Affordability and creditworthiness are two key factors – really the two key factors – that determine whether Americans can get access to the credit they need. Unfortunately, rate caps have made affordable credit, especially… Read the rest

AFSA is celebrating Women’s History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Marguerite Watanabe, President,… Read the rest

AFSA CEO Bill Himpler testified this morning before the House Financial Services Subcommittee on Subcommittee on Financial Institutions and Monetary Policy about the Consumer Financial Protection Bureau’s (CFPB) refusal to operate … Read the rest

AFSA’s breakout sessions always put attendees in the know and on the inside track. Join Jason Dunn, former U.S. Attorney, former Colorado Deputy Attorney General, now a Brownstein Hyatt Farber Schreck Shareholder for a “State… Read the rest

Today is International Women’s Day, when the global community comes together to celebrate women and serve as a focal point in bringing attention to important issues, such as gender equality.

It is also a great time to highlight what … Read the rest

AFSA is celebrating Women’s History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Kristin Miller, SVP, General Counsel… Read the rest

AFSA’s State Government Affairs team published it’s March white paper focusing on debt collection. With debt collection top of mind for millions of Americans, states and consumer activists are increasingly prioritizing … Read the rest

AFSA joined a coalition of other organizations opposing a Federal Trade Commission (FTC) proposed rule imposing a nationwide ban on almost all noncompete clauses. If finalized, the rule would nullify millions of such contracts. Courts,… Read the rest

AFSA is pleased to announce that Nevada Secretary of State, Hon. Cisco Aguilar  will speak at the 2023 Independents Conference & Expo!

Aguilar was elected in 2022, confirming his rising star in state and national politics, while bringing… Read the rest

Join us on March 16th at 2:00 p.m. ET for How Economic Uncertainty is Impacting Consumer Bill Pay Behavior, presented by PayNearMe.

The current economic climate has made it difficult for lenders to understand and predict consumer payment… Read the rest