PayNearMe, a fast-growing fintech company radically improving the customer payment experience, today released survey findings that reveal inflation has impacted bill payment for the majority of survey respondents (74%). The online survey of a nationally representative sample of 1,206 U.S. consumers, age 18 and older, also indicates Americans’ ability to pay bills on time is […]

The Inside Track with RSM AFSA’s breakout sessions always put attendees in the know and on the inside track, and this session is a must-attend for leaders looking to grow their businesses. Join industry experts from RSM as they present the results of their annual financial performance survey for AFSA Independents and other independently held finance […]

On Wednesday, April 19, the Aria Resort and Casino in Las Vegas will be buzzing with AFSA’s first solutions showcase, bringing together new AFSA Business Partner products and services that can help transform consumer credit operations. Presenting companies will be live, on the main stage at the Independents Conference & Expo. We want to hear […]

Current trends in the economy and the automotive market suggest that auto loan delinquencies and repossessions have increased. But Cox Automotive Chief Economist Jonathan Smoke thinks that what we’re looking at is more a return to normal than a cause for alarm. Smoke puts these trends into perspective when he sat down with loan service […]

Affordability and creditworthiness are two key factors – really the two key factors – that determine whether Americans can get access to the credit they need. Unfortunately, rate caps have made affordable credit, especially those who have a challenging credit report, far more difficult to get in many locations. In this episode of the Extra […]

AFSA is celebrating Women’s History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Marguerite Watanabe, President, Connections Insights. She chats with Danielle Fagre Arlowe, SVP of AFSA, on how she ended up in the industry, who her influences are, and the importance of knowing […]

AFSA CEO Bill Himpler testified this morning before the House Financial Services Subcommittee on Subcommittee on Financial Institutions and Monetary Policy about the Consumer Financial Protection Bureau’s (CFPB) refusal to operate within its congressional mandate and its unhelpful rhetoric harms both consumers and creditors. Himpler’s testimony centered on five examples of the CFPB’s overreach. The […]

AFSA’s breakout sessions always put attendees in the know and on the inside track. Join Jason Dunn, former U.S. Attorney, former Colorado Deputy Attorney General, now a Brownstein Hyatt Farber Schreck Shareholder for a “State of the State AG” discussion. State attorneys general continue to carve out larger roles in consumer credit, with an eye toward burnishing their records in pursuit of […]

Recent research by economist Jonathan Lanning, formerly of the Consumer Financial Protection Bureau (CFPB) and currently with the Federal Reserve Bank of Chicago, documents racial and ethnic disparities in indirect auto loans. Using CFPB data on more than 7.5 million loans from 2008 to 2013, Lanning estimates Black borrowers pay an average of 2.1 percentage […]

Today is International Women’s Day, when the global community comes together to celebrate women and serve as a focal point in bringing attention to important issues, such as gender equality. It is also a great time to highlight what the Women’s Leadership Council is doing for Women’s History Month. Throughout the month of March, we […]