
Facts & Statistics
STATE STATISTICS | |
Population 2023 | 10,037,261 |
Population 2022 |
10,034,113 |
Population 2021 | 10,037,504 |
Population 2020 |
9,966,555 |
Population 2019 | 9,984,795 |
Population 2018 |
9,995,915 |
Population 2017 | 9,976,447 |
Population 2016 | 9,951,890 |
Below Poverty 2022 | 13.4 |
Below Poverty 2021 | 13.1 |
Below Poverty 2020 | 13.7 |
Below Poverty 2019 | 13 |
Below Poverty 2018 | 10.5 |
Below Poverty 2017 | 14.2 |
Below Poverty 2016 | 15 |
Employment – Population Ratio 2022 |
56.5 |
Employment – Population Ratio 2021 | 55.2 |
Employment – Population Ratio 2020 | 59 |
Employment – Population Ratio 2019 | 59.2 |
Employment – Population Ratio 2018 |
58.8 |
Employment – Population Ratio 2017 | 58.6 |
Employment – Population Ratio 2016 | 58.2 |
Unemployed 2022 | 4.9 |
Unemployed 2021 | 7 |
Unemployed 2020 | 7.5 |
Unemployed 2019 | 4 |
Unemployed 2018 | 4.1 |
Unemployed 2017 | 4.6 |
Unemployed 2016 | 5 |
Foreclosure Rate 2024 | 1 in 1,029 |
Foreclosure Rate 2021 | 1 in 773 |
Foreclosure Rate 2018 | 1 of 2,666 |
Median Household Income 2021 | 64,488 |
Median Individual Income 2022 | 56,343 |
High School Graduation Rate 2022 | 81.01 |
High School Graduation Rate 2021 | 80.47 |
High School Graduation Rate 2020 | 82.07 |
High School Graduation Rate 2019 | 81.41 |
High School Graduation Rate 2018 | 80.64 |
Median Mortgage Payment 2021 | 1,348 |
GDP 2023 | 547.77 Billion |
GDP 2022 | 539.90 Billion |
GDP 2021 | 531.50 Billion |
GDP 2020 | 502.48 Billion |
GDP 2019 | 517.85 Billion |
GDP 2018 | 516.84 Billion |
STATE FACTS |
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Michigan has more than 11,000 inland lakes and more than 36,000 miles of streams. |
Michigan is the only state that touches four of the five Great Lakes. |
The Detroit Zoo was the first zoo in America to feature cageless, open-exhibits that allowed animals more freedom to roam. |
Government
ELECTED OFFICIALS | |
Governor |
Gretchen Whitmer (D) |
Lieutenant Governor | Garlin Gilchrist (D) |
Attorney General | Dana Nessel (D) |
Secretary of State | Jocelyn Benson ( D) |
State Senate Control | R – 20; D – 18 |
State House Control | R – 56; D – 54 |
Legislative Process
LEGISLATIVE DATES AND DEADLINES | |
Convenes | January 8, 2025 |
Sine Die Adjournment | December 31, 2025 |
Committee Action Deadlines | N/A |
Crossover Deadline | None |
Carryover from Previous Session | No |
Governor’s Signing Deadline (in session) | 14 days |
Governor’s Signing Deadline (after adjournment) | 14 days from presentment, or legislation is pocket vetoed |
Veto Override | 2/3 majority |
Legislation Effective Date | 90 days after adjournment |
Notable Laws & Legislation
SAFE Act
- MI SB 462 (now Mich. Comp. Laws c. 445, § 165; c. 493, Secondary Mortgage Loan Act and Mortgage Loan Originator Licensing Act)
- HUD review of Michigan’s SAFE Act
Security Breach Notification Law
AFSA Comment Letters
- Michigan HB 4900 – Limit on Garnishable Wages Veto Letter (December 27, 2024)
AFSA Testimonies
- Michigan SB 408 – Garnishment (May 22, 2024)
Enforcement
No Recent AG Enforcement
Consumer Complaints
Consumer Complaints
- Michigan – 2024 Top Consumer Complaints
- Michigan – 2023 Top Consumer Complaints
- Michigan – 2020 Top Consumer Complaints
- Michigan – 2019 Top Consumer Complaints
- Michigan – 2018 Top Consumer Complaints
- Michigan – 2017 Top Consumer Complaints
- Michigan – 2016 Top Consumer Complaints
- Michigan – 2015 Top Consumer Complaints
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- No Regulatory Guidelines
Advocacy, Initiatives & Reports
Advocacy
- 23 State & DC Letter to FDIC re: “Rent-A-Bank” Predatory Lending (February 2020)
- 25 State & DC Letter to Education Department re: Student Loan Debt Relief (February 2020)
- 23 State & DC Amicus Brief re: Constitutionality of CFPB (January 2020)
- 21 State & DC Letter to OCC re: “Rent-A-Bank” Predatory Lending (January 2020)
- 19 State & DC Letter to Congress re: Education Department Borrower Defense Rule (January 2020)
- 20 State & DC Amicus Brief re: Public Student Loan Forgiveness (November 2019)
- 22 State Letter to Education Department re: Student Loan Forgiveness (November 2019)
- 21 State & DC Letter to HUD re: Housing Discrimination (October 2019)
- 29 State & DC Letter to Education Department re: Student Loan Fraud (October 2019)
- 12 State & DC Letter to CFPB re: Home Mortgage Disclosure Act (October 2019)
- 20 State & DC Letter to Congress re: Cannabis Banking (September 2019)
- 27 State & DC Letter to CFPB re: Debt Collection Rule (September 2019)
- 31 States & DC Amicus Brief re: Student Loans (August 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 24 States & DC Letter to CFPB re: Overdraft Rule (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 24 States & DC Letter to CFPB re: Payday Rule (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 20 States & DC letter to Education Department re: Student Loan Disclosure to Law Enforcement (April 2019)
- 24 State & DC Letter to CFPB re: Payday Lending Rule (March 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 30 States & DC Letter to FTC re: Identity Theft Rule (February 2019)
- 22 State AGs Letter to CFPB re: Regulatory Sandbox (February 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State AGs Brief challenging the constitutionality of the CFPB (July 2018)
- 20 state AGs Letter to Congress regarding proposed FDCPA amendments (April 2018)
- 13 State AGs Brief supporting President Trump’s authority to appoint CFPB director (March 2018)
- 13 State AGs Brief in support of acting CFPB Director (December 2017)
- 36 State AGs Letter – Credit Freeze Fees (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 15 State AGs Urge Congress to Stop Federal Agency Overreach (July 2016)
- 31 State AGs Letter to CFPB – Debt Collection Rules (March 2014)
Reports
- No Reports
Trade Associations
There are currently no partner industry associations in Michigan