The Urban Institute recently posted its study on the effects of the Military Lending Act (MLA) on the financial health of active servicemembers, and while not surprising to AFSA members, who have long warned about the effects of the MLA on access to credit, the study’s conclusions should raise eyebrows on Capitol Hill and among […]

AFSA joined several other trades in an amicus brief in a Fair Credit Reporting Act (FCRA) case in front of the 11th Circuit. The case, Holden v. Holiday Inn Club Vacations, is over whether a furnisher has to investigate not only the factual accuracy of reported information, but also must assess and resolve legal disputes. […]

AFSA is pleased to announce that Jake Harriman, retired U.S. Navy Force Recon Commander and founder of a global poverty eradication nonprofit, will serve as the 2023 Independents Conference and Expo Featured Speaker. Born in rural West Virginia, Harriman attended the U.S. Naval Academy before serving almost a decade in the U.S. Marine Corps leading […]

AFSA SVPs Celia Winslow and Danielle Arlowe recently appeared on he Auto Remarketing Podcast with Nick Zulovich of Auto Finance News. Celia & Danielle discussed the latest developments on the federal and state level, respectively, in connection with actions by lawmakers and regulators. Special thanks to Nick and the team at SubPrime Auto Finance News […]

For Black History Month, AFSA seeks to celebrate the efforts and accomplishments of AFSA member company colleagues working in the consumer credit and financial services industries.   Marc Womack Executive Vice President, Head of Operations Santander Consumer USA, Inc. How have your life experiences as a Black American shaped the person you are today? It […]

AFSA recently joined 13 other state and national trade associations in a comment letter opposing North Dakota SB 2217, which recently passed the Senate and is currently pending in the House. SB 2217 would prohibit the collection of interchange on the sales tax portion of electronic transactions. In the letter, the coalition noted that state […]

The California Privacy Protection Agency Board met on February 3rd to discuss rules implementing the California Privacy Rights Act (CPRA). During the meeting, the board voted to approve their final rulemaking package under the CPRA. The Board also issued a final statement of reasons outlining changes to the rules. The rules will now be sent […]

A mortgage lender and its owner have won a decisive victory against the CFPB in federal court. In Bureau of Consumer Financial Protection v. Townstone Financial et al., the U.S. District Court for the Northern District of Illinois invalidated the CFPB’s contention that it can police for discrimination against prospective applicants for credit. The Equal […]

AFSA is pleased to announce change-agent CEO, author, and one of America’s most popular corporate speakers, Amanda Gore, as an Independents Conference & Expo Keynote Speaker. For more than 25 years Amanda has used her expertise in emotional intelligence, group dynamics, neurolinguistics, neuroscience, and occupational health to transform businesses and cultures by changing perceptions, improving […]

Registration for the 2023 AFSA Education Foundation leadership programs are now available. The 2023 edition of THE EDGE (Education, Development, Growth & Enrichment) program will be held June 11-16 at Mercer University in Atlanta, GA. Open to individuals associated with the financial services industry, including diversified financial institutions, consumer and sales finance companies, credit card companies, […]