AFSA’s State Government Affairs Team recently published its monthly White Paper. This month’s white paper discusses recent developments around gubernatorial emergency powers. Each state allows its governor to declare a state of emergency under certain circumstances. Under a state of emergency, governors are granted expanded powers to efficiently respond to a crisis.
During the pandemic, all 50 states and the District of Columbia declared states of emergency or public health emergencies, allowing the executive branches the ability to implement health measures such as lockdowns, stay-at-home orders, and mask mandates. Some governors used their powers to implement restrictions on collection activities, such as moratoria on repossessions in 13 states and the District of Columbia.
The long period of COVID-19 emergency orders raised questions on the balance of power between the legislative and executive branches. In the wake of the pandemic, some state legislatures introduced legislation to reassert legislative authority. The white paper provides an overview of legislative efforts to reign in gubernatorial emergency powers.
The paper is also available under the State Resources section of AFSA’s website.
November White Paper Covers Gubernatorial Emergency Powers
Nov 01, 2022
AFSA’s State Government Affairs Team recently published its monthly White Paper. This month’s white paper discusses recent developments around gubernatorial emergency powers. Each state allows its governor to declare a state of emergency… Read the rest
News From Our Members | PayNearMe Launches PayNearMe Insights
Oct 31, 2022
PayNearMe Launches PayNearMe Insights, an Industry-Leading Suite of Tools to Democratize Data for Clients
“Data shouldn’t be locked in the hands of a few,” John Minor, Chief Product Officer, PayNearMe, said. “There are billions of data
Double the treats w/ two episodes of the pod
Oct 31, 2022
We’ve got two shows for you today on the AFSA Extra Credit Podcast. First, the Consumer Financial Protection Bureau’s supervisory and enforcement powers can be confusing and if your company is in the crosshairs, a bit unnerving.… Read the rest
Talking VPPs w/ Tyler Gray
Oct 27, 2022
In this episode of the Extra Credit Podcast, Dan chats with Tyler Gray, Director of Sales with LCT on voluntary protection products.
Lots of states, including most recently California, have instituted new voluntary protection product guidelines.… Read the rest
AFSA Honors Two Consumer-Credit Leaders
Oct 25, 2022
AFSA created the Distinguished Service Award (DSA) in 1941 to recognize individuals who contribute to the growth of the financial services industry and our association.
Today, at the 2022 Annual Meeting at The Breakers in Palm Beach, FL, … Read the rest
FTC Hops on the Fee Bandwagon
Oct 21, 2022
Yesterday, the Federal Trade Commission (FTC) released an advance notice of proposed rulemaking (ANPR) “to address certain deceptive or unfair acts or practices relating to fees.” The full ANPR can be found here. AFSA is particularly concerned… Read the rest
Register Today | 2023 Vehicle Finance Conference & Expo
Oct 20, 2022
AFSA’s Vehicle Finance Conference & Expo, the premier industry event for the vehicle finance industry, is an opportunity to gain industry insights and trends on compliance and regulatory activities, best practices from the … Read the rest
AFSA Supports Fair Hiring
Oct 19, 2022
Today, AFSA submitted a letter expressing its strong support for S. 5025, the Fair Hiring in Banking Act. The legislation would remove the prohibition of Americans with minor arrest or conviction records from working in the banking industry.… Read the rest
AFSA Secures Bipartisan Letter Seeking Safeguards Rule Extension
Oct 19, 2022
Today, a bipartisan group of House members wrote a letter to the Federal Trade Commission (FTC) to extend the effective date of the Safeguards Rule for one year until December 9, 2023.
“While we believe this rule makes important strides toward… Read the rest
News From Our Members | Consumer Portfolio Services (CPS) Names PayNearMe as its Primary Payments Partner
Oct 18, 2022
Consumer Portfolio Services (CPS) Names PayNearMe as its Primary Payments Partner to Accelerate the Auto Lender’s Digital Transformation
PayNearMe, a fast-growing fintech company radically improving the customer payment experience,… Read the rest