposal that would cap consumer loan interest rates at 15 percent and allow the U.S. Postal Service to enter the consumer-loan business.

AFSA Highlights Negative Effects of CECL for House Financial Services Committee
May 16, 2019

AFSA yesterday submitted a comment letter to House Financial Services Committee Chairwoman Maxine Waters (D-MO) and Ranking Member Patrick McHenry (R-NC) in advance of today's hearing entitled Oversight of Prudential Regulators: Ensuring the Safety, Soundness and Accountability of Megabanks and Other Depository Institutions. The hearing will deal with the Current Expected Credit Loss (CECL) standard and the letter expresses the association's concerns with the rule.

AFSA Highlights Installment Loans Before OGR Hearing
May 15, 2019

AFSA yesterday submitted a letter to House Committee on Oversight and Government Reform Chairman Elijah Cummings (D-MD) and Ranking Member Jim Jordan (R-OH) in advance of a hearing entitled CFPB’s Role in Empowering Predatory Lenders: Examining the Proposed Repeal of the Payday Lending Rule.

Many choices to consider when selecting marketing, media partners
May 14, 2019

When companies develop marketing strategies for brand and product awareness they will need to consider many forms of media to carry their messages.

Repo on the Rise: 3 things for motor vehicle lenders to consider today
May 13, 2019

Join us on May 30 at 2:00 p.m. ET for Repo on the Rise: 3 things for motor vehicle lenders to consider today, presented by Wolters Kluwer

In Memory of Dr. Lewis Mandell, Author of MoneySKILL®
May 10, 2019

It is with great sadness that we inform you of the passing of Dr. Lewis Mandell, author of MoneySKILL.

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