American Financial Services Association - State APR Resources
American Financial Services Association

State APR Resources

State APR Resources

APR caps continue to be a central feature of state regulation of non-bank loans. We routinely oppose rate cap legislation on the grounds that APR is not a sound measurement of the cost of the loan or consumer protection.

The following resources are intended to provide AFSA’s members with sources to inform and support industry advocacy against state APR caps and “all-in” / “military APR” caps.

Talking Points

Fact Sheets & Issue Briefs

50-State Surveys

White Papers

Recent Advocacy

Outside Resources

Outside Studies