2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur Global Head, Financial Services from Sigmoid to discuss the role of AI in the financial services sector, […]

2026 Consumer Lending Predictions: The AI Power Shift That Will Redefine the Industry—Whether We’re Ready or Not Thursday, January 22, 2026 | 2:00 p.m. ET The consumer and auto finance industry is standing on the edge of its most radical transformation in decades—and the guardrails we once relied on are being rewritten in real time. […]

Vehicle finance fraud is escalating, with AI serving as both weapon and defense. This session examines the growing fraud trends, from synthetic identities to fake documentation and bust outs, while exploring how lenders can deploy tools for detection and prevention. Hear real-world cases of fraud, learn countermeasures, and leave with actionable strategies for strengthening fraud […]

Join us for a fast-paced discussion where these industry leaders pull back the curtain on what they are seeing in today’s marketplace … and tomorrow’s. Discover the strategies they’re using to navigate disruption in the market and within their organizations to seize emerging opportunities and stay ahead of the competition. NOTE the new conference day […]

There are few trade associations with a track record of helping American consumers at every level of the financial spectrum through challenging economic times than the American Financial Services Association. For more than 100 years AFSA member companies have worked with consumers with thin credit files, subprime credit scores, and prime credit to ensure they […]

Join us on Monday, February 2nd to hear from our 2026 Vehicle Finance Conference & Expo keynote speaker, Alison Levine, a preeminent business leadership expert, Alison Levine, mountaineer and polar explorer, faculty member at the Thayer Leader Development Group at West Point, and New York Times bestselling author of On the Edge. Having spent prolonged periods of […]

AFSA’s State Government Affairs team released its latest white paper, which provides a 2026 State Legislative Session preview and 2025 year-in review. The 2026 State Legislative agenda is focused on such emerging issues as Artificial Intelligence (AI), data governance, and information privacy. While debt collection, rate caps, and vehicle finance saw high legislative volume in 2025, other long-established areas, such […]

The Trump administration has reinstated wage garnishment for federal student loan borrowers in default following the expiration of pandemic-era repayment, reporting, and collections moratoria. Delinquency rates have skyrocketed recently and upwards of 3 million borrowers are believed to be delinquent (more than 270 days past due on their payments). Garnishment notices were issued to approximately 1,000 borrowers […]

New York Governor Kathy Hochul has signed  NY S 1353B into law, and AFSA’s State Government Affairs team have received the final, official chapter amendment. The bill, as originally presented to the governor, raised significant concerns for AFSA members. Over the past months, AFSA SGA sent a letter to the governor’s office in September outlining the bill’s far‑reaching implications […]