AFSA’s State Government Affairs team has released its October white paper, which is focused on “buy now, pay later” (BNPL) services.
The rise of online shopping has fueled the popularity of BNPL services, which allow consumers to borrow the exact amount needed and spread payments over four installments. While BNPL is a new industry, the idea of financing purchases isn’t. This model has expanded beyond large items to include smaller purchases like clothing and food delivery. However, the rapid growth of BNPL has attracted regulatory attention. With the Consumer Financial Protection Bureau (CFPB) and states like Massachusetts and New York moving to introduce legislation, BNPL could face increased scrutiny in the future.
This paper, along with SGA’s other white papers, can be found in the SGA resources section of AFSA’s website.
October White Paper | Buy Now, Pay Later
Oct 02, 2024
AFSA’s State Government Affairs team has released its October white paper, which is focused on “buy now, pay later” (BNPL) services.
The rise of online shopping has fueled the popularity of BNPL services, which allow consumers… Read the rest
July White Paper | AI
Jul 10, 2024
Last week, AFSA’s State Government Affairs team released its July white paper. This month’s white paper dives into artificial intelligence.
AI and algorithms are transforming industries like financial services, enhancing… Read the rest
Champions Club Speaker Announced!
Feb 21, 2024
AFSA is pleased to confirm that two-time NBA champion, college All-American, and award-winning broadcaster Kenny Smith will serve as the 2024 Champions Club keynote speaker at the 2024 Independents Conference and Expo.
Known throughout
AFSA Supports Competition and Access to Credit
Jan 24, 2024
AFSA joined with the National Association of Industrial Bankers, the Utah Bankers Association, and the Nevada Bankers Association in a letter to all Senators in opposition to S. 3538, the misnamed “Close the Shadow Banking Loophole Act,”… Read the rest
November White Paper on Debt Settlement Companies
Nov 02, 2023
Our latest white paper is now available. This month’s white paper takes a deeper look into debt settlement companies.
Debt settlement companies promise to reduce consumer debt significantly, but they charge high fees and may not disclose… Read the rest
October White Paper | Consumer Complaints 2023 Update
Oct 16, 2023
AFSA’s State Government Affairs’ latest white paper is now available. This month’s white paper delves into top consumer complaints reported by states.
Consumer complaint information can serve as a valuable resource for financial… Read the rest
One Revolution: Chris Waddell
Sep 19, 2023
Join us at the 2023 Annual Meeting in Salt Lake City to be motivated and inspired by Chris Waddell’s life journey and learn how you can embrace his hard-earned wisdom for yourself, your team, and business for the challenges ahead.
Get ready for… Read the rest
Elevate in Salt Lake | Rep. Blake Moore (R-UT)
Aug 24, 2023
AFSA is pleased to announce U.S. Rep. Blake Moore (R-UT) as the featured speaker at breakfast on Wednesday, October 4 at the 2023 Annual Meeting.
Congressman Moore serves on the House Ways and Means and Budget Committees, and in his first term… Read the rest
Elevate In Salt Lake | The Grand America
Jul 18, 2023
Our 2023 Annual Meeting is just around the corner at The Grand America Hotel in Salt Lake City, Utah, from Oct. 1-4! What better way to start your fall off than a thought-provoking, engaging conference in the Best State as rated by U.S.… Read the rest
Elevate in Salt Lake w/ Stay & Play
Jun 26, 2023
AFSA conferences are full of great sessions, but we have plenty of networking opportunities for attendees, too.
You can start your Annual Meeting week with the welcome reception on Monday, build some momentum on Tuesday morning running and… Read the rest