April White Paper: Convenience Fees
AFSA’s latest State Government Affairs white paper analyzes convenience fees.
As convenience fees rise, consumers increasingly use online, mobile, and other electronic payment methods, distinguishing these fees from surcharges and outlining both consumer and creditor perspectives. It also reviews key regulatory interpretations and recent state legislative actions through early 2026 that clarify when convenience fees are permitted, how they may be structured, and what conditions are imposed to protect consumer choice and transparency.
This and SGA’s other white papers can be found in the SGA resources section of AFSA website.
April 9th, 2026
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