Last week, AFSA responded to a Request for Information (RFI) from the Consumer Financial Protection Bureau (CFPB) concerning fees. Before addressing the substance of the issue, the letter takes issue with the Bureau’s investigation of fees in the first place. “First the Bureau lacks the statutory authority to regulate rates,” Celia Winslow, Senior Vice President […]

Join us on April 28, 2022 for Transcend the Traditional: The Future of Payments, sponsored by REPAY. The future of payments is here and there is no time to waste. Omni-channel bill pay options are necessary in today’s environment, but what’s next? Learn about emerging networks and the newest payment modalities, including cryptocurrency and the […]

In this episode of the Extra Credit Podcast, we chat with Celia Winslow and Michael Grimes from AFSA’s Federal Government Affairs team on what’s going on at the CFPB, on Capital Hill and around the District. LISTEN TODAY

Darren Woodson Three-Time Dallas Cowboys Super Bowl Champion Leadership Development Expert Darren Woodson is one of the best players to ever don the star of the Dallas Cowboys. Join us for the Champions Club Luncheon at the 2022 Independents Conference & Expo to learn how leadership strategies on the gridiron can establish winning tactics for […]

AFSA’s State Government Affairs (SGA) team recently published its most recent white paper. This month’s white paper covers state calling restrictions. Many states have instituted restrictions on the debt collection calls, the time of calls, and the use of autodialers, among other restrictions.  Currently 29 states and the District of Columbia maintain calling restrictions on […]

AFSA’s State Government Affairs (SGA) team recently published a new vehicle-finance related 50-state survey. The survey details which state agency has regulatory authority over dealers. The credit regulators in four states – New Hampshire, New Jersey, Pennsylvania, and Texas – have licensing and regulatory authority over dealers. In 14 states the credit regulator has some […]

If there’s one area where folks of all stripes and political persuasions can agree, it’s that uncertainty, whether economic or employment, is uncomfortable and leaves individuals feeling vulnerable. Government policies can also play a role in creating uncertainty for consumers and businesses alike. A good example of this is when policymakers impose interest rate caps […]

We were lucky enough to see a record number of our members in Las Vegas earlier this year and the Independents Conference & Expo is shaping up to be equally as popular. So popular, in fact, that the Independents Golf Tournament on Thursday, May 5th is filling quickly! The shotgun tournament – sponsored by ACI – will […]

Senators Kirsten Gillibrand (D-NY), Bernie Sanders (I-VT), and Jeff Merkley (D-OR) introduced a bill last week that would provide the United States Postal Service (USPS) with the ability to perform certain banking services, including issuing small dollar loans. AFSA, as well as at least one other Senator, is strongly opposed to giving the Postal Service […]

“Marvelless” Mark Kamp has been helping businesses achieve Rock Star Results for over 20 years. His years of sales, small business, and entrepreneurial experience blends in perfect harmony with his success as an international touring entertainer, Las Vegas headliner, reality TV star, and best-selling author. The 2022 Independents Conference & Expo will feature fast-paced and […]