Facts & Statistics
| STATE STATISTICS | |
| Population 2018 |
39,557,045 |
| Population 2017 | 39,399,349 |
| Population 2016 | 39,209,127 |
| Below Poverty 2018 | 11.9 |
| Below Poverty 2017 | 13.3 |
| Below Poverty 2016 | 13.9 |
| Employment – Population Ratio 2018 |
59.8 |
| Employment – Population Ratio 2017 | 59.2 |
| Employment – Population Ratio 2016 | 58.9 |
| Unemployed 2018 | 4.2 |
| Unemployed 2017 | 4.8 |
| Unemployed 2016 | 5.5 |
| Foreclosure Rate 2018 | 1 of 2,382 |
| STATE FACTS |
|---|
| Sequoia National Park contains the largest living tree. Its trunk is 102 feet in circumference. |
| Death Valley is recognized as the hottest, driest place in the United States. It isn’t uncommon for Summer temperatures to reach more than 115 degrees. |
| The first motion picture theater opened in Los Angeles on April 2, 1902. |
Government
| ELECTED OFFICIALS | |
| Governor |
Gavin Newsom (D) |
| Lieutenant Governor | Eleni Kounalakis (D) |
| Attorney General | Xavier Becerra (D) |
| Secretary of State | Alex Padilla (D) |
| State Senate Control | D – 29; R – 11 |
| State House Control | D – 60; R – 20 |
State Regulators
Legislative Process
| LEGISLATIVE DATES AND DEADLINES | |
| Convenes | January 6, 2020 |
| Sine Die Adjournment | November 30, 2020 |
| Committee Action Deadlines | N/A |
| Crossover Deadline | N/A |
| Carryover from Previous Session | Yes (2019 – 2020) |
| Governor’s Signing Deadline (in session) | 12 days; if the 12th day falls on a Saturday or Sunday, it is extended to next non-Saturday, Sunday or Holiday |
| Governor’s Signing Deadline (after adjournment) | 30 days for bills received after adjournment in first year of the session; September 30 for bills in the second year |
| Veto Override | 2/3 majority |
| Legislation Effective Date | January 1, following 90 days from enactment |
Notable Laws & Legislation
SAFE Act
California Consumer Privacy Act
Retail Installment Sales Contract Law
AFSA Comment Letters
- California ELT Regulations (February 25, 2020)
- California Consumer Privacy Act revised proposed regulations (February 25, 2020)
- California Consumer Privacy Act proposed regulations (December 6, 2019)
- California SB 639 – Financing Healthcare Services (August 21, 2019)
- California Consumer Privacy Act Rulemaking (March 8, 2019)
- California Department of Business Oversight proposed rules for commercial financing disclosures (January 22, 2019)
- California SB 1235 – Floorplan financing (June 25, 2018)
- California AB 1305 Sales and use taxes (May 8, 2017)
- California Proposed Regulations on Like-Kind Exchange Sourcing Joint Comment Letter (March 3, 2016)
Enforcement
Consumer Complaints
Regulatory Actions
Featured Regulations
Advocacy, Initiatives & Reports
Advocacy
- 23 State & DC Letter to FDIC re: “Rent-A-Bank” Predatory Lending (February 2020)
- 25 State & DC Letter to Education Department re: Student Loan Debt Relief (February 2020)
- 23 State & DC Amicus Brief re: Constitutionality of CFPB (January 2020)
- 21 State & DC Letter to OCC re: “Rent-A-Bank” Predatory Lending (January 2020)
- 19 State & DC Letter to Congress re: Education Department Borrower Defense Rule (January 2020)
- 20 State & DC Amicus Brief re: Public Student Loan Forgiveness (November 2019)
- 22 State Letter to Education Department re: Student Loan Forgiveness (November 2019)
- 21 State & DC Letter to HUD re: Housing Discrimination (October 2019)
- 29 State & DC Letter to Education Department re: Student Loan Fraud (October 2019)
- 12 State & DC Letter to CFPB re: Home Mortgage Disclosure Act (October 2019)
- California Amicus Brief re: Mortgage Lending (September 2019)
- 20 State & DC Letter to Congress re: Cannabis Banking (September 2019)
- 27 State & DC Letter to CFPB re: Debt Collection Rule (September 2019)
- 31 States & DC Amicus Brief re: Student Loans (August 2019)
- 11 States & DC Letter to Education Department re: Public Service Loan Forgiveness Program (August 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 24 States & DC Letter to CFPB re: Overdraft Rule (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 24 States & DC Letter to CFPB re: Payday Rule (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 20 States & DC letter to Education Department re: StTudent Loan Disclosure to Law Enforcement (April 2019)
- 24 State & DC Letter to CFPB re: Payday Lending Rule (March 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 30 States & DC Letter to FTC re: Identity Theft Rule (February 2019)
- 22 State AGs Letter to CFPB re: Regulatory Sandbox (February 2019)
- 14 State AGs Letter to FDIC re: Small-Dollar Lending (January 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State AGs letter to Office of the Comptroller of the Currency re: Community Reinvestment Act (November 2018)
- 21 State AGs letter to Department of Education re: closed-school loan discharge regulations (October 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 17 State AGs letter to HUD re: Affirmatively Furthering Fair Housing rule (October 2018)
- 8 State AGs Amicus Brief re: Student Loan Debt Relief (October 2018)
- 12 State AGs letter to CFPB re: proposed revisions to disclosure sandbox program (October 2018)
- 11 State AGs letter to Department of Education re: Public Service Loan Forgiveness (PSLF) Program (October 2018)
- 16 State AGs Amicus Brief re: States’ Oversight on Student Loan Servicers (September 2018)
- 14 State AGs letter urging CFPB to continue enforcing the Equal Credit Opportunity Act’s disparate impact liability provision (September 2018)
- 17 State AGs letter urging HUD not to undermine the Agency’s Fair Housing Act (FHA) disparate impact regulations (August 2018)
- 20 State AGs letter urging Secretary of Education to share student loan information with law enforcement (July 2018)
- 20 State AG letter to Congress opposing valid-when-made legislation (June 2018)
- 14 State AGs letter urging CFPB to retain public database of consumer complaints (June 2018)
- 16 State AGs letter urging the Trump Administration to respect the CFPB’s investigative authority (April 2018)
- 20 State AGs letter to Congress regarding proposed FDCPA amendments (April 2018)
- 32 AGs letter urging Congress to preserve state’s authority to enforce data breach & security laws (March 2018)
- 30 AGs letter to Congress urging it to reject legislation that would block state oversight of student loan servicing industry (March 2018)
- 20 State AGs letter to Education Secretary re student borrower defense proposal (March 2018)
- 16 State & DC AGs brief calling on Trump Admin. to respect CFPB independence (February 2018)
- 18 State AGs urge Congress to incorporate cannabis industry into banking system (January 2018)
- 16 State AGs letter to President re CFPB (December 2017)
- Lawsuit opposing temporary CFPB director (December 2017)
- 18 States Letter to CFPB – Proposed Arbitration Rule (August 2016)
- AG Harris Support for SB 1150 Homeowner Survivor BOR (April 2016)
Reports
- CA Dept. of Business Oversight 2015 Residential Mortgage Lenders Act Annual Report (July 2016)
- CA Dept. of Business Oversight 2015 Finance Lenders Law Annual Report (June 2016)
- CA AG Data Breach 2012-2015 Report (February 2016)
- CA Dept. of Business Oversight Small Dollar Pilot Program 2011-2014 Activity (June 2015)
Political Geography
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