David KingSenior Managing Director Forensic & Litigation Consulting
David King has been the leader of compliance reviews, regulatory inquiries, investigations and risk assessments for companies with operations throughout the world. He has led teams reviewing thousands of account transactions to determine customer harm and assisted clients in undertaking remediation activities.
Mr. King’s recent experience within the financial services industry includes engagements as the Independent Consultant in Consent Orders issued by the Consumer Financial Protection Bureau. He has also participated as the Independent Consultant in Consent Orders agreed to with the Federal Reserve Board of Governors and has assisted clients in examination, enforcement and remediation matters brought by those regulators and the Office of the Comptroller of the Currency, the Department of Justice and the Federal Trade Commission.
Prior clients have included top 100 law firms, global investment banks, top 50 US banks, auto finance captives, top 5 non-bank mortgage servicers, student loan organizations and those with specialized consumer finance products. Mr. King has prepared material for and presented to Outside Counsel, C-Suite individuals, Boards of Directors, Audit Committees and Regulators.
His practice has covered a variety of regulations including Sales Practices, FDCPA, TCPA, SCRA, VA rules, fair lending, TRID and issues relating to UDAAP along with other regulations. He has extensive credit reporting experience having conducted over 40 engagements related to the Fair Credit Reporting Act, credit reporting, furnishing, credit bureau disputes and the Metro 2 data format.
Mr. King earned his B.A. Honors Degree from Lancaster University, located in England while also spending a year studying at Rice University in Houston. He is a Certified Fraud Examiner and is an active member of the Mortgage Bankers Association