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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Our new headquarters is located at 1750 H St. NW #650, Washington, DC 20006

Events

2025 Independents Conference & Expo

May 19 - May 22, 2025
Hyatt Regency Huntington Beach | Huntington Beach CA

EDGE (Education, Development, Growth, and Enrichment)

Jun 22 - Jun 27, 2025
Grand Hyatt Buckhead | Atlanta GA

AFSA Leadership Development Program

Aug 9 - Aug 16, 2025
Paul J. Rizzo Conference Center | Chapel Hill, North Carolina

Blog

AFSA Joins Sister Trades in Providing Feedback to FCC on Revocation Rule
Mar 12, 2025

Last week, AFSA joined the American Bankers Association,  ACA International, America’s Credit Unions, and the Mortgage Bankers Association (the Trades) on a call with senior FCC staff to discuss proposed TCPA rules.  These rules, which are scheduled to go into effect on April 11, 2025, would make any consumer revocation of consent for telephone calls or text […]

CRA-ing a Misguided Rule
Mar 12, 2025

The American Financial Services Association joined other trade groups in supporting a Congressional Review Act (CRA) resolution sponsored by Sen. Mike Rounds (R-SD) and Rep. Ralph Norman (R-SC) to overturn the Consumer Financial Protection Bureau’s medical debt rule.  While noting that medical debt is a serious concern for many Americans, the joint letter emphasizes that the […]

Credit Rate Cap Folly
Mar 12, 2025

The American Financial Services Association joined other leading financial-services trade groups in sending a letter to Reps. Alexandria Ocasio-Cortez (D-NY) and Anna Paulina Luna (R-FL) opposing their legislation that would impose a 10 percent annual percentage rate (APR) cap for credit cards. This is a companion bill to a Senate proposal from Sens. Bernie Sanders […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation