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AFSA Comments on Legislation Regulating Payment Assurance Devices
Apr 10, 2018

On April 10, AFSA submitted a comment letter to the Illinois Senate Judiciary Committee in opposition to Senate Bill 2521, which would create certain conditions for the use of electronic tracking technology or starter interrupt technology in connection with the credit sale, loan, or lease of a motor vehicle. The bill was scheduled for consideration at a hearing later that day.

THE EDGE Program Registration Deadline Approaching!
Apr 05, 2018

Registration deadlines for both THE EDGE and the Leadership Development Program at UNC are approaching!

AFSA Publishes Rate Cap Legislation White Paper
Apr 02, 2018

On April 2, AFSA’s State Government Affairs department published its recent rate cap legislation white paper. AFSA’s white paper examines recent measures proposed by states to impose rate caps, including those that use an APR calculation consistent with the Truth in Lending Act (TILA), and rate caps with APR variants more broad than TILA. The white paper also provides an overview of recent state legislation to update existing interest rate bands and fee structures. Importantly, the paper notes that these rate caps often tend to harm the very people the proponents of the rate caps seek to protect, as low APR caps for small loans tend to create zones where legal, affordable small dollar loans are unobtainable.

Transparency, Technology, Customer Service Major Topics at AFSA’s CEO Panel
Mar 29, 2018

CEOs of leading vehicle finance companies representing captives, banks and independent subprime lenders engaged in a lively roundtable discussion on topics ranging from the impact of technology to taking care of a new wave of maturing Millennial customers at last week’s annual Vehicle Finance Conference & Exposition hosted by the American Financial Services Association (AFSA).

HDFS President Named Chair; Ally Financial President, Auto Division, Named Vice Chair of AFSA Vehicle Finance Division
Mar 26, 2018

Larry Hund, President and Chief Operating Officer, Harley-Davidson Financial, was installed as the new chair of the American Financial Services Association (AFSA) Vehicle Finance Division Board at the conclusion of the division’s 2018 Vehicle Finance Conference & Expo in Las Vegas. This position is a one-year term.

Ammann Headlines 2018 Vehicle Finance Conference
Mar 21, 2018

Dan Ammann, President of General Motors, outlined GM’s bold vision for the future in the Keynote Speech Wednesday at the annual American Financial Services Association’s Vehicle Finance Conference & Expo.

Court Announces Key TCPA Decision; AFSA Hosting Webinar Next Week
Mar 19, 2018

On March 16, 2018, the D.C. Circuit issued its long-anticipated ruling in ACA International, et al. v. FCC. The decision resolved a series of challenges to the July 10 2015 Declaratory Ruling & Order of the Federal Communications Commission (FCC) implementing the Telephone Consumer Protection Act (TCPA). The Order expanded the scope of the TCPA in several important and concerning ways. Several organizations, including AFSA, were among the petitioners.

AFSA’s annual Vehicle Finance Conference & Expo kicks off next week
Mar 15, 2018

The American Financial Services Association (AFSA) will hold its annual Vehicle Finance Conference & Expo next week, March 20-22, at the Bellagio in Las Vegas, highlighting the creative and disruptive influence of innovation on the industry.

Direct Lending in Auto Finance Aided by FinTech
Mar 09, 2018

Digital technology and fintech innovation in the auto lending space are enabling direct lending to become more popular among car buyers, said, representatives of direct lending companies at the Auto Finance Innovation conference, this week.

“Disruptive but Necessary” the Focus of Auto Finance Innovation Conference
Mar 08, 2018

Auto Finance professionals from the United States, Canada and Australia are attending the third annual Auto Finance Innovation Conference this week featuring presentations and panel discussions focusing on the disruptive, but necessary, influence technology is having on the industry.

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