The featured Business Partner for the month of August is Amsive. Consumers signal individuality in all kinds of ways. Today marketers must listen and act on those signals. At Amsive, we give you the tools to know more and the services to do more. We give you the data and insights to know who your […]

For just the month of August, AFSA is running a promotion you won’t want to miss! Become a Business Partner by August 31st and receive a complimentary registration to the 2023 AFSA Annual Meeting in Salt Lake City, a $1,550 value! As an AFSA Business Partner, you receive: Access to AFSA Conferences & Attendees Complimentary […]

A new CBS News/YouGov national poll deals mostly with politics, but since most politics influences policy, especially the economy, the results are worth considering.  In the survey, a significant majority of U.S. adults were reported to be dissatisfied with the state of the U.S. economy.  When asked to pick a word that best described the condition of […]

Several recent news stories have reported on historically high rejection rates for auto loans (see here, here, and here for example).  But policymakers, as well as the media, should ensure they have the proper context for this data. It is accurate that the 12-month rejection rate for auto loans was 14.2 percent in the June […]

Pitch the Extra Credit Podcast: On the Lookout for Dynamic Guests Want to share innovative content, fresh ideas and reach consumer credit and vehicle finance industry leaders? AFSA’s well-known Extra Credit Podcast is once again looking for dynamic and diverse guests to discuss timely topics, emerging issues, and trends in the consumer credit marketplace. Here are some of the issues […]

The Consumer Financial Protection Bureau (CFPB) this week released a new Supervisory Highlights report. In doing so, it announced, “CFPB Exams Find Unfair, Deceptive, and Abusive Practices Across a Wide Array of Consumer Financial Product Lines.” While the headline may attract attention, it’s important for context to explain what Highlights is and is not. The […]

In this edition of the AFSA Extra Credit Podcast, we chat with Robert Steenbergh, Founder & CEO of AutoPayPlus which offers consumers a flexible auto financing schedule that matches payments with paychecks. We have a broad conversation about Robert’s journey, the benefits of changing the perspective on how consumers pay for vehicles and the importance of affordability. […]

In light of the Biden Administration’s policy initiative targeting “junk fees,” the Senate Banking Subcommittee on Financial Institutions and Consumer Protection held a hearing today entitled, Taking Account of Fees and Tactics Impacting Americans’ Wallets. Witnesses were Michelle Henry, Attorney General of Pennsylvania, Lindsey Siegel, Director of Housing Advocacy at the Atlanta Legal Aid Society, […]

Alfa, provider of Alfa Systems, the class-leading technology platform for auto and equipment finance, has reported an impressive haul for its customers at the 2023 Asset Finance Connect awards. Outstanding Achievement Award: Louise McIntosh, Head of Operations at United Trust Bank (UTB). Environment Award and Lender of the Year: Close Brothers Asset Finance. Equipment Finance […]

With election politics, the final financial quarter of 2023, the holiday shopping season, and financial planning for 2024 around the corner, discussions about the U.S. economy are no joke. So, what better time to hear from AFSA Chief Economist Tim Gill and a panel of economists from a variety of industries for a discussion tackling the tough fiscal questions? What’s in store […]