Patrick St. Charles, III, President & CEO of Chattanooga, Tennessee-based Citizens Savings & Loan Corporation, received the Outstanding Independent Award last week during the American Financial Services Association’s (AFSA) 2018 Independents Conference & Exposition in Ft. Lauderdale, Fla.
The Outstanding Independent Award is given to an individual who has contributed significantly to the success of the financial services industry and the AFSA Independents Section through active involvement and participation in the community and the association. The award was presented by John W. Holden, Chairman, Pioneer/Mariner Group in Cleveland, Tennessee, the 1995 Outstanding Independent Award recipient.
St. Charles was elected to the Citizen’s Board in 1979, appointed Treasurer in 1992, CEO in 2003 and President in 2009. Citizens has been a member of AFSA since 1972. He has been actively involved in AFSA and the Independents Section for 25 years and currently serves on the AFSA Executive Committee and Board of Directors. He is also a strong supporter of the AFSAPAC and served on the Independents Section Board from 2011-2014.
In 2015, St. Charles testified for AFSA in front of the Bureau of Consumer Financial Protection and the Small Business Administration. He explained how the bureau’s small-dollar rule would hurt traditional installment lenders, particularly smaller lenders, and their customers.
St. Charles is also very involved at the state level. He is a member of the Tennessee Consumer Finance Association, serving as President in 2014.
Patrick St. Charles, III, President & CEO of Chattanooga, Tennessee-based Citizens Savings & Loan Corporation, received the Outstanding Independent Award last week during the American Financial Services Association’s… Read the rest
The world of collections is constantly evolving, with disruptions in the market happening by the day. Driven by advances in everything from payment apps to eCommerce experiences, consumers today are accustomed to paying for goods and services… Read the rest
Several years ago, Brad Parscale found himself faced with the biggest challenge of his marketing and advertising career: get Donald Trump elected president.
Little did he realize that he would become Trump’s secret weapon and engineer… Read the rest
At its April 24 AFSA Board of Directors meeting, the board unanimously approved the election of Josh Johnson, President & CEO of Mariner Finance, LLC, as the Chairman-Elect of the Board to succeed Ginger Herring, President &… Read the rest
The Senate yesterday approved S.J. Res. 57 by a 51-47 vote. The vote on the resolution, under the Congressional Review Act (CRA), disapproves of the Consumer Financial Protection Bureau’s (CFPB) 2013 vehicle finance guidance.
“The… Read the rest
On Wednesday, Compli presented “Regulatory Alphabet Soup: As the CFPB evolves, who is watching lenders now?” as part of the AFSA Business Partner Webinar Program. The main takeaway from the webinar: regardless of the changes… Read the rest
This year’s MoneySKILL® Mania financial literacy competition, taking place in high schools across western New York, equaled a clean sweep for Fredonia High School.
Kevin Seybold finished first among nearly 1,000 students… Read the rest
The American Financial Services Association (AFSA) is joining with the National Automobile Dealers Association (NADA) and other sister trade associations in supporting S.J. Resolution 57 to disapprove the Consumer Financial Protection… Read the rest