July White Paper: Repossession Moratoria
AFSA’s latest State Government Affairs white paper looks at repossession moratoria enacted in past years and recent state repossession legislation. Most states that once imposed repossession bans have let them lapse, but the District of Columbia’s law is still on the books. It ties repossession moratoriums to any declared public emergency, and as a result, DC has spent all but 18 days of 2026 under a ban.
The paper also covers recently enacted and pending state legislation on repossession practices in California, Illinois, Massachusetts, and Oklahoma.
This paper, along with SGA’s other white papers, can be found in the SGA resources section of AFSA’s website.
July 2nd, 2026
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