PayNearMe has been named one of the World’s Top 200 Fintech Companies by CNBC. The company is included as one of the world’s top 40 digital payments companies. This award recognizes PayNearMe’s cutting-edge payments technology platform, strong business model, and growing  client base, validating that the company is actively shaping the market and advancing innovation. Read the […]

Last week, the American Financial Services Association joined the American Bankers Association, ACA International, Consumer Bankers Association, Credit Union National Association, Mortgage Bankers Association, National Association of Federally-Insured Credit Unions, National Council of Higher Education Resources, and Student Loan Servicing Alliance in commenting on the Federal Communications Commission’s (FCC) call-blocking proposal. The FCC proposal reiterates […]

Cox Automotive | Aftermarket Refund Legislation & Risk Mitigation Early auto loan terminations often put extra compliance burdens on lenders: Are you responsible for refunding consumers? How easy is it to follow the rules when they differ by state — and at the federal level? Experts from the legal firm Nisen & Elliott, LLC and […]

Earlier this week, the American Financial Services Association joined the American Bankers Association, Mortgage Bankers Association, National Association of Federally-Insured Credit Unions, National Council of Higher Education Resources, and Student Loan Servicing Alliance in a comment letter to the Federal Communications Commission (FCC). In its Notice of Proposed Rulemaking, the FCC proposes to codify and, […]

Join Laura Udis, Small Dollar, Marketplace, and Installment Lending Program Manager in the Consumer Financial Protection Bureau’s Research, Markets, and Regulations Division, for a dialogue highlighting some of the CFPB’s recent activity and key insights on the Bureau’s review of the traditional installment lending industry. Register today!

Last week, the American Financial Services Association, joined by 200 other trade associations, submitted a comment letter to Members of Congress opposing anti-arbitration clauses and provisions that have been recently introduced. AFSA, along with several organizations publishing empirical studies, has long argued that arbitration is an efficient and cost-effective option for dispute resolution with consumers. […]

The featured Business Partner for the month of August is Amsive. Consumers signal individuality in all kinds of ways. Today marketers must listen and act on those signals. At Amsive, we give you the tools to know more and the services to do more. We give you the data and insights to know who your […]

For just the month of August, AFSA is running a promotion you won’t want to miss! Become a Business Partner by August 31st and receive a complimentary registration to the 2023 AFSA Annual Meeting in Salt Lake City, a $1,550 value! As an AFSA Business Partner, you receive: Access to AFSA Conferences & Attendees Complimentary […]

A new CBS News/YouGov national poll deals mostly with politics, but since most politics influences policy, especially the economy, the results are worth considering.  In the survey, a significant majority of U.S. adults were reported to be dissatisfied with the state of the U.S. economy.  When asked to pick a word that best described the condition of […]

Several recent news stories have reported on historically high rejection rates for auto loans (see here, here, and here for example).  But policymakers, as well as the media, should ensure they have the proper context for this data. It is accurate that the 12-month rejection rate for auto loans was 14.2 percent in the June […]